索尼銀行憑藉穩定幣和 Web3 創新不斷前進

索尼集團子公司索尼銀行已開始進行概念驗證，在 Polygon 區塊鏈上推出與日圓掛鉤的穩定幣。該計劃是與 SettleMint 合作進行的，旨在利用區塊鏈的功能來實現遊戲和體育知識產權的潛在應用。索尼集團還申請了將 NFT 整合到其遊戲生態系統中的專利，展示了對 Web3 開發和新興技術的承諾。

Sony Bank Embarks on Stablecoin and Web3 Innovation

索尼銀行著手穩定幣和 Web3 創新

Japanese financial behemoth Sony Bank has taken a bold leap into the realm of decentralized finance by initiating a proof-of-concept to launch its own fiat-pegged stablecoin on the Polygon blockchain. This audacious endeavor marks a significant milestone in Sony's broader strategy to embrace the transformative potential of Web3 technologies.

日本金融巨頭索尼銀行透過啟動概念驗證，在 Polygon 區塊鏈上推出自己的與法幣掛鉤的穩定幣，從而大膽地進軍去中心化金融領域。這一大膽的嘗試標誌著索尼擁抱 Web3 技術變革潛力的更廣泛策略的一個重要里程碑。

Stablecoin Proof-of-Concept on Polygon

Polygon 上的穩定幣概念驗證

Sony Bank's stablecoin trial stems from its vision to leverage the benefits of stablecoins, particularly their ability to minimize payment and remittance fees. Harnessing the capabilities of the Polygon blockchain, the bank aims to evaluate the feasibility of utilizing stablecoins for its gaming and sports intellectual properties. The trial also delves into the intricate legal implications surrounding the issuance of Japanese yen-backed stablecoins. Spanning several months, this initiative reflects Sony Bank's forward-thinking approach to exploring cutting-edge financial technologies.

索尼銀行的穩定幣試驗源自於其利用穩定幣優勢的願景，特別是其最大限度降低支付和匯款費用的能力。該銀行旨在利用 Polygon 區塊鏈的功能來評估將穩定幣用於其遊戲和體育智慧財產權的可行性。該審判還深入探討了圍繞日圓支持的穩定幣發行的複雜法律影響。這項措施歷時數月，體現了索尼銀行探索尖端金融科技的前瞻性思維。

Collaborating with SettleMint for Stablecoin Development

與 SettleMint 合作開發穩定幣

In its pursuit of stablecoin innovation, Sony Bank has forged a strategic partnership with SettleMint, a renowned Belgian blockchain firm specializing in developing decentralized applications and blockchain solutions. This collaboration underscores Sony Bank's commitment to collaborating with industry leaders to ensure the seamless implementation of its stablecoin project. SettleMint's expertise and technical prowess will play a pivotal role in the development and deployment of Sony Bank's fiat-pegged stablecoin on the Polygon blockchain.

為了追求穩定幣創新，索尼銀行與專門開發去中心化應用程式和區塊鏈解決方案的比利時著名區塊鏈公司 SettleMint 建立了戰略合作夥伴關係。此次合作凸顯了索尼銀行與產業領導者合作的承諾，以確保其穩定幣計畫的無縫實施。 SettleMint 的專業知識和技術實力將在 Polygon 區塊鏈上索尼銀行與法幣掛鉤的穩定幣的開發和部署中發揮關鍵作用。

Expanding Web3 Development: Sony's Patent Request for NFT Integration

擴大 Web3 開發：索尼申請 NFT 整合專利

Sony Group, the parent company of Sony Bank, has been actively expanding its Web3 development initiatives. In line with this strategic direction, the company's video game division recently filed a patent request to incorporate non-fungible tokens (NFTs) into its gaming ecosystem. This move aims to enhance flexibility in utilizing in-game assets and demonstrates Sony's commitment to exploring emerging technologies that can revolutionize the gaming industry. By synergistically combining stablecoins and NFTs, Sony is positioning itself as a pioneer in the digital asset space.

索尼銀行的母公司索尼集團一直在積極擴展其 Web3 開發計畫。根據這一戰略方向，該公司的視頻遊戲部門最近提交了一項專利請求，將不可替代代幣（NFT）納入其遊戲生態系統。此舉旨在提高利用遊戲內資產的靈活性，並表明索尼致力於探索能夠徹底改變遊戲產業的新興技術。透過將穩定幣和 NFT 協同結合，索尼將自己定位為數位資產領域的先驅。

Building a Public Blockchain Network with Startale Labs

與 Startale Labs 一起建立公共區塊鏈網絡

Beyond its stablecoin endeavors, Sony is collaborating with Startale Labs, a core developer of Astar Network, to establish its own public blockchain network. This ambitious project, under development for over a year and a half, encapsulates Sony's long-term commitment to blockchain technology. By creating its blockchain network, Sony seeks to establish a robust infrastructure that can host diverse decentralized applications and foster a thriving ecosystem of digital interactions. The partnership with Startale Labs underscores Sony's dedication to forging strategic alliances with leading blockchain developers.

