加密貨幣穩定幣總供應量創歷史新高，突破2000億美元

穩定幣是維持穩定價值的加密貨幣，與比特幣等不穩定的貨幣不同。它們通常與穩定資產掛鉤，例如美元或黃金等大宗商品

The total supply of cryptocurrency stablecoins has hit an all-time high, surpassing $200 billion, according to data from Artemis Terminal.

Artemis Terminal 的數據顯示，加密貨幣穩定幣的總供應量已創歷史新高，超過 2,000 億美元。

Stablecoins are cryptocurrencies that maintain stable value, unlike volatile ones like Bitcoin. They’re usually linked to stable assets, such as the US dollar or commodities like gold, and can also be managed through complex systems.

穩定幣是維持穩定價值的加密貨幣，與比特幣等不穩定的貨幣不同。它們通常與穩定資產（例如美元或黃金等大宗商品）掛鉤，也可以透過複雜的系統進行管理。

Their stability makes them ideal for everyday transactions, trading, and investing. They facilitate quick money transfers between cryptocurrencies without needing to convert to traditional money. For international transfers, they’re faster and cheaper than traditional banking, combining the benefits of cryptocurrencies with the predictability of conventional currencies.

它們的穩定性使它們成為日常交易、交易和投資的理想選擇。它們促進加密貨幣之間的快速資金轉移，而無需轉換為傳統貨幣。對於國際轉賬，它們比傳統銀行業務更快、更便宜，將加密貨幣的優勢與傳統貨幣的可預測性結合在一起。

The Artemis report showed Tether (USDT) leading the market with a supply of $142.9 billion. Tether (USDT) is issued by Tether Limited Inc. and is the oldest stablecoin pegged to the US dollar. USDT is backed by reserves that include cash, cash equivalents, and other financial assets, ensuring its value remains tied to the US dollar. Since its inception, it has remained the most used stablecoin globally, surpassing others year to year.

Artemis 報告顯示，Tether (USDT) 以 1,429 億美元的供應量領先市場。 Tether (USDT) 由 Tether Limited Inc. 發行，是最古老的與美元掛鉤的穩定幣。 USDT 由現金、現金等價物和其他金融資產等儲備支持，確保其價值與美元掛鉤。自推出以來，它一直是全球使用最廣泛的穩定幣，逐年超過其他穩定幣。

After Tether, comes the USD Coin (USDC) at $42.3 billion. USD Coin (USDC) is a widely used stablecoin designed to maintain a 1:1 value with the US dollar. It was launched in 2018 by Circle and Coinbase, two major players in the cryptocurrency industry, under the Centre Consortium.

繼 Tether 之後，是美元硬幣 (USDC)，價值 423 億美元。美元幣（USDC）是一種廣泛使用的穩定幣，旨在與美元保持 1:1 的價值。它由加密貨幣產業的兩大參與者 Circle 和 Coinbase 於 2018 年在 Center Consortium 旗下推出。

USDC, like USDT, is backed by reserves that include cash and short-term US government bonds, ensuring its stability. These reserves are regularly audited to provide transparency and assure users that the coin is fully backed by real assets.

USDC 與 USDT 一樣，都有包括現金和短期美國政府債券在內的儲備支持，確保了其穩定性。這些儲備會定期進行審計，以提供透明度，並向用戶保證該代幣完全得到實際資產的支持。

USDe at $6 billion follows USDC. USDe is a stablecoin created by Decentral Bank, a project focused on developing a decentralized financial system. The goal of USDe is to provide a reliable and secure stablecoin for various blockchain applications, including decentralized finance (DeFi) and other cryptocurrency-related services.

USDe 的市值為 60 億美元，緊隨 USDC 之後。 USDe 是 Decentral Bank 創建的一種穩定幣，該項目專注於開發去中心化金融系統。 USDe的目標是為各種區塊鏈應用提供可靠、安全的穩定幣，包括去中心化金融（DeFi）和其他加密貨幣相關服務。

Other notable stablecoins mentioned by Artemis include DAI, FDUSD, AND USDS at $4.5 billion, $1.9 billion, and $1.2 billion, respectively.

