索尼银行凭借稳定币和 Web3 创新不断前进

索尼集团子公司索尼银行已开始进行概念验证，在 Polygon 区块链上推出与日元挂钩的稳定币。该计划是与 SettleMint 合作进行的，旨在利用区块链的功能来实现游戏和体育知识产权的潜在应用。索尼集团还申请了将 NFT 集成到其游戏生态系统中的专利，展示了其对 Web3 开发和新兴技术的承诺。

Sony Bank Embarks on Stablecoin and Web3 Innovation

索尼银行着手稳定币和 Web3 创新

Japanese financial behemoth Sony Bank has taken a bold leap into the realm of decentralized finance by initiating a proof-of-concept to launch its own fiat-pegged stablecoin on the Polygon blockchain. This audacious endeavor marks a significant milestone in Sony's broader strategy to embrace the transformative potential of Web3 technologies.

日本金融巨头索尼银行通过启动概念验证，在 Polygon 区块链上推出自己的与法币挂钩的稳定币，从而大胆地进军去中心化金融领域。这一大胆的尝试标志着索尼拥抱 Web3 技术变革潜力的更广泛战略的一个重要里程碑。

Stablecoin Proof-of-Concept on Polygon

Polygon 上的稳定币概念验证

Sony Bank's stablecoin trial stems from its vision to leverage the benefits of stablecoins, particularly their ability to minimize payment and remittance fees. Harnessing the capabilities of the Polygon blockchain, the bank aims to evaluate the feasibility of utilizing stablecoins for its gaming and sports intellectual properties. The trial also delves into the intricate legal implications surrounding the issuance of Japanese yen-backed stablecoins. Spanning several months, this initiative reflects Sony Bank's forward-thinking approach to exploring cutting-edge financial technologies.

索尼银行的稳定币试验源于其利用稳定币优势的愿景，特别是其最大限度降低支付和汇款费用的能力。该银行旨在利用 Polygon 区块链的功能来评估将稳定币用于其游戏和体育知识产权的可行性。该审判还深入探讨了围绕日元支持的稳定币发行的复杂法律影响。这一举措历时数月，体现了索尼银行探索尖端金融技术的前瞻性思维。

Collaborating with SettleMint for Stablecoin Development

与 SettleMint 合作开发稳定币

In its pursuit of stablecoin innovation, Sony Bank has forged a strategic partnership with SettleMint, a renowned Belgian blockchain firm specializing in developing decentralized applications and blockchain solutions. This collaboration underscores Sony Bank's commitment to collaborating with industry leaders to ensure the seamless implementation of its stablecoin project. SettleMint's expertise and technical prowess will play a pivotal role in the development and deployment of Sony Bank's fiat-pegged stablecoin on the Polygon blockchain.

为了追求稳定币创新，索尼银行与专门开发去中心化应用程序和区块链解决方案的比利时著名区块链公司 SettleMint 建立了战略合作伙伴关系。此次合作凸显了索尼银行与行业领导者合作的承诺，以确保其稳定币项目的无缝实施。 SettleMint 的专业知识和技术实力将在 Polygon 区块链上索尼银行与法币挂钩的稳定币的开发和部署中发挥关键作用。

Expanding Web3 Development: Sony's Patent Request for NFT Integration

扩大 Web3 开发：索尼申请 NFT 集成专利

Sony Group, the parent company of Sony Bank, has been actively expanding its Web3 development initiatives. In line with this strategic direction, the company's video game division recently filed a patent request to incorporate non-fungible tokens (NFTs) into its gaming ecosystem. This move aims to enhance flexibility in utilizing in-game assets and demonstrates Sony's commitment to exploring emerging technologies that can revolutionize the gaming industry. By synergistically combining stablecoins and NFTs, Sony is positioning itself as a pioneer in the digital asset space.

索尼银行的母公司索尼集团一直在积极扩展其 Web3 开发计划。根据这一战略方向，该公司的视频游戏部门最近提交了一项专利请求，将不可替代代币（NFT）纳入其游戏生态系统。此举旨在提高利用游戏内资产的灵活性，并表明索尼致力于探索能够彻底改变游戏行业的新兴技术。通过将稳定币和 NFT 协同结合，索尼将自己定位为数字资产领域的先驱。

Building a Public Blockchain Network with Startale Labs

与 Startale Labs 一起构建公共区块链网络

Beyond its stablecoin endeavors, Sony is collaborating with Startale Labs, a core developer of Astar Network, to establish its own public blockchain network. This ambitious project, under development for over a year and a half, encapsulates Sony's long-term commitment to blockchain technology. By creating its blockchain network, Sony seeks to establish a robust infrastructure that can host diverse decentralized applications and foster a thriving ecosystem of digital interactions. The partnership with Startale Labs underscores Sony's dedication to forging strategic alliances with leading blockchain developers.