除了穩定幣的努力之外，索尼還與 Astar Network 的核心開發人員 Startale Labs 合作，建立自己的公共區塊鏈網路。這個雄心勃勃的項目已經開發了一年半多，體現了索尼對區塊鏈技術的長期承諾。透過創建區塊鏈網絡，索尼尋求建立一個強大的基礎設施，可以託管各種去中心化應用程式並培育繁榮的數位互動生態系統。與 Startale Labs 的合作凸顯了索尼致力於與領先的區塊鏈開發人員建立戰略聯盟的決心。

Japan's Regulatory Framework for Stablecoins

日本穩定幣的監管框架

In the wake of the TerraUSD collapse, Japan swiftly implemented a regulatory framework for stablecoins in June 2022, prioritizing user protection and the stability of the financial ecosystem. These regulations mandate that local stablecoins must be pegged to the yen or another fiat currency, guaranteeing their redeemability at face value. These measures aim to instill confidence among users and mitigate the risks associated with stablecoin operations. Sony Bank's exploration of stablecoins falls within this regulatory landscape, ensuring compliance and consumer protection.

TerraUSD 崩盤後，日本於 2022 年 6 月迅速實施了穩定幣監管框架，優先考慮用戶保護和金融生態系統的穩定性。這些法規要求本地穩定幣必須與日圓或其他法定貨幣掛鉤，以確保其可按面值兌換。這些措施旨在增強用戶信心並降低與穩定幣營運相關的風險。索尼銀行對穩定幣的探索屬於這種監管環境，以確保合規性和消費者保護。

Exploration of Stablecoin Issuance in Japan

日本穩定幣發行探索

Since the introduction of Japan's stablecoin regulations, numerous crypto and finance firms have embarked on explorations to issue stablecoins within the country. Binance Japan, for instance, joined forces with local banking giant MUFG in September 2022 to study the issuance of fiat-pegged stablecoins. This collaboration seeks to capitalize on the potential benefits of stablecoins in the Japanese market. Similarly, Circle, the issuer of USDC (USD Coin), partnered with SBI Holdings in November to investigate the circulation of USDC in Japan. These notable collaborations highlight the growing interest in stablecoins and their potential to revolutionize traditional financial systems.

自日本穩定幣法規推出以來，許多加密貨幣和金融公司開始探索在日本發行穩定幣。例如，幣安日本於 2022 年 9 月與當地銀行巨頭 MUFG 聯手研究發行與法幣掛鉤的穩定幣。此次合作旨在充分利用日本市場穩定幣的潛在優勢。同樣，USDC（美元硬幣）的發行者Circle於11月與SBI Holdings合作，調查USDC在日本的流通情況。這些值得注意的合作凸顯了人們對穩定幣日益增長的興趣及其徹底改變傳統金融體系的潛力。

Hokkoku's Tochika: Japan's First Bank Deposit-Backed Stablecoin

Hokkoku 的 Tochika：日本第一個銀行存款支持的穩定幣

Adding to the recent developments in Japan's stablecoin landscape, Hokkoku Bank, a regional bank, launched Tochika, the country's first bank deposit-backed stablecoin. Tochika will be utilized in select retail stores within Suzu city, located in Ishikawa prefecture. This localized implementation of a stablecoin showcases the practical applications and benefits that digital currencies can bring to specific regions. The launch of Tochika further reinforces the growing acceptance and adoption of stablecoins in Japan.

除了日本穩定幣領域的最新發展之外，地區銀行 Hokkoku Bank 還推出了日本首個銀行存款支援的穩定幣 Tochika。 Tochika 將在石川縣珠洲市的部分零售店使用。這種穩定幣的本地化實施展示了數位貨幣可以為特定地區帶來的實際應用和好處。 Tochika 的推出進一步加強了日本對穩定幣日益增長的接受度和採用率。

Conclusion

結論

Sony Bank's proof-of-concept to issue a fiat-pegged stablecoin on the Polygon blockchain is a testament to its commitment to innovation and the exploration of emerging technologies. Collaborations with industry leaders and its foray into Web3 development further establish Sony Bank's position at the forefront of financial innovation. With Japan's regulatory framework in place, the future of stablecoins in the country looks promising, and Sony Bank is poised to play a significant role in shaping this transformative landscape.

索尼銀行在 Polygon 區塊鏈上發行與法定貨幣掛鉤的穩定幣的概念驗證證明了其對創新和新興技術探索的承諾。與行業領導者的合作以及對 Web3 開發的進軍進一步確立了索尼銀行在金融創新前沿的地位。隨著日本監管框架的到位，該國穩定幣的未來看起來充滿希望，索尼銀行準備在塑造這一變革格局中發揮重要作用。