Artemis 提到的其他著名穩定幣包括 DAI、FDUSD 和 USDS，分別為 45 億美元、19 億美元和 12 億美元。

The data reveals the increasing demand for stablecoins, which are widely used in trading, payments, and value storage within the rapidly growing cryptocurrency industry. From 2018 to 2022, the market capitalization of fiat-backed stablecoins surged by over 3,121%, reaching $181.7 billion during the bull run. Despite facing challenges, it has continued to grow by 35.4%, reaching $161.2 billion in 2024.

數據顯示，穩定幣的需求不斷增長，在快速成長的加密貨幣產業中​​，穩定幣被廣泛用於交易、支付和價值儲存。從 2018 年到 2022 年，法定穩定幣的市值在牛市期間飆升了 3,121% 以上，達到 1,817 億美元。儘管面臨挑戰，仍持續成長 35.4%，2024 年達到 1,612 億美元。

A key factor driving this growth is the adoption of stablecoins within decentralized finance (DeFi), where they simplify and secure activities such as lending, borrowing, and earning rewards. Their stable value is crucial for liquidity pools in decentralized exchanges (DEXs), helping to minimize losses due to unexpected price fluctuations.

推動這一成長的關鍵因素是去中心化金融 (DeFi) 中採用穩定幣，它們簡化並保障了借貸和賺取獎勵等活動。它們的穩定價值對於去中心化交易所（DEX）的流動性池至關重要，有助於最大限度地減少因意外價格波動而造成的損失。

Stablecoins also offer financial access to individuals in countries with unstable economies, allowing them to participate in DeFi markets without worrying about their local currencies’ value volatility. “While stablecoins are gaining traction among institutions, much of their growth is fueled by transfers under $1 million,” said Chainalysis in its stablecoin report, noting that non-institutional investors are driving their global adoption.

穩定幣也為經濟不穩定國家的個人提供金融服務，使他們能夠參與 DeFi 市場，而不必擔心當地貨幣的價值波動。 Chainaanalysis 在其穩定幣報告中表示：「雖然穩定幣在機構中越來越受歡迎，但其成長很大程度上是由低於100 萬美元的轉帳推動的。」他指出，非機構投資者正在推動穩定幣在全球的採用。

Moreover, over 25% of businesses worldwide now use stablecoins as a form of payment, reflecting a notable shift in how companies manage transactions. Statistics also reveal that stablecoins account for about 30% of global remittances and 15% of e-commerce transactions. It’s no surprise that between 60% and 80% of the total cryptocurrency market volume comes from stablecoin trades, with Tether leading as the most traded stablecoin daily.

此外，全球超過 25% 的企業現在使用穩定幣作為支付方式，反映出企業管理交易方式的顯著轉變。統計數據還顯示，穩定幣約佔全球匯款的 30% 和電子商務交易的 15%。毫不奇怪，加密貨幣市場總交易量的 60% 到 80% 來自穩定幣交易，其中 Tether 成為每日交易量最大的穩定幣。

According to a 2023 report by the Bank for International Settlements (BIS), global cross-border payments using stablecoins have risen by more than 30% year-over-year, highlighting their role in enhancing the efficiency and cost-effectiveness of international transfers.

根據國際清算銀行（BIS）2023年的報告，使用穩定幣的全球跨國支付年增超過30%，凸顯了穩定幣在提高國際轉帳效率和成本效益方面的作用。

These statistics show that despite regulatory challenges, such as the recent MiCA rule that led Coinbase to delist USDT from its platform, the growing adoption of stablecoins—driven by their stability, use in DeFi, efficiency in cross-border payments, and role as a safe haven during market fluctuations—is expected to continue.

這些統計數據表明，儘管面臨監管挑戰，例如最近的MiCA 規則導致Coinbase 將USDT 從其平台上下架，但由於穩定幣的穩定性、在DeFi 中的使用、跨境支付的效率以及作為支付工具的作用，穩定幣的採用仍在不斷增長。