Ripple推出與美元掛鉤的穩定幣，在蓬勃發展的加密市場中接受監管

Ripple 推出了與美元掛鉤的穩定幣，連接傳統金融和加密貨幣。該穩定幣強調監管合規性，最初將在 XRP Ledger 和以太坊上推出。 Ripple 對透明度的承諾（包括定期獨立審計）使其與眾不同。此舉針對企業跨境支付，進軍不斷成長的穩定幣市場，預計到 2028 年將達到數兆美元。

Ripple Unveils USD-Pegged Stablecoin, Embracing Regulation in a Booming Market

Ripple推出與美元掛鉤的穩定幣，在蓬勃發展的市場中接受監管

San Francisco, April 4, 2024 - Ripple, the blockchain technology company known for its cross-border payment solutions, has announced the launch of a USD-pegged stablecoin, affirming its commitment to bridging the gap between traditional finance and the burgeoning cryptocurrency ecosystem.

舊金山，2024 年4 月4 日- 以跨境支付解決方案聞名的區塊鏈技術公司Ripple 宣布推出與美元掛鉤的穩定幣，重申其致力於彌合傳統金融與新興加密貨幣生態系統之間差距的承諾。

The stablecoin's introduction marks a significant milestone for Ripple, solidifying its position as a frontrunner in the rapidly evolving digital asset landscape. By harnessing the regulatory adherence that underpins its operations, Ripple aims to provide a stable and frictionless medium of exchange for a global clientele.

該穩定幣的推出標誌著 Ripple 的一個重要里程碑，鞏固了其在快速發展的數位資產領域的領跑者地位。透過利用支撐其營運的監管遵守，Ripple 旨在為全球客戶提供穩定且無摩擦的交易媒介。

Key Features: Stability, Transparency, and Compliance

主要特點：穩定、透明、合規

Ripple's stablecoin is designed to embody stability through its 1:1 backing by US dollar reserves. The company underscores the utmost transparency in managing these reserves and vows to engage independent auditors for regular attestations, ensuring accountability and trust among users.

Ripple 的穩定幣旨在透過美元儲備 1:1 的支持來體現穩定性。該公司強調管理這些儲備的最大透明度，並承諾聘請獨立審計師進行定期證明，確保使用者之間的責任和信任。

Beyond its monetary underpinnings, Ripple emphasizes its unwavering compliance-first approach. The company has proactively engaged with regulatory frameworks and acquired necessary licenses, recognizing these measures as indispensable for the stablecoin's successful deployment.

除了貨幣基礎之外，Ripple 還強調其堅定不移的合規第一方針。該公司積極參與監管框架並獲得了必要的許可，並認識到這些措施對於穩定幣的成功部署不可或缺。

Market Expansion and Innovation

市場拓展與創新

Ripple's stablecoin is poised to make its debut on the XRP Ledger (XRPL) and Ethereum blockchains, leveraging the former's decentralized exchange (DEX) capabilities to augment liquidity. This strategic move taps into the growing stablecoin market, which is projected to expand exponentially in the coming years.

Ripple 的穩定幣即將在 XRP Ledger (XRPL) 和以太坊區塊鏈上首次亮相，利用前者的去中心化交易 (DEX) 功能來增強流動性。這項戰略舉措進軍了不斷增長的穩定幣市場，預計該市場將在未來幾年呈指數級增長。

The stablecoin market has been witnessing unprecedented growth, with an estimated value of $150 billion and projections to soar past $2.8 trillion by 2028. This surge underscores the evolving need for trust, stability, and utility in the digital asset realm.

穩定幣市場正在經歷前所未有的成長，預計價值將達到 1500 億美元，預計到 2028 年將飆升至 2.8 兆美元。這種激增凸顯了數位資產領域對信任、穩定性和實用性不斷變化的需求。

Institutional Appeal and Regulatory Scrutiny

機構上訴和監管審查

Ripple's entry into the stablecoin market is not simply an expansion of its product portfolio but a strategic move into a sector poised to redefine digital transactions and inject stability into the often-volatile cryptocurrency market.

Ripple 進入穩定幣市場不僅僅是其產品組合的擴展，而是進入一個旨在重新定義數位交易並為經常波動的加密貨幣市場注入穩定性的行業的戰略舉措。

Ripple's heightened focus on regulatory compliance is a notable aspect of its stablecoin launch. While adherence to regulatory frameworks is paramount, it also exposes the stablecoin to the scrutiny of regulators worldwide. For instance, the US Securities and Exchange Commission (SEC) has recently intensified its oversight of stablecoin issuers, a trend that may continue in the future.

Ripple 對監管合規性的高度關注是其穩定幣推出的一個顯著方面。雖然遵守監管框架至關重要，但它也使穩定幣面臨全球監管機構的審查。例如，美國證券交易委員會（SEC）最近加強了對穩定幣發行人的監管，這一趨勢未來可能會持續下去。

Despite the regulatory landscape, Ripple's stablecoin has the potential to attract institutional investors and major financial institutions seeking to participate in the blockchain revolution. Ripple's regulatory compliance could serve as a bridge for these entities to venture into the digital asset space with confidence.

儘管存在監管環境，Ripple 的穩定幣仍有潛力吸引尋求參與區塊鏈革命的機構投資者和主要金融機構。 Ripple 的監管合規性可以成為這些實體充滿信心地進入數位資產領域的橋樑。

A Gateway to Financial Inclusion

普惠金融的門戶

Ripple's stablecoin launch represents a significant step towards making cryptocurrencies more accessible and applicable for everyday transactions within the global financial system. By providing a stable and compliant medium of exchange, Ripple aims to break down barriers and facilitate seamless cross-border payments for both individuals and enterprises.

Ripple 穩定幣的推出代表著使加密貨幣更容易取得並適用於全球金融體系內日常交易的重要一步。透過提供穩定且合規的交換媒介，Ripple 旨在打破障礙並促進個人和企業的無縫跨境支付。

This initiative aligns with Ripple's broader mission of fostering financial inclusion by leveraging blockchain technology to connect disparate financial networks and individuals worldwide. As the stablecoin market continues to evolve, Ripple's commitment to regulation, innovation, and user empowerment positions it as a formidable player in shaping the future of digital finance.

這項措施符合 Ripple 更廣泛的使命，即透過利用區塊鏈技術連接全球不同的金融網路和個人來促進金融包容性。隨著穩定幣市場的不斷發展，Ripple 對監管、創新和用戶授權的承諾使其成為塑造數位金融未來的強大參與者。