Paxos 透過推出新的美元掛鉤穩定幣 (USDG) 擴大其代幣化產品

區塊鏈和代幣化基礎設施公司 Paxos 正在透過推出與美元掛鉤的穩定幣來擴大其產品範圍。

Key Takeaways:

要點：

Paxos, a blockchain and tokenization infrastructure company, is now offering a dollar-pegged stablecoin.

Paxos 是一家區塊鏈和代幣化基礎設施公司，現在提供與美元掛鉤的穩定幣。

Paxos announced the launch of Global Dollar (USDG), a new stablecoin pegged 1:1 to the dollar by reserves maintained through US dollar deposits, government securities, and other cash-equivalent assets.

Paxos 宣布推出 Global Dollar (USDG)，這是一種新的穩定幣，透過美元存款、政府證券和其他現金等價資產維持儲備，與美元 1:1 掛鉤。

According to an official announcement, Paxos Digital Singapore Pte. Ltd. will issue USDG, while Paxos Global Pte. Ltd. will distribute it through wholesale and retail channels.

根據官方公告，Paxos Digital Singapore Pte. Ltd.將發行USDG，而Paxos Global Pte. Ltd.將發行USDG。有限公司將透過批發和零售通路分銷。

With the addition of USDG, Paxos is now expanding its presence in the crypto stablecoin market, which already includes Pax Gold (PAXG), Pax Dollar (USDP), and PayPal USD (PYUSD).

隨著 USDG 的加入，Paxos 現在正在擴大其在加密穩定幣市場的影響力，其中已經包括 Pax Gold (PAXG)、Pax Dollar (USDP) 和 PayPal USD (PYUSD)。

Moreover, Paxos contributes to the stablecoin market, which is valued at $176.7 billion and serves various functions across different services. This includes entertainment activities, for example, crypto casinos where gamblers can play Sic Bo online.

此外，Paxos 為價值 1,767 億美元的穩定幣市場做出了貢獻，並在不同的服務中提供各種功能。這包括娛樂活動，例如賭徒可以在線上玩骰寶的加密貨幣賭場。

Sic Bo, an old Chinese game that has become popular worldwide in several major online gaming platforms, is played with three dice on a special table. Players can bet on various outcomes like the dice sum or possible combinations.

骰寶是一種古老的中國遊戲，現已在全球幾大線上遊戲平台上流行起來，它是在一張特殊的桌子上用三個骰子玩的。玩家可以對各種結果下注，例如骰子總和或可能的組合。

Deposits and withdrawals are made easy with stablecoins in online gaming, as they are processed instantly, ensuring a smooth gambling experience.

在線上遊戲中使用穩定幣可以輕鬆存款和提款，因為它們是即時處理的，確保了流暢的賭博體驗。

Highlighting the problem that USDG solves, Ronak Daya, Head of Product at Paxos, said the following:

Paxos 產品主管 Ronak Daya 強調了 USDG 解決的問題，並表示：

“Enterprise interest in stablecoins has never been higher than it is today, but the market lacks a solution that combines regulatory compliance with real economic incentives for enterprises.”

“企業對穩定幣的興趣從未像現在這樣高，但市場缺乏將監管合規性與企業實際經濟激勵相結合的解決方案。”

According to the announcement, DBS Bank, the largest bank in Southeast Asia by assets, will handle cash management and custody of USDG reserves.

根據公告，東南亞資產最大的銀行星展銀行將負責現金管理和 USDG 儲備的託管。

Daya adds that USDG will contribute to the global adoption of stablecoins through its partnership with DBS and will especially benefit enterprise clients on a global scale.

Daya 補充道，USDG 將透過與星展銀行的合作，為穩定幣在全球的採用做出貢獻，尤其有利於全球範圍內的企業客戶。

USDG is the first digital asset issued by Paxos Digital Singapore, while USDP, PYUSD, and PAXG stablecoins are issued by Paxos Trust Company, LLC, which is supervised by the New York Department of Financial Services (NYDFS).

USDG 是 Paxos Digital Singapore 發行的首個數位資產，而 USDP、PYUSD 和 PAXG 穩定幣則由 Paxos Trust Company, LLC 發行，受紐約金融服務部 (NYDFS) 監管。

Additionally, Lift Dollar (USDL), a yield-bearing stablecoin, is issued by the UAE-domiciled affiliate, Paxos International.

此外，Lift Dollar (USDL) 是一種有收益的穩定幣，由位於阿聯酋的附屬公司 Paxos International 發行。

Paxos specified that USDG is designed to be compliant with an upcoming stablecoin framework from the Monetary Authority of Singapore (MAS).

Paxos 指出，USDG 的設計符合新加坡金融管理局 (MAS) 即將推出的穩定幣框架。

In August last year, MAS announced features of a new regulatory framework that covers stablecoins in Singapore. According to an official MAS media release, any stablecoin issued in Singapore and pegged to a G10 currency must fulfill several key standards.

去年 8 月，MAS 宣布了涵蓋新加坡穩定幣的新監管框架的特點。根據 MAS 官方媒體發布的消息，任何在新加坡發行並與 G10 貨幣掛鉤的穩定幣都必須滿足幾個關鍵標準。

These include requirements that promote stability of the asset’s value, minimum base capital to reduce insolvency risks, appropriate disclosures, and redemption at par after a maximum of five business days following a redemption request.

其中包括促進資產價值穩定性的要求、降低破產風險的最低基礎資本、適當的披露以及在提出贖回請求後最多五個工作日後按面值贖回。

According to Ms Ho Hern Shin, Deputy Managing Director (Financial Supervision) at MAS, the framework is necessary to advance the use of stablecoins as a trusted bridge between the fiat and crypto ecosystems, and as a credible medium of exchange.

MAS 副董事總經理（金融監管）Ho Hern Shin 女士表示，該框架對於推動穩定幣作為法定貨幣和加密貨幣生態系統之間的可信橋樑以及作為可靠的交換媒介的使用是必要的。

Earlier this year, in July, Paxos announced that the United States Securities and Exchange Commission (SEC) had closed its investigation into Binance USD (BUSD), a Binance-branded stablecoin the company also issued.

今年 7 月早些時候，Paxos 宣布美國證券交易委員會 (SEC) 結束了對幣安美元 (BUSD) 的調查，該公司也發行了幣安品牌的穩定幣。

According to Paxos, the SEC sent an official letter stating that there is no recommendation for enforcement action on the BUSD case.

根據 Paxos 報道，SEC 發出正式信函，表示不建議對 BUSD 案件採取執法行動。

The case began in February 2023 when the Commission sent Paxos a Wells notice alleging that BUSD was an investment contract.

該案始於 2023 年 2 月，當時委員會向 Paxos 發送了 Wells 通知，指控 BUSD 是投資合約。

While Paxos maintains its USD-pegged stablecoins do not qualify as securities under federal law, it believes that the Wells Notice was unnecessary.

儘管 Paxos 堅稱其與美元掛鉤的穩定幣不符合聯邦法律規定的證券資格，但它認為威爾斯通知是不必要的。