Ripple推出与美元挂钩的稳定币，在蓬勃发展的加密市场中接受监管

Ripple 推出了与美元挂钩的稳定币，连接传统金融和加密货币。该稳定币强调监管合规性，最初将在 XRP Ledger 和以太坊上推出。 Ripple 对透明度的承诺（包括定期独立审计）使其与众不同。此举针对企业跨境支付，进军不断增长的稳定币市场，预计到 2028 年将达到数万亿美元。

Ripple Unveils USD-Pegged Stablecoin, Embracing Regulation in a Booming Market

Ripple推出与美元挂钩的稳定币，在蓬勃发展的市场中接受监管

San Francisco, April 4, 2024 - Ripple, the blockchain technology company known for its cross-border payment solutions, has announced the launch of a USD-pegged stablecoin, affirming its commitment to bridging the gap between traditional finance and the burgeoning cryptocurrency ecosystem.

旧金山，2024 年 4 月 4 日 - 以跨境支付解决方案闻名的区块链技术公司 Ripple 宣布推出与美元挂钩的稳定币，重申其致力于弥合传统金融与新兴加密货币生态系统之间差距的承诺。

The stablecoin's introduction marks a significant milestone for Ripple, solidifying its position as a frontrunner in the rapidly evolving digital asset landscape. By harnessing the regulatory adherence that underpins its operations, Ripple aims to provide a stable and frictionless medium of exchange for a global clientele.

该稳定币的推出标志着 Ripple 的一个重要里程碑，巩固了其在快速发展的数字资产领域的领跑者地位。通过利用支撑其运营的监管遵守，Ripple 旨在为全球客户提供稳定且无摩擦的交易媒介。

Key Features: Stability, Transparency, and Compliance

主要特点：稳定、透明、合规

Ripple's stablecoin is designed to embody stability through its 1:1 backing by US dollar reserves. The company underscores the utmost transparency in managing these reserves and vows to engage independent auditors for regular attestations, ensuring accountability and trust among users.

Ripple 的稳定币旨在通过美元储备 1:1 的支持来体现稳定性。该公司强调管理这些储备的最大透明度，并承诺聘请独立审计师进行定期证明，确保用户之间的责任和信任。

Beyond its monetary underpinnings, Ripple emphasizes its unwavering compliance-first approach. The company has proactively engaged with regulatory frameworks and acquired necessary licenses, recognizing these measures as indispensable for the stablecoin's successful deployment.

除了货币基础之外，Ripple 还强调其坚定不移的合规第一方针。该公司积极参与监管框架并获得了必要的许可，并认识到这些措施对于稳定币的成功部署不可或缺。

Market Expansion and Innovation

市场拓展与创新

Ripple's stablecoin is poised to make its debut on the XRP Ledger (XRPL) and Ethereum blockchains, leveraging the former's decentralized exchange (DEX) capabilities to augment liquidity. This strategic move taps into the growing stablecoin market, which is projected to expand exponentially in the coming years.

Ripple 的稳定币即将在 XRP Ledger (XRPL) 和以太坊区块链上首次亮相，利用前者的去中心化交易 (DEX) 功能来增强流动性。这一战略举措进军了不断增长的稳定币市场，预计该市场将在未来几年呈指数级增长。

The stablecoin market has been witnessing unprecedented growth, with an estimated value of $150 billion and projections to soar past $2.8 trillion by 2028. This surge underscores the evolving need for trust, stability, and utility in the digital asset realm.

稳定币市场正在经历前所未有的增长，预计价值将达到 1500 亿美元，预计到 2028 年将飙升至 2.8 万亿美元。这种激增凸显了数字资产领域对信任、稳定性和实用性不断变化的需求。

Institutional Appeal and Regulatory Scrutiny

机构上诉和监管审查

Ripple's entry into the stablecoin market is not simply an expansion of its product portfolio but a strategic move into a sector poised to redefine digital transactions and inject stability into the often-volatile cryptocurrency market.

Ripple 进入稳定币市场不仅仅是其产品组合的扩展，而是进入一个旨在重新定义数字交易并为经常波动的加密货币市场注入稳定性的行业的战略举措。

Ripple's heightened focus on regulatory compliance is a notable aspect of its stablecoin launch. While adherence to regulatory frameworks is paramount, it also exposes the stablecoin to the scrutiny of regulators worldwide. For instance, the US Securities and Exchange Commission (SEC) has recently intensified its oversight of stablecoin issuers, a trend that may continue in the future.

Ripple 对监管合规性的高度关注是其稳定币推出的一个显着方面。虽然遵守监管框架至关重要，但它也使稳定币面临全球监管机构的审查。例如，美国证券交易委员会（SEC）最近加强了对稳定币发行人的监管，这一趋势未来可能会持续下去。

Despite the regulatory landscape, Ripple's stablecoin has the potential to attract institutional investors and major financial institutions seeking to participate in the blockchain revolution. Ripple's regulatory compliance could serve as a bridge for these entities to venture into the digital asset space with confidence.

尽管存在监管环境，Ripple 的稳定币仍有潜力吸引寻求参与区块链革命的机构投资者和主要金融机构。 Ripple 的监管合规性可以成为这些实体充满信心地进入数字资产领域的桥梁。

A Gateway to Financial Inclusion

普惠金融的门户

Ripple's stablecoin launch represents a significant step towards making cryptocurrencies more accessible and applicable for everyday transactions within the global financial system. By providing a stable and compliant medium of exchange, Ripple aims to break down barriers and facilitate seamless cross-border payments for both individuals and enterprises.

Ripple 稳定币的推出代表着使加密货币更容易获取并适用于全球金融体系内日常交易的重要一步。通过提供稳定且合规的交换媒介，Ripple 旨在打破障碍并促进个人和企业的无缝跨境支付。

This initiative aligns with Ripple's broader mission of fostering financial inclusion by leveraging blockchain technology to connect disparate financial networks and individuals worldwide. As the stablecoin market continues to evolve, Ripple's commitment to regulation, innovation, and user empowerment positions it as a formidable player in shaping the future of digital finance.

这一举措符合 Ripple 更广泛的使命，即通过利用区块链技术连接全球不同的金融网络和个人来促进金融包容性。随着稳定币市场的不断发展，Ripple 对监管、创新和用户授权的承诺使其成为塑造数字金融未来的强大参与者。