穩定幣交易量飆升超過 Visa，標誌著加密貨幣的崛起

三大穩定幣 Tether (USDT)、USDC 和 DAI 的總交易量在過去 30 天內已超過 Visa 的月平均交易量，僅 Tether 的處理量就與萬事達卡相當。儘管 Visa 聲稱 USDC 是交易中領先的穩定幣，但調整後的數據表明事實並非如此，在排除無機活動時，USDC 的交易量超過了 USDT。

Stablecoins Surpass Visa's Transactions, Signaling Crypto's Growing Dominance

穩定幣交易量超過 Visa，標誌著加密貨幣的主導地位日益增強

According to a comprehensive analysis conducted by blockchain analytics firm Nansen, the three leading stablecoins – Tether (USDT), USDC, and DAI – have collectively processed a staggering volume of transactions that eclipses the average monthly transactions processed by Visa in 2023.

根據區塊鏈分析公司 Nansen 進行的綜合分析，三大領先的穩定幣——Tether (USDT)、USDC 和 DAI——總共處理的交易量驚人，超過了 Visa 在 2023 年處理的平均月交易量。

Nansen's meticulously gathered data reveals that Tether, the dominant stablecoin by market capitalization, facilitated transactions worth $654 billion over the past 30 days. DAI followed closely with a transaction volume of $394 billion, while USDC recorded a substantial $321 billion.

Nansen 精心收集的數據顯示，市值占主導地位的穩定幣 Tether 在過去 30 天內促成了價值 6,540 億美元的交易。 DAI 緊隨其後，交易量為 3,940 億美元，而 USDC 則交易額高達 3,210 億美元。

"The combined transaction volume of these three stablecoins, amounting to $1.369 trillion, surpasses the $1.23 trillion monthly average of Visa's $14.8 trillion yearly volume in 2023," Nansen's report highlights.

Nansen 的報告強調，“這三種穩定幣的總交易量達 1.369 兆美元，超過了 Visa 2023 年 14.8 兆美元的月平均交易量 1.23 兆美元。”

This remarkable surge in stablecoin transaction volume is a testament to the growing adoption and utility of cryptocurrencies in various sectors. The use of stablecoins, which are pegged to fiat currencies such as the US dollar, provides users with the stability and familiarity of fiat while allowing them to reap the benefits of the blockchain ecosystem.

穩定幣交易量的顯著增長證明了加密貨幣在各個領域的採用和實用性不斷增長。使用與美元等法定貨幣掛鉤的穩定幣，可以為用戶提供法定貨幣的穩定性和熟悉性，同時讓他們獲得區塊鏈生態系統的好處。

Nansen's analysis further demonstrates that Tether alone processed a volume nearly equivalent to Mastercard, the second-largest card provider globally. Mastercard processed $750 billion monthly on average in 2023, with an annual volume of $9 trillion. Tether's transaction volume also surpassed that of PayPal, which managed $125 billion on average per month last year.

Nansen 的分析進一步表明，僅 Tether 的處理量就幾乎相當於全球第二大銀行卡提供者萬事達卡 (Mastercard) 的處理量。 2023 年，萬事達卡平均每月處理 7,500 億美元，年處理量將達到 9 兆美元。 Tether 的交易量也超過了 PayPal，去年平均每月管理 1,250 億美元。

However, it is important to note that Visa released a report in April claiming that USDC should be considered the leading stablecoin in terms of transaction volume. Visa's report focused on excluding inorganic activities and only considering the largest stablecoin amount transferred in a single transaction.

但值得注意的是，Visa 在 4 月發布了一份報告，聲稱 USDC 應該被視為交易量領先的穩定幣。 Visa的報告重點排除了無機活動，只考慮單筆交易中轉移的最大穩定幣金額。

According to Visa's report, adjusting the data for bot activity, complex smart contract interactions, and automatic transactions from centralized exchanges resulted in USDC's transaction volume surpassing that of USDT on a weekly basis.

根據 Visa 的報告，調整機器人活動數據、複雜的智慧合約互動以及中心化​​交易所的自動交易導致 USDC 的每週交易量超過 USDT。

Regardless of the differences in methodology and perspectives, the overall trend is clear: stablecoins are playing an increasingly significant role in the digital economy. The high transaction volumes of stablecoins, particularly Tether, USDC, and DAI, underscore the growing acceptance and integration of cryptocurrencies into mainstream financial systems.

儘管方法論和觀點存在差異，但整體趨勢是明確的：穩定幣在數位經濟中發揮越來越重要的作用。穩定幣（尤其是 Tether、USDC 和 DAI）的高交易量凸顯了加密貨幣越來越被主流金融體系接受和融入。

As the world continues to embrace digital transformations, the adoption of stablecoins is expected to continue at a rapid pace, further solidifying the position of cryptocurrencies as a viable and increasingly dominant force in the global financial landscape.

隨著世界繼續擁抱數位轉型，穩定幣的採用預計將繼續快速發展，進一步鞏固加密貨幣作為全球金融格局中可行且日益主導的力量的地位。