Web3的興起重塑了數字經濟

本文探討了10個在Web3中為交易提供動力的Stablecoins，詳細介紹了它們的作用，優勢和適合各種財務活動的能力。

The rise of Web3 has brought a paradigm shift in the digital economy, emphasizing decentralization, security, and efficient transactions. At the heart of this evolution lies stablecoins—a class of cryptocurrencies designed to maintain price stability.

Web3的興起帶來了數字經濟的範式轉變，強調了權力下放，安全性和有效的交易。這種進化的核心是穩定的，這是一種旨在維持價格穩定性的加密貨幣。

Unlike volatile cryptocurrencies like Bitcoin or Ethereum, stablecoins offer consistency in value, making them ideal for everyday transactions, DeFi applications, and cross-border payments.

與比特幣或以太坊這樣的揮發性加密貨幣不同，Stablecoins具有價值一致性，使其非常適合日常交易，Fefi應用程序和跨境支付。

These digital assets act as a bridge between traditional finance and the emerging decentralized world, offering both the stability of fiat currencies and the flexibility of blockchain technology.

這些數字資產充當傳統金融與新興分散世界之間的橋樑，既提供法定貨幣的穩定性和區塊鏈技術的靈活性。

Stablecoins enable users to avoid volatility while leveraging blockchain’s efficiency. They are an essential component of Web3’s financial infrastructure, facilitating seamless trading, lending, and decentralized applications (dApps).

Stablecoins使用戶可以在利用區塊鏈的效率的同時避免波動。它們是Web3財務基礎設施的重要組成部分，促進無縫交易，貸款和分散應用程序（DAPPS）。

Their adoption has surged, with billions of dollars in daily transactions and a role in some of the biggest trends in the digital economy.

他們的採用激增，每日交易數十億美元，以及數字經濟中一些最大趨勢的作用。

This article explores 10 of the most prominent stablecoins powering transactions in Web3, detailing their role, advantages, and suitability for various financial activities.

本文探討了10項Web3中最傑出的穩定交易，詳細介紹了它們的作用，優勢和對各種財務活動的適用性。

Whether you’re a crypto enthusiast, DeFi trader, or blockchain developer, understanding these stablecoins will help you navigate the Web3 landscape effectively and choose the best one for your specific needs.

無論您是加密愛好者，Defi Trader還是區塊鏈開發人員，了解這些StableCoins都將幫助您有效地瀏覽Web3景觀，並為您的特定需求選擇最佳的景觀。

What Are Stablecoins and Why Are They Essential in Web3?

什麼是Stablecoins，為什麼在Web3中必不可少？

Stablecoins are digital assets pegged to a stable reserve, such as fiat currency, commodities, or algorithms. Unlike cryptocurrencies like Bitcoin or Ethereum, which are known for their volatility, stablecoins aim to maintain a constant value.

Stablecoins是將數字資產固定在穩定的儲備金中，例如法定貨幣，商品或算法。與以波動率聞名的比特幣或以太坊等加密貨幣不同，穩定的旨在保持恆定價值。

This stability makes them an essential component of the decentralized ecosystem, enabling users to hold and exchange value without the volatility often associated with cryptocurrencies.

這種穩定性使它們成為分散生態系統的重要組成部分，使用戶能夠保持和交換價值，而無需與加密貨幣相關的波動率。

How Stablecoins Enable Transactions in Web3

Stablecoins如何在Web3中啟用交易3

Stablecoins provide a reliable medium of exchange within Web3, enabling:

Stablecoins在Web3中提供了可靠的交換媒介，使得：

Types of Stablecoins in Web3

Web3中的穩定菌類型

Stablecoins are broadly classified based on their reserve backing:

穩定幣是根據其儲備支持大致分類的：

10 Stablecoins Powering Transactions in Web3

10個穩定的鏈球菌在Web3中為交易提供動力

1. Tether (USDT) – The Most Widely Used Stablecoin

1。繫繩（USDT） - 使用最廣泛的Stablecoin

USDT is the dominant stablecoin in Web3, known for its wide liquidity and fast transaction speeds. It is widely used in trading, cross-border payments, and DeFi applications. However, concerns over its reserve transparency and involvement in a legal case with the Commodities Futures Trading Commission (CFTC) have led to scrutiny from regulators.

USDT是Web3中的主要穩態，以其廣泛的流動性和快速交易速度而聞名。它被廣泛用於交易，跨境支付和DEFI應用程序。但是，人們擔心其儲備透明度和與商品期貨交易委員會（CFTC）的法律案件的參與導致監管機構的審查。

Despite these concerns, USDT remains the most popular stablecoin, with billions in daily transaction volume and integration across multiple blockchains.

