稳定币交易量飙升超过 Visa，标志着加密货币的崛起

三大稳定币 Tether (USDT)、USDC 和 DAI 的总交易量在过去 30 天内已超过 Visa 的月平均交易量，仅 Tether 的处理量就与万事达卡相当。尽管 Visa 声称 USDC 是交易中领先的稳定币，但调整后的数据表明事实并非如此，在排除无机活动时，USDC 的交易量超过了 USDT。

Stablecoins Surpass Visa's Transactions, Signaling Crypto's Growing Dominance

稳定币交易量超过 Visa，标志着加密货币的主导地位日益增强

According to a comprehensive analysis conducted by blockchain analytics firm Nansen, the three leading stablecoins – Tether (USDT), USDC, and DAI – have collectively processed a staggering volume of transactions that eclipses the average monthly transactions processed by Visa in 2023.

根据区块链分析公司 Nansen 进行的综合分析，三大领先的稳定币——Tether (USDT)、USDC 和 DAI——总共处理的交易量惊人，超过了 Visa 在 2023 年处理的平均月交易量。

Nansen's meticulously gathered data reveals that Tether, the dominant stablecoin by market capitalization, facilitated transactions worth $654 billion over the past 30 days. DAI followed closely with a transaction volume of $394 billion, while USDC recorded a substantial $321 billion.

Nansen 精心收集的数据显示，市值占主导地位的稳定币 Tether 在过去 30 天内促成了价值 6540 亿美元的交易。 DAI 紧随其后，交易量为 3940 亿美元，而 USDC 则交易额高达 3210 亿美元。

"The combined transaction volume of these three stablecoins, amounting to $1.369 trillion, surpasses the $1.23 trillion monthly average of Visa's $14.8 trillion yearly volume in 2023," Nansen's report highlights.

Nansen 的报告强调，“这三种稳定币的总交易量达 1.369 万亿美元，超过了 Visa 2023 年 14.8 万亿美元的月平均交易量 1.23 万亿美元。”

This remarkable surge in stablecoin transaction volume is a testament to the growing adoption and utility of cryptocurrencies in various sectors. The use of stablecoins, which are pegged to fiat currencies such as the US dollar, provides users with the stability and familiarity of fiat while allowing them to reap the benefits of the blockchain ecosystem.

稳定币交易量的显着增长证明了加密货币在各个领域的采用和实用性不断增长。使用与美元等法定货币挂钩的稳定币，可以为用户提供法定货币的稳定性和熟悉性，同时让他们获得区块链生态系统的好处。

Nansen's analysis further demonstrates that Tether alone processed a volume nearly equivalent to Mastercard, the second-largest card provider globally. Mastercard processed $750 billion monthly on average in 2023, with an annual volume of $9 trillion. Tether's transaction volume also surpassed that of PayPal, which managed $125 billion on average per month last year.

Nansen 的分析进一步表明，仅 Tether 的处理量就几乎相当于全球第二大银行卡提供商万事达卡 (Mastercard) 的处理量。 2023 年，万事达卡平均每月处理 7500 亿美元，年处理量将达到 9 万亿美元。 Tether 的交易量也超过了 PayPal，后者去年平均每月管理 1250 亿美元。

However, it is important to note that Visa released a report in April claiming that USDC should be considered the leading stablecoin in terms of transaction volume. Visa's report focused on excluding inorganic activities and only considering the largest stablecoin amount transferred in a single transaction.

但值得注意的是，Visa 在 4 月份发布了一份报告，声称 USDC 应该被视为交易量领先的稳定币。 Visa的报告重点排除了无机活动，只考虑单笔交易中转移的最大稳定币金额。

According to Visa's report, adjusting the data for bot activity, complex smart contract interactions, and automatic transactions from centralized exchanges resulted in USDC's transaction volume surpassing that of USDT on a weekly basis.

根据 Visa 的报告，调整机器人活动数据、复杂的智能合约交互以及中心化​​交易所的自动交易导致 USDC 的每周交易量超过 USDT。

Regardless of the differences in methodology and perspectives, the overall trend is clear: stablecoins are playing an increasingly significant role in the digital economy. The high transaction volumes of stablecoins, particularly Tether, USDC, and DAI, underscore the growing acceptance and integration of cryptocurrencies into mainstream financial systems.

尽管方法论和观点存在差异，但总体趋势是明确的：稳定币在数字经济中发挥着越来越重要的作用。稳定币（尤其是 Tether、USDC 和 DAI）的高交易量凸显了加密货币越来越被主流金融系统接受和融入。

As the world continues to embrace digital transformations, the adoption of stablecoins is expected to continue at a rapid pace, further solidifying the position of cryptocurrencies as a viable and increasingly dominant force in the global financial landscape.

随着世界继续拥抱数字化转型，稳定币的采用预计将继续快速发展，进一步巩固加密货币作为全球金融格局中可行且日益主导的力量的地位。