Ripple 确认 XRP 和 RLUSD 稳定币将在其支付解决方案中共存

随着人们对 Ripple 稳定币 RLUSD 的推出越来越期待，Ripple 已确认其在其支付解决方案中同时使用 XRP 和稳定币的持续承诺。

Ripple Stablecoin RLUSD to Work Alongside XRP in Payment Solutions

Ripple 稳定币 RLUSD 将与 XRP 一起用于支付解决方案

With growing anticipation for the launch of Ripple stablecoin RLUSD, Ripple has confirmed its ongoing commitment to utilizing both XRP and the stablecoin within its payment solutions. During the first day of Ripple’s annual Swell conference, Ripple’s President Monica Long revealed key details about RLUSD’s exchange partners.

随着人们对 Ripple 稳定币 RLUSD 的推出越来越期待，Ripple 已确认其在其支付解决方案中同时使用 XRP 和稳定币的持续承诺。在 Ripple 年度 Swell 会议的第一天，Ripple 总裁 Monica Long 透露了有关 RLUSD 交易所合作伙伴的关键细节。

The stablecoin, once approved by the New York Department of Financial Services (NYDFS), will be listed on several major exchanges. These include Bitstamp, Independent Reserve, Bitso, MoonPay, CoinMENA, Bullish, and Uphold. The stablecoin is designed for use in various financial applications, including payments, tokenization, and decentralized finance (DeFi).

该稳定币一旦获得纽约金融服务部（NYDFS）批准，将在几个主要交易所上市。其中包括 Bitstamp、Independent Reserve、Bitso、MoonPay、CoinMENA、Bullish 和 Uphold。该稳定币设计用于各种金融应用，包括支付、代币化和去中心化金融（DeFi）。

She stated that the stablecoin was developed in response to the demand for an enterprise-grade stablecoin, which is expected to provide stability and trust in the digital payments landscape.

她表示，该稳定币是为了满足企业级稳定币的需求而开发的，预计该稳定币将为数字支付领域提供稳定性和信任。

Ripple highlighted RLUSD’s intended role within its ecosystem, emphasizing its utility for large-scale financial applications. The stablecoin is built to serve Ripple’s institutional clients and enterprise partners, providing a reliable and compliant solution for payments and tokenization. Long stressed that the stablecoin was designed to offer liquidity, security, and compliant infrastructure for businesses relying on stable digital currencies.

Ripple 强调了 RLUSD 在其生态系统中的预期作用，强调其对大规模金融应用的效用。该稳定币旨在为 Ripple 的机构客户和企业合作伙伴提供服务，为支付和代币化提供可靠且合规的解决方案。 Long强调，稳定币旨在为依赖稳定数字货币的企业提供流动性、安全性和合规基础设施。

Ripple also announced that RLUSD will be supported by regular independent audits of its reserves, which are backed by U.S. Treasury bonds, dollar deposits, and cash equivalents. This level of transparency is aimed at instilling confidence in the stablecoin as it nears its public launch.

Ripple 还宣布，RLUSD 将得到对其储备的定期独立审计的支持，这些储备由美国国债、美元存款和现金等价物支持。这种程度的透明度旨在在稳定币即将公开发行时增强人们对它的信心。

There have been speculations that RLUSD could overshadow the native token in Ripple’s payment solution, particularly as Ripple navigates its ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). Long assured the community that both the token and stablecoin will work together.

有人猜测 RLUSD 可能会掩盖 Ripple 支付解决方案中的原生代币，特别是在 Ripple 与美国证券交易委员会 (SEC) 正在进行的法律斗争中。 Long 向社区保证，代币和稳定币将协同工作。

Long dismissed these concerns, reaffirming that XRP would continue to play a central role in cross-border settlements. Ripple’s clients will have the flexibility to choose between the native token and RLUSD, allowing for more efficient, reliable, and cost-effective transactions. Both assets will be integral to Ripple’s broader vision for facilitating cross-border payments.

