Web3的兴起重塑了数字经济

本文探讨了10个在Web3中为交易提供动力的Stablecoins，详细介绍了它们的作用，优势和适合各种财务活动的能力。

The rise of Web3 has brought a paradigm shift in the digital economy, emphasizing decentralization, security, and efficient transactions. At the heart of this evolution lies stablecoins—a class of cryptocurrencies designed to maintain price stability.

Web3的兴起带来了数字经济的范式转变，强调了权力下放，安全性和有效的交易。这种进化的核心是稳定的，这是一种旨在维持价格稳定性的加密货币。

Unlike volatile cryptocurrencies like Bitcoin or Ethereum, stablecoins offer consistency in value, making them ideal for everyday transactions, DeFi applications, and cross-border payments.

与比特币或以太坊这样的挥发性加密货币不同，Stablecoins具有价值一致性，使其非常适合日常交易，Fefi应用程序和跨境支付。

These digital assets act as a bridge between traditional finance and the emerging decentralized world, offering both the stability of fiat currencies and the flexibility of blockchain technology.

这些数字资产充当传统金融与新兴分散世界之间的桥梁，既提供法定货币的稳定性和区块链技术的灵活性。

Stablecoins enable users to avoid volatility while leveraging blockchain’s efficiency. They are an essential component of Web3’s financial infrastructure, facilitating seamless trading, lending, and decentralized applications (dApps).

Stablecoins使用户可以在利用区块链的效率的同时避免波动。它们是Web3财务基础设施的重要组成部分，促进无缝交易，贷款和分散应用程序（DAPPS）。

Their adoption has surged, with billions of dollars in daily transactions and a role in some of the biggest trends in the digital economy.

他们的采用激增，每日交易数十亿美元，以及数字经济中一些最大趋势的作用。

This article explores 10 of the most prominent stablecoins powering transactions in Web3, detailing their role, advantages, and suitability for various financial activities.

本文探讨了10项Web3中最杰出的稳定交易，详细介绍了它们的作用，优势和对各种财务活动的适用性。

Whether you’re a crypto enthusiast, DeFi trader, or blockchain developer, understanding these stablecoins will help you navigate the Web3 landscape effectively and choose the best one for your specific needs.

无论您是加密爱好者，Defi Trader还是区块链开发人员，了解这些StableCoins都将帮助您有效地浏览Web3景观，并为您的特定需求选择最佳的景观。

What Are Stablecoins and Why Are They Essential in Web3?

什么是Stablecoins，为什么在Web3中必不可少？

Stablecoins are digital assets pegged to a stable reserve, such as fiat currency, commodities, or algorithms. Unlike cryptocurrencies like Bitcoin or Ethereum, which are known for their volatility, stablecoins aim to maintain a constant value.

Stablecoins是将数字资产固定在稳定的储备金中，例如法定货币，商品或算法。与以波动率闻名的比特币或以太坊等加密货币不同，稳定的旨在保持恒定价值。

This stability makes them an essential component of the decentralized ecosystem, enabling users to hold and exchange value without the volatility often associated with cryptocurrencies.

这种稳定性使它们成为分散生态系统的重要组成部分，使用户能够保持和交换价值，而无需与加密货币相关的波动率。

How Stablecoins Enable Transactions in Web3

Stablecoins如何在Web3中启用交易3

Stablecoins provide a reliable medium of exchange within Web3, enabling:

Stablecoins在Web3中提供了可靠的交换媒介，使得：

Types of Stablecoins in Web3

Web3中的稳定菌类型

Stablecoins are broadly classified based on their reserve backing:

稳定币是根据其储备支持大致分类的：

10 Stablecoins Powering Transactions in Web3

10个稳定的链球菌在Web3中为交易提供动力

1. Tether (USDT) – The Most Widely Used Stablecoin

1。系绳（USDT） - 使用最广泛的Stablecoin

USDT is the dominant stablecoin in Web3, known for its wide liquidity and fast transaction speeds. It is widely used in trading, cross-border payments, and DeFi applications. However, concerns over its reserve transparency and involvement in a legal case with the Commodities Futures Trading Commission (CFTC) have led to scrutiny from regulators.

USDT是Web3中的主要稳态，以其广泛的流动性和快速交易速度而闻名。它被广泛用于交易，跨境支付和DEFI应用程序。但是，人们担心其储备透明度和与商品期货交易委员会（CFTC）的法律案件的参与导致监管机构的审查。

Despite these concerns, USDT remains the most popular stablecoin, with billions in daily transaction volume and integration across multiple blockchains.

