Tether（USDT）終於接受了四大會計師事務所的全面財務審核

經過多年對其儲備的質疑，Tether（USDT）終於邁出了重大一步

Tether, the world’s largest stablecoin issuer, is finally set to undergo a full financial audit by a Big Four accounting firm. This move, which follows years of criticism and suspicion, aims to prove that Tether’s USDT reserves are backed at a 1:1 ratio with U.S. dollars, as the company has claimed.

Tether是世界上最大的Stablecoin發行人，最終將由一家四大會計師事務所進行完整的財務審核。這一舉動是在多年的批評和懷疑之後，旨在證明Tether的USDT儲備金以美元的比例為1：1的比例，正如該公司所聲稱的那樣。

As reported by Benzinga, Tether CEO Paolo Ardoino stated that the U.S. administration is now more crypto-friendly, which will likely facilitate a smoother process for the company to complete the audit. This will be the first time Tether has been fully audited by an independent firm.

正如本辛加（Benzinga）報導的那樣，繫繩首席執行官保羅·阿多伊諾（Paolo Ardoino）表示，美國政府現在更加友好地加密，這可能會促進該公司完成審計的更平滑過程。這將是Tether首次受到獨立公司的全面審核。

For years, there have been concerns about Tether’s financial stability, especially following the shocking collapse of FTX. While Tether has been releasing quarterly reports, which provide a snapshot of the company’s assets, these reports are not a complete financial audit.

多年來，人們一直擔心Tether的財務穩定性，尤其是在FTX令人震驚的崩潰之後。雖然Tether一直在發布季度報告，這些報告提供了公司資產的快照，但這些報告並不是一項完整的財務審計。

This lack of transparency has been a major point of contention for critics, who argue that without an independent audit, there’s no proof other than Tether’s word that its USDT tokens are backed by sufficient reserves. This has left the industry in a state of doubt and speculation.

這種缺乏透明度一直是批評家的主要爭論，他們認為沒有獨立的審計，除了特ether的話說，其USDT令牌沒有足夠的儲備支持。這使該行業處於懷疑和猜測的狀態。

However, it seems like Tether is finally yielding to pressure and engaging a Big Four firm—PwC, EY, Deloitte, or KPMG—for a full-scale audit. This decision comes in response to growing demand from investors and regulators for greater transparency into Tether’s operations.

但是，似乎束縛終於屈服於壓力，並吸引了一家大公司PWC，EY，Deloitte或畢馬威（KPMG）進行全面審計。這項決定是針對投資者和監管機構不斷增長的對Tether運營的透明度提高的需求的回應。

Earlier this month, Tether took some steps towards financial clarity by searching for a chief financial officer, and later appointed Simon McWilliams as its CFO. His hiring marks a push towards greater transparency in USDT operations.

本月早些時候，Tether通過尋找首席財務官邁出了一些邁向財務清晰的步驟，後來任命Simon McWilliams為其首席財務官。他的招聘標誌著向USDT行動提高透明度的推動。

Image 1- Provided by Paolo Ardonio on Twitter, published by TradingView, March 22, 2025

圖1-由Paolo Ardonio在Twitter上提供的圖像，由TradingView出版，2025年3月22日

The image explains that Tether’s USDT is designed to hold a steady value by being pegged to the US dollar at a 1:1 ratio. In simple terms, for every USDT in circulation, there should be an equivalent amount of reserves backing it. This setup helps traders gain confidence that they can always exchange their USDT for real dollars, keeping the stablecoin’s value intact.

圖像解釋說，Tether的USDT旨在通過以1：1的比例將美元固定為美元。簡而言之，對於每一個循環中的USDT，都應該有相當數量的儲備支持它。這種設置有助於交易者充滿信心，他們始終可以將USDT換成實際美元，從而保持穩定的價值完好無損。

Despite Tether’s role in the crypto market and its claims of having more than $80 billion in reserves, the company has managed to avoid being fully audited by a Big Four accounting firm for years. This has led to skepticism from industry figures like Charles Hoskinson, CEO of Cardano, who pointed out that, despite being the world’s fourth-largest cryptocurrency, Cardano is fully audited by a Big Four firm, while Tether, a key player in the market, is not.

儘管Tether在加密市場中發揮了作用及其擁有超過800億美元儲備金的主張，但該公司多年來還是設法避免了一家四大會計師事務所的全面審計。這引起了卡爾達諾（Cardano）首席執行官查爾斯·霍斯金森（Charles Hoskinson）等行業人物的懷疑，他指出，儘管是世界第四大加密貨幣，但卡爾達諾（Cardano）還是由一家大型四大公司進行了全面審計，而Tether是市場上的主要參與者。

Earlier in the year, Tether ran into trouble with the U.S. Commodities and Futures Trading Commission (CFTC). The CFTC found issues with Tether’s claims about its reserves, leading to an investigation and ultimately, a $41 million fine. This only added fuel to the fire, increasing doubts and sparking fresh concerns about whether USDT is truly as secure as the company insists.

在今年早些時候，繩索與美國商品和期貨貿易委員會（CFTC）遇到了麻煩。 CFTC發現了Tether關於其儲備的主張的問題，導致調查，最終罰款4100萬美元。這只會增加火災的燃料，越來越多的疑問，並引發了對USDT是否真正像公司堅持一樣安全的新擔憂。

The news of Tether engaging a Big Four firm for an independent financial review is a pivotal moment for the crypto industry. For years, there have been concerns about whether Tether’s USDT is genuinely backed 1:1 by reserves, with other concerns regarding transparency, leaving room for speculation and uncertainty.

繫繩與四大公司進行獨立財務審查的消息是加密行業的關鍵時刻。多年來，人們一直擔心Tether的USDT是否由儲備金真正支持1：1，對透明度的其他擔憂，留出了猜測和不確定性的空間。

By bringing in a Big Four accounting firm, Tether is taking a bold step to clear the doubts and gain trust in the world’s most widely used stablecoin. Ultimately, this next audit could serve as an important moment for Tether’s long-term credibility. If completed, it might help the company to navigate global regulations and strengthen USDT’s role in crypto trading.

通過引入四大會計師事務所，Tether正在採取大膽的一步來清除疑問，並對世界上最廣泛使用的Stablecoin產生信任。最終，下一個審計可能是Tether長期信譽的重要時刻。如果完成，它可能會有助於公司瀏覽全球法規並加強USDT在加密交易中的作用。

For now, the industry has been watching and waiting to see whether this awaited financial review will confirm Tether’s claims or expose new challenges.

目前，該行業一直在關注並等待，以查看該期待的財務審查是否會確認Tether的主張或面臨新的挑戰。