儘管有這些擔憂，但USDT仍然是最受歡迎的Stablecoin，每天的交易量數十億美元和多個區塊鏈的集成。

Key Stats:

關鍵統計：

2. USD Coin (USDC) – A Regulated and Transparent Choice

2。美元硬幣（USDC） - 受監管且透明的選擇

Issued by Circle and Coinbase, USDC is fully backed by USD reserves and is frequently used in smart contracts and DeFi lending platforms. It is widely regarded as the safest fiat-backed stablecoin due to its regulatory compliance.

USDC由Circle and Coinbase發行，全額支持USD儲備，並經常用於智能合約和Defi Lending平台。由於其法規依從性，它被廣泛認為是最安全的菲亞族穩定穩定性。

Unlike USDT, USDC undergoes regular audits, making it a preferred choice for users prioritizing transparency and regulatory oversight.

與USDT不同，USDC經過定期審核，這是用戶優先選擇透明度和監管監督的首選選擇。

Key Stats:

關鍵統計：

3. Binance USD (BUSD) – A Stablecoin with Strong Utility

3。BinanceUSD（BUSD） - 堅固實用程序的穩定幣

BUSD is a stablecoin jointly issued by Binance and Paxos, aiming to maintain a 1:1 peg with the US dollar. It is a crucial component of the Binance ecosystem, used for trading, investing, and DeFi activities.

Busd是由Binance和Paxos共同發行的Stablecoin，旨在與美元保持1：1釘。它是用於交易，投資和DEFI活動的二元生態系統的關鍵組成部分。

It integrates seamlessly with Binance services, offering traders and investors a reliable means of settling transactions within the Binance ecosystem. It is regularly audited, ensuring transparency.

它與二元服務無縫集成，為貿易商和投資者提供了在二元生態系統內解決交易的可靠手段。它經常審核，以確保透明度。

As an officially approved stablecoin by the New York State Department of Financial Services (NYDFS), BUSD enjoys strong institutional trust and liquidity.

作為紐約州金融服務部（NYDFS）正式批准的Stablecoin，BUSD享有強大的機構信任和流動性。

Key Stats:

關鍵統計：

4. Dai (DAI) - A Fully Decentralized Stablecoin

4。DAI（DAI） - 完全分散的穩定

DAI is a crypto-backed stablecoin issued by MakerDAO, maintaining its stability through over-collateralization and smart contracts. Unlike fiat-backed stablecoins, DAI is decentralized and operates autonomously, making it a key asset in DeFi protocols.

Dai是由Makerdao發行的加密貨幣支持的Stablecoin，它通過過度的合同和智能合約維持其穩定性。與FIAT支持的穩定蛋白不同，DAI是分散的並自主運作的，使其成為Defi協議中的關鍵資產。

Users can mint DAI by locking up Ethereum or other cryptocurrencies as collateral, ensuring trustless financial transactions without reliance on traditional banks.

用戶可以通過將以太坊或其他加密貨幣鎖定為抵押品來造成DAI，從而確保無信任的金融交易而不依賴傳統銀行。

Key Stats:

關鍵統計：

5. TrueUSD (TUSD) - A Transparent Alternative

5。TrueUSD（TUSD） - 透明的替代方案

TUSD is a fiat-backed stablecoin known for its strong regulatory compliance and real-time proof of reserves.

TUSD是一個以菲亞特支持的穩定穩定性，以其強大的調節性和實時儲備證明而聞名。

Issued by TrustToken, TUSD is one of the few stablecoins that provides frequent attestations by third-party auditors, ensuring transparency in its USD holdings.

TUSD由Trusttoken發行，是為數不多的第三方審計師頻繁證明的Stablecoins之一，可確保其USD持有量的透明度。

Key Stats:

關鍵統計：

6. Pax Dollar (USDP) - A Compliance-Focused Stablecoin

6。PaxDollar（USDP） - 以合規性穩定為中心

USDP, issued by Paxos, is a fiat-backed stablecoin designed for institutional use, prioritizing compliance and security.

由Paxos發行的USDP是一款菲亞大學支持的Stablecoin，旨在機構使用，優先考慮合規性和安全性。

It is regulated by the New York Department of Financial Services (NYDFS) and has a strong focus on trust and transparency.

它受紐約金融服務部（NYDFS）的監管，非常關注信任和透明度。

Key Stats:

關鍵統計：

7. Frax (FRAX) - A Hybrid Algorithmic Stablecoin

7。Frax（Frax） - 混合算法穩定劑

FRAX is a partially algorithmic, partially collateralized stablecoin designed to maintain its peg using a mix of reserves and algorithmic mechanisms.

Frax是一種部分算法的，部分抵押的Stablecoin，旨在使用儲量和算法機理的混合物維持其PEG。

Unlike fully fiat-backed or crypto-backed stablecoins, FRAX

與完全由菲亞特支持或加密支持的穩定劑不同，Frax