除了稳定币方面的努力之外，索尼还与 Astar Network 的核心开发商 Startale Labs 合作，建立自己的公共区块链网络。这个雄心勃勃的项目已经开发了一年半多，体现了索尼对区块链技术的长期承诺。通过创建区块链网络，索尼寻求建立一个强大的基础设施，可以托管各种去中心化应用程序并培育繁荣的数字交互生态系统。与 Startale Labs 的合作凸显了索尼致力于与领先的区块链开发商建立战略联盟的决心。

Japan's Regulatory Framework for Stablecoins

日本稳定币的监管框架

In the wake of the TerraUSD collapse, Japan swiftly implemented a regulatory framework for stablecoins in June 2022, prioritizing user protection and the stability of the financial ecosystem. These regulations mandate that local stablecoins must be pegged to the yen or another fiat currency, guaranteeing their redeemability at face value. These measures aim to instill confidence among users and mitigate the risks associated with stablecoin operations. Sony Bank's exploration of stablecoins falls within this regulatory landscape, ensuring compliance and consumer protection.

TerraUSD 崩盘后，日本于 2022 年 6 月迅速实施了稳定币监管框架，优先考虑用户保护和金融生态系统的稳定性。这些法规要求本地稳定币必须与日元或其他法定货币挂钩，以保证其可按面值兑换。这些措施旨在增强用户信心并降低与稳定币运营相关的风险。索尼银行对稳定币的探索属于这种监管环境，以确保合规性和消费者保护。

Exploration of Stablecoin Issuance in Japan

日本稳定币发行探索

Since the introduction of Japan's stablecoin regulations, numerous crypto and finance firms have embarked on explorations to issue stablecoins within the country. Binance Japan, for instance, joined forces with local banking giant MUFG in September 2022 to study the issuance of fiat-pegged stablecoins. This collaboration seeks to capitalize on the potential benefits of stablecoins in the Japanese market. Similarly, Circle, the issuer of USDC (USD Coin), partnered with SBI Holdings in November to investigate the circulation of USDC in Japan. These notable collaborations highlight the growing interest in stablecoins and their potential to revolutionize traditional financial systems.

自日本稳定币法规出台以来，众多加密货币和金融公司开始探索在日本发行稳定币。例如，币安日本于 2022 年 9 月与当地银行巨头 MUFG 联手研究发行与法币挂钩的稳定币。此次合作旨在充分利用日本市场稳定币的潜在优势。同样，USDC（美元硬币）的发行者Circle于11月与SBI Holdings合作，调查USDC在日本的流通情况。这些值得注意的合作凸显了人们对稳定币日益增长的兴趣及其彻底改变传统金融体系的潜力。

Hokkoku's Tochika: Japan's First Bank Deposit-Backed Stablecoin

Hokkoku 的 Tochika：日本第一个银行存款支持的稳定币

Adding to the recent developments in Japan's stablecoin landscape, Hokkoku Bank, a regional bank, launched Tochika, the country's first bank deposit-backed stablecoin. Tochika will be utilized in select retail stores within Suzu city, located in Ishikawa prefecture. This localized implementation of a stablecoin showcases the practical applications and benefits that digital currencies can bring to specific regions. The launch of Tochika further reinforces the growing acceptance and adoption of stablecoins in Japan.

除了日本稳定币领域的最新发展之外，地区银行 Hokkoku Bank 还推出了日本首个银行存款支持的稳定币 Tochika。 Tochika 将在石川县珠洲市的部分零售店使用。这种稳定币的本地化实施展示了数字货币可以为特定地区带来的实际应用和好处。 Tochika 的推出进一步加强了日本对稳定币日益增长的接受度和采用率。

Conclusion

结论

Sony Bank's proof-of-concept to issue a fiat-pegged stablecoin on the Polygon blockchain is a testament to its commitment to innovation and the exploration of emerging technologies. Collaborations with industry leaders and its foray into Web3 development further establish Sony Bank's position at the forefront of financial innovation. With Japan's regulatory framework in place, the future of stablecoins in the country looks promising, and Sony Bank is poised to play a significant role in shaping this transformative landscape.

索尼银行在 Polygon 区块链上发行与法定货币挂钩的稳定币的概念验证证明了其对创新和新兴技术探索的承诺。与行业领导者的合作以及对 Web3 开发的进军进一步确立了索尼银行在金融创新前沿的地位。随着日本监管框架的到位，该国稳定币的未来看起来充满希望，索尼银行准备在塑造这一变革格局中发挥重要作用。