加密货币稳定币总供应量创历史新高，突破2000亿美元

稳定币是保持稳定价值的加密货币，与比特币等不稳定的货币不同。它们通常与稳定资产挂钩，例如美元或黄金等大宗商品

The total supply of cryptocurrency stablecoins has hit an all-time high, surpassing $200 billion, according to data from Artemis Terminal.

Artemis Terminal 的数据显示，加密货币稳定币的总供应量已创历史新高，超过 2000 亿美元。

Stablecoins are cryptocurrencies that maintain stable value, unlike volatile ones like Bitcoin. They’re usually linked to stable assets, such as the US dollar or commodities like gold, and can also be managed through complex systems.

稳定币是保持稳定价值的加密货币，与比特币等不稳定的货币不同。它们通常与稳定资产（例如美元或黄金等大宗商品）挂钩，也可以通过复杂的系统进行管理。

Their stability makes them ideal for everyday transactions, trading, and investing. They facilitate quick money transfers between cryptocurrencies without needing to convert to traditional money. For international transfers, they’re faster and cheaper than traditional banking, combining the benefits of cryptocurrencies with the predictability of conventional currencies.

它们的稳定性使它们成为日常交易、交易和投资的理想选择。它们促进加密货币之间的快速资金转移，而无需转换为传统货币。对于国际转账，它们比传统银行业务更快、更便宜，将加密货币的优势与传统货币的可预测性结合在一起。

The Artemis report showed Tether (USDT) leading the market with a supply of $142.9 billion. Tether (USDT) is issued by Tether Limited Inc. and is the oldest stablecoin pegged to the US dollar. USDT is backed by reserves that include cash, cash equivalents, and other financial assets, ensuring its value remains tied to the US dollar. Since its inception, it has remained the most used stablecoin globally, surpassing others year to year.

Artemis 报告显示，Tether (USDT) 以 1,429 亿美元的供应量领先市场。 Tether (USDT) 由 Tether Limited Inc. 发行，是最古老的与美元挂钩的稳定币。 USDT 由包括现金、现金等价物和其他金融资产在内的储备支持，确保其价值与美元挂钩。自推出以来，它一直是全球使用最广泛的稳定币，逐年​​超过其他稳定币。

After Tether, comes the USD Coin (USDC) at $42.3 billion. USD Coin (USDC) is a widely used stablecoin designed to maintain a 1:1 value with the US dollar. It was launched in 2018 by Circle and Coinbase, two major players in the cryptocurrency industry, under the Centre Consortium.

继 Tether 之后，是美元硬币 (USDC)，价值 423 亿美元。美元币（USDC）是一种广泛使用的稳定币，旨在与美元保持 1:1 的价值。它由加密货币行业的两大参与者 Circle 和 Coinbase 于 2018 年在 Center Consortium 旗下推出。

USDC, like USDT, is backed by reserves that include cash and short-term US government bonds, ensuring its stability. These reserves are regularly audited to provide transparency and assure users that the coin is fully backed by real assets.

USDC 与 USDT 一样，都有包括现金和短期美国政府债券在内的储备支持，确保了其稳定性。这些储备会定期接受审计，以提供透明度，并向用户保证该代币完全得到实际资产的支持。

USDe at $6 billion follows USDC. USDe is a stablecoin created by Decentral Bank, a project focused on developing a decentralized financial system. The goal of USDe is to provide a reliable and secure stablecoin for various blockchain applications, including decentralized finance (DeFi) and other cryptocurrency-related services.

USDe 的市值为 60 亿美元，紧随 USDC 之后。 USDe 是 Decentral Bank 创建的一种稳定币，该项目专注于开发去中心化金融系统。 USDe的目标是为各种区块链应用提供可靠、安全的稳定币，包括去中心化金融（DeFi）和其他加密货币相关服务。

Other notable stablecoins mentioned by Artemis include DAI, FDUSD, AND USDS at $4.5 billion, $1.9 billion, and $1.2 billion, respectively.

