Ripple 確認 XRP 和 RLUSD 穩定幣將在其支付解決方案中共存

隨著人們對 Ripple 穩定幣 RLUSD 的推出越來越期待，Ripple 已確認其在其支付解決方案中同時使用 XRP 和穩定幣的持續承諾。

Ripple Stablecoin RLUSD to Work Alongside XRP in Payment Solutions

Ripple 穩定幣 RLUSD 將與 XRP 一起用於支付解決方案

With growing anticipation for the launch of Ripple stablecoin RLUSD, Ripple has confirmed its ongoing commitment to utilizing both XRP and the stablecoin within its payment solutions. During the first day of Ripple’s annual Swell conference, Ripple’s President Monica Long revealed key details about RLUSD’s exchange partners.

隨著人們對 Ripple 穩定幣 RLUSD 的推出越來越期待，Ripple 已確認其在其支付解決方案中同時使用 XRP 和穩定幣的持續承諾。在 Ripple 年度 Swell 會議的第一天，Ripple 總裁 Monica Long 透露了有關 RLUSD 交易所合作夥伴的關鍵細節。

The stablecoin, once approved by the New York Department of Financial Services (NYDFS), will be listed on several major exchanges. These include Bitstamp, Independent Reserve, Bitso, MoonPay, CoinMENA, Bullish, and Uphold. The stablecoin is designed for use in various financial applications, including payments, tokenization, and decentralized finance (DeFi).

該穩定幣一旦獲得紐約金融服務部（NYDFS）批准，將在幾個主要交易所上市。其中包括 Bitstamp、Independent Reserve、Bitso、MoonPay、CoinMENA、Bullish 和 Uphold。該穩定幣旨在用於各種金融應用，包括支付、代幣化和去中心化金融（DeFi）。

She stated that the stablecoin was developed in response to the demand for an enterprise-grade stablecoin, which is expected to provide stability and trust in the digital payments landscape.

她表示，該穩定幣是為了滿足企業級穩定幣的需求而開發的，預計該穩定幣將為數位支付領域提供穩定性和信任。

Ripple highlighted RLUSD’s intended role within its ecosystem, emphasizing its utility for large-scale financial applications. The stablecoin is built to serve Ripple’s institutional clients and enterprise partners, providing a reliable and compliant solution for payments and tokenization. Long stressed that the stablecoin was designed to offer liquidity, security, and compliant infrastructure for businesses relying on stable digital currencies.

Ripple 強調了 RLUSD 在其生態系統中的預期作用，強調其對大規模金融應用的效用。該穩定幣旨在為 Ripple 的機構客戶和企業合作夥伴提供服務，為支付和代幣化提供可靠且合規的解決方案。 Long強調，穩定幣旨在為依賴穩定數位貨幣的企業提供流動性、安全性和合規基礎設施。

Ripple also announced that RLUSD will be supported by regular independent audits of its reserves, which are backed by U.S. Treasury bonds, dollar deposits, and cash equivalents. This level of transparency is aimed at instilling confidence in the stablecoin as it nears its public launch.

Ripple 還宣布，RLUSD 將得到對其儲備的定期獨立審計的支持，這些儲備由美國國債、美元存款和現金等價物支持。這種程度的透明度旨在在穩定幣即將公開發行時增強人們對它的信心。

There have been speculations that RLUSD could overshadow the native token in Ripple’s payment solution, particularly as Ripple navigates its ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). Long assured the community that both the token and stablecoin will work together.

有人猜測 RLUSD 可能會掩蓋 Ripple 支付解決方案中的原生代幣，特別是在 Ripple 與美國證券交易委員會 (SEC) 正在進行的法律鬥爭中。 Long 向社區保證，代幣和穩定幣將協同工作。

Long dismissed these concerns, reaffirming that XRP would continue to play a central role in cross-border settlements. Ripple’s clients will have the flexibility to choose between the native token and RLUSD, allowing for more efficient, reliable, and cost-effective transactions. Both assets will be integral to Ripple’s broader vision for facilitating cross-border payments.