尽管有这些担忧，但USDT仍然是最受欢迎的Stablecoin，每天的交易量数十亿美元和多个区块链的集成。

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2. USD Coin (USDC) – A Regulated and Transparent Choice

2。美元硬币（USDC） - 受监管且透明的选择

Issued by Circle and Coinbase, USDC is fully backed by USD reserves and is frequently used in smart contracts and DeFi lending platforms. It is widely regarded as the safest fiat-backed stablecoin due to its regulatory compliance.

USDC由Circle and Coinbase发行，全额支持USD储备，并经常用于智能合约和Defi Lending平台。由于其法规依从性，它被广泛认为是最安全的菲亚族稳定稳定性。

Unlike USDT, USDC undergoes regular audits, making it a preferred choice for users prioritizing transparency and regulatory oversight.

与USDT不同，USDC经过定期审核，这是用户优先选择透明度和监管监督的首选选择。

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3. Binance USD (BUSD) – A Stablecoin with Strong Utility

3。BinanceUSD（BUSD） - 坚固实用程序的稳定币

BUSD is a stablecoin jointly issued by Binance and Paxos, aiming to maintain a 1:1 peg with the US dollar. It is a crucial component of the Binance ecosystem, used for trading, investing, and DeFi activities.

Busd是由Binance和Paxos共同发行的Stablecoin，旨在与美元保持1：1钉。它是用于交易，投资和DEFI活动的二元生态系统的关键组成部分。

It integrates seamlessly with Binance services, offering traders and investors a reliable means of settling transactions within the Binance ecosystem. It is regularly audited, ensuring transparency.

它与二元服务无缝集成，为贸易商和投资者提供了在二元生态系统内解决交易的可靠手段。它经常审核，以确保透明度。

As an officially approved stablecoin by the New York State Department of Financial Services (NYDFS), BUSD enjoys strong institutional trust and liquidity.

作为纽约州金融服务部（NYDFS）正式批准的Stablecoin，BUSD享有强大的机构信任和流动性。

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4. Dai (DAI) - A Fully Decentralized Stablecoin

4。DAI（DAI） - 完全分散的稳定

DAI is a crypto-backed stablecoin issued by MakerDAO, maintaining its stability through over-collateralization and smart contracts. Unlike fiat-backed stablecoins, DAI is decentralized and operates autonomously, making it a key asset in DeFi protocols.

Dai是由Makerdao发行的加密货币支持的Stablecoin，它通过过度的合同和智能合约维持其稳定性。与FIAT支持的稳定蛋白不同，DAI是分散的并自主运作的，使其成为Defi协议中的关键资产。

Users can mint DAI by locking up Ethereum or other cryptocurrencies as collateral, ensuring trustless financial transactions without reliance on traditional banks.

用户可以通过将以太坊或其他加密货币锁定为抵押品来造成DAI，从而确保无信任的金融交易而不依赖传统银行。

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5. TrueUSD (TUSD) - A Transparent Alternative

5。TrueUSD（TUSD） - 透明的替代方案

TUSD is a fiat-backed stablecoin known for its strong regulatory compliance and real-time proof of reserves.

TUSD是一个以菲亚特支持的稳定稳定性，以其强大的调节性和实时储备证明而闻名。

Issued by TrustToken, TUSD is one of the few stablecoins that provides frequent attestations by third-party auditors, ensuring transparency in its USD holdings.

TUSD由Trusttoken发行，是为数不多的第三方审计师频繁证明的Stablecoins之一，可确保其USD持有量的透明度。

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6. Pax Dollar (USDP) - A Compliance-Focused Stablecoin

6。PaxDollar（USDP） - 以合规性稳定为中心

USDP, issued by Paxos, is a fiat-backed stablecoin designed for institutional use, prioritizing compliance and security.

由Paxos发行的USDP是一款菲亚大学支持的Stablecoin，旨在机构使用，优先考虑合规性和安全性。

It is regulated by the New York Department of Financial Services (NYDFS) and has a strong focus on trust and transparency.

它受纽约金融服务部（NYDFS）的监管，非常关注信任和透明度。

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7. Frax (FRAX) - A Hybrid Algorithmic Stablecoin

7。Frax（Frax） - 混合算法稳定剂

FRAX is a partially algorithmic, partially collateralized stablecoin designed to maintain its peg using a mix of reserves and algorithmic mechanisms.

Frax是一种部分算法的，部分抵押的Stablecoin，旨在使用储量和算法机理的混合物维持其PEG。

Unlike fully fiat-backed or crypto-backed stablecoins, FRAX

与完全由菲亚特支持或加密支持的稳定剂不同，Frax