Artemis 提到的其他著名稳定币包括 DAI、FDUSD 和 USDS，价值分别为 45 亿美元、19 亿美元和 12 亿美元。

The data reveals the increasing demand for stablecoins, which are widely used in trading, payments, and value storage within the rapidly growing cryptocurrency industry. From 2018 to 2022, the market capitalization of fiat-backed stablecoins surged by over 3,121%, reaching $181.7 billion during the bull run. Despite facing challenges, it has continued to grow by 35.4%, reaching $161.2 billion in 2024.

数据显示，稳定币的需求不断增长，在快速增长的加密货币行业中，稳定币被广泛用于交易、支付和价值存储。从 2018 年到 2022 年，法定稳定币的市值在牛市期间飙升了 3,121% 以上，达到 1,817 亿美元。尽管面临挑战，但仍继续增长 35.4%，2024 年达到 1,612 亿美元。

A key factor driving this growth is the adoption of stablecoins within decentralized finance (DeFi), where they simplify and secure activities such as lending, borrowing, and earning rewards. Their stable value is crucial for liquidity pools in decentralized exchanges (DEXs), helping to minimize losses due to unexpected price fluctuations.

推动这一增长的一个关键因素是去中心化金融 (DeFi) 中采用稳定币，它们简化并保障了借贷和赚取奖励等活动。它们的稳定价值对于去中心化交易所（DEX）的流动性池至关重要，有助于最大限度地减少因意外价格波动而造成的损失。

Stablecoins also offer financial access to individuals in countries with unstable economies, allowing them to participate in DeFi markets without worrying about their local currencies’ value volatility. “While stablecoins are gaining traction among institutions, much of their growth is fueled by transfers under $1 million,” said Chainalysis in its stablecoin report, noting that non-institutional investors are driving their global adoption.

稳定币还为经济不稳定国家的个人提供金融服务，使他们能够参与 DeFi 市场，而不必担心当地货币的价值波动。 Chainaanalysis 在其稳定币报告中表示：“虽然稳定币在机构中越来越受欢迎，但其增长很大程度上是由低于 100 万美元的转账推动的。”他指出，非机构投资者正在推动稳定币在全球的采用。

Moreover, over 25% of businesses worldwide now use stablecoins as a form of payment, reflecting a notable shift in how companies manage transactions. Statistics also reveal that stablecoins account for about 30% of global remittances and 15% of e-commerce transactions. It’s no surprise that between 60% and 80% of the total cryptocurrency market volume comes from stablecoin trades, with Tether leading as the most traded stablecoin daily.

此外，全球超过 25% 的企业现在使用稳定币作为支付方式，这反映出企业管理交易方式的显着转变。统计数据还显示，稳定币约占全球汇款的 30% 和电子商务交易的 15%。毫不奇怪，加密货币市场总交易量的 60% 到 80% 来自稳定币交易，其中 Tether 成为每日交易量最大的稳定币。

According to a 2023 report by the Bank for International Settlements (BIS), global cross-border payments using stablecoins have risen by more than 30% year-over-year, highlighting their role in enhancing the efficiency and cost-effectiveness of international transfers.

根据国际清算银行（BIS）2023年的报告，使用稳定币的全球跨境支付同比增长超过30%，凸显了稳定币在提高国际转账效率和成本效益方面的作用。

These statistics show that despite regulatory challenges, such as the recent MiCA rule that led Coinbase to delist USDT from its platform, the growing adoption of stablecoins—driven by their stability, use in DeFi, efficiency in cross-border payments, and role as a safe haven during market fluctuations—is expected to continue.

这些统计数据表明，尽管面临监管挑战，例如最近的 MiCA 规则导致 Coinbase 将 USDT 从其平台上下架，但由于稳定币的稳定性、在 DeFi 中的使用、跨境支付的效率以及作为支付工具的作用，稳定币的采用仍在不断增长。市场波动期间的避风港——预计将持续下去。