Long 駁斥了這些擔憂，並重申 XRP 將繼續在跨境結算中發揮核心作用。 Ripple 的客戶將可以靈活地在原生代幣和 RLUSD 之間進行選擇，從而實現更有效率、可靠且更具成本效益的交易。這兩種資產都將成為 Ripple 促進跨境支付的更廣泛願景不可或缺的一部分。

In addition to Long’s comments, Ripple CTO David Schwartz also addressed the concerns surrounding the asset’s future. He confirmed that the stablecoin would not replace the native token, especially given the token’s unique role in Ripple’s payment infrastructure.

除了 Long 的評論之外，Ripple 首席技術長 David Schwartz 還解決了圍繞該資產未來的擔憂。他確認穩定幣不會取代原生代幣，特別是考慮到該代幣在 Ripple 支付基礎設施中的獨特作用。

Schwartz pointed out that only the token can be used to pay transaction fees on the XRP Ledger, a function that cannot be fulfilled by the stablecoin or any other tokens. He further emphasized that the token carries certain advantages over other digital assets, including its ability to operate without counterparty risk, its jurisdictional flexibility, and the fact that the token cannot be frozen on the XRPL. These features make it distinct and irreplaceable within Ripple’s ecosystem.

Schwartz指出，只有代幣可以用來支付XRP Ledger上的交易費用，這是穩定幣或任何其他代幣無法實現的功能。他進一步強調，該代幣比其他數位資產具有一定的優勢，包括其在沒有交易對手風險的情況下運營的能力、管轄權的靈活性以及該代幣不能在 XRPL 上凍結的事實。這些功能使其在 Ripple 生態系統中與眾不同且不可替代。

RLUSD is currently undergoing beta testing on the XRP Ledger and Ethereum networks, and Ripple has been actively preparing for its full public release. As of October 16, the stablecoin’s total supply was $47.4 million, with $34.8 million issued on XRPL and $12.6 million minted on Ethereum.

RLUSD 目前正在 XRP Ledger 和以太坊網路上進行 Beta 測試，Ripple 一直在積極準備其全面公開發布。截至 10 月 16 日，該穩定幣的總供應量為 4,740 萬美元，其中 XRPL 發行了 3,480 萬美元，以太坊發行了 1,260 萬美元。

Ripple has also formed an advisory board for the stablecoin, which includes prominent financial figures such as Ripple co-founder Chris Larsen, former FDIC Chair Sheila Bair, and former JPMorgan executive David Ruth. The advisory board will guide as Ripple navigates the regulatory landscape and prepares for the stablecoin’s mainnet launch.

Ripple 也成立了穩定幣顧問委員會，其中包括知名金融人物，如 Ripple 聯合創始人 Chris Larsen、前 FDIC 主席 Sheila Bair 和前摩根大通高管 David Ruth。諮詢委員會將在 Ripple 應對監管環境並為穩定幣主網啟動做準備時提供指導。

However, the public release of the stablecoin remains contingent upon approval from the New York Department of Financial Services. Ripple has indicated that the regulatory review is ongoing, with the launch expected to occur before the end of the year. Once approved, the stablecoin will be available on the previously mentioned exchanges, marking a significant milestone for Ripple’s payment solution.

然而，穩定幣的公開發布仍取決於紐約金融服務部的批准。 Ripple 表示監管審查正在進行中，預計今年底前推出。一旦獲得批准，穩定幣將在前面提到的交易所上市，這標誌著 Ripple 支付解決方案的一個重要里程碑。

With the stablecoin’s launch and the native token’s continued role in cross-border settlements, Ripple is poised to strengthen its position in the digital payments industry. The focus now shifts to regulatory approval, as Ripple awaits the green light from NYDFS to move forward with RLUSD’s public debut.

隨著穩定幣的推出以及原生代幣在跨境結算中的持續發揮作用，Ripple 準備加強其在數位支付行業的地位。現在的焦點轉向監管部門的批准，Ripple 正在等待 NYDFS 的批准以推進 RLUSD 的公開亮相。

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