Long 驳斥了这些担忧，并重申 XRP 将继续在跨境结算中发挥核心作用。 Ripple 的客户将可以灵活地在原生代币和 RLUSD 之间进行选择，从而实现更高效、可靠且更具成本效益的交易。这两种资产都将成为 Ripple 促进跨境支付的更广泛愿景不可或缺的一部分。

In addition to Long’s comments, Ripple CTO David Schwartz also addressed the concerns surrounding the asset’s future. He confirmed that the stablecoin would not replace the native token, especially given the token’s unique role in Ripple’s payment infrastructure.

除了 Long 的评论之外，Ripple 首席技术官 David Schwartz 还解决了围绕该资产未来的担忧。他确认稳定币不会取代原生代币，特别是考虑到该代币在 Ripple 支付基础设施中的独特作用。

Schwartz pointed out that only the token can be used to pay transaction fees on the XRP Ledger, a function that cannot be fulfilled by the stablecoin or any other tokens. He further emphasized that the token carries certain advantages over other digital assets, including its ability to operate without counterparty risk, its jurisdictional flexibility, and the fact that the token cannot be frozen on the XRPL. These features make it distinct and irreplaceable within Ripple’s ecosystem.

Schwartz指出，只有代币可以用来支付XRP Ledger上的交易费用，这是稳定币或任何其他代币无法实现的功能。他进一步强调，该代币比其他数字资产具有一定的优势，包括其在没有交易对手风险的情况下运营的能力、管辖权的灵活性以及该代币不能在 XRPL 上冻结的事实。这些功能使其在 Ripple 生态系统中与众不同且不可替代。

RLUSD is currently undergoing beta testing on the XRP Ledger and Ethereum networks, and Ripple has been actively preparing for its full public release. As of October 16, the stablecoin’s total supply was $47.4 million, with $34.8 million issued on XRPL and $12.6 million minted on Ethereum.

RLUSD 目前正在 XRP Ledger 和以太坊网络上进行 Beta 测试，Ripple 一直在积极准备其全面公开发布。截至 10 月 16 日，该稳定币的总供应量为 4740 万美元，其中 XRPL 发行了 3480 万美元，以太坊发行了 1260 万美元。

Ripple has also formed an advisory board for the stablecoin, which includes prominent financial figures such as Ripple co-founder Chris Larsen, former FDIC Chair Sheila Bair, and former JPMorgan executive David Ruth. The advisory board will guide as Ripple navigates the regulatory landscape and prepares for the stablecoin’s mainnet launch.

Ripple 还成立了稳定币顾问委员会，其中包括知名金融人物，如 Ripple 联合创始人 Chris Larsen、前 FDIC 主席 Sheila Bair 和前摩根大通高管 David Ruth。咨询委员会将在 Ripple 应对监管环境并为稳定币主网启动做准备时提供指导。

However, the public release of the stablecoin remains contingent upon approval from the New York Department of Financial Services. Ripple has indicated that the regulatory review is ongoing, with the launch expected to occur before the end of the year. Once approved, the stablecoin will be available on the previously mentioned exchanges, marking a significant milestone for Ripple’s payment solution.

然而，稳定币的公开发布仍取决于纽约金融服务部的批准。 Ripple 表示监管审查正在进行中，预计将于今年年底前推出。一旦获得批准，稳定币将在前面提到的交易所上市，这标志着 Ripple 支付解决方案的一个重要里程碑。

With the stablecoin’s launch and the native token’s continued role in cross-border settlements, Ripple is poised to strengthen its position in the digital payments industry. The focus now shifts to regulatory approval, as Ripple awaits the green light from NYDFS to move forward with RLUSD’s public debut.

随着稳定币的推出以及原生代币在跨境结算中的持续发挥作用，Ripple 准备加强其在数字支付行业的地位。现在的焦点转向监管部门的批准，Ripple 正在等待 NYDFS 的批准以推进 RLUSD 的公开亮相。

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