隨著鯨魚的目標高增長Defi替代品，Mutuum Finance（MUTM）獲得了牽引力

儘管比特幣（BTC）和以太坊（ETH）在加密貨幣市場中仍然占主導地位，但鯨魚開始將注意力轉向具有強大的現實世界實用性的高增長替代方案。

Bitcoin (BTC) and Ethereum (ETH) continue to dominate the cryptocurrency market, but the attention of major investors, known as "whales," is shifting toward high-growth alternatives with strong real-world applications.

比特幣（BTC）和以太坊（ETH）繼續主導加密貨幣市場，但是主要投資者（稱為“鯨魚”）的注意力正在轉向具有強大的現實世界應用的高增長替代品。

One project gaining traction among whales is Mutuum Finance (MUTM), a decentralized lending and borrowing platform currently in its presale phase. Offering key DeFi utilities, including a peer-to-peer lending market and an overcollateralized stablecoin, Mutuum Finance is attracting early investors who see long-term potential. With its structured presale, plans for exchange listings, and early-stage pricing, analysts believe MUTM could deliver massive returns in 2025, making it one of the most sought-after tokens among large investors.

鯨魚之間獲得吸引力的一個項目是Mutuum Finance（MUTM），這是目前處於其前階段的分散貸款和借貸平台。 Mutuum Finance提供關鍵的Defi公用事業，包括點對點貸款市場和過度補充的Stablecoin，正在吸引那些長期潛力的早期投資者。分析師認為，憑藉其結構化的預售，交換清單的計劃以及早期定價，MUTM可以在2025年提供巨額回報，使其成為大型投資者中最受歡迎的代幣之一。

Why Are Whales Interested in MUTM?

為什麼鯨魚對MUTM感興趣？

Whales are targeting Mutuum Finance (MUTM) for its strong fundamentals, real DeFi applications, and early-stage investment potential.

鯨魚針對Mutuum Finance（MUTM）的強大基礎，實際DEFI應用和早期投資潛力。

Unlike many speculative tokens, MUTM is built around a decentralized lending protocol, allowing users to supply and borrow crypto assets in a secure and automated environment. With its first presale stage priced at just $0.01, large investors recognize the opportunity to enter early before the price climbs across the 11 planned stages, reaching $0.06 at launch.

與許多投機代幣不同，MUTM圍繞著分散的貸款協議構建，使用戶可以在安全且自動化的環境中提供和借用加密資產。大型投資者以其第一個預售階段的價格僅為0.01美元，因此人們意識到有機會在價格上漲的11個計劃階段攀升之前提早進入，在發佈時達到0.06美元。

One of the key reasons whales are accumulating MUTM is its structured tokenomics and buy-and-distribute mechanism. A portion of platform fees from lending and borrowing is used to purchase MUTM from the open market, reducing the circulating supply and creating steady buying pressure. These tokens are then redistributed to mtToken stakers, rewarding long-term holders and reinforcing price stability. This cycle ensures sustained demand, making it attractive for large investors who prioritize projects with built-in value growth mechanisms.

鯨魚累積MUTM的關鍵原因之一是其結構化的令牌學和購買和分佈機制。貸款和借貸的一部分平台費用用於從公開市場購買MUTM，減少循環供應並造成穩定的購買壓力。然後將這些令牌重新分配給mttoken Stakers，獎勵長期持有人並加強價格穩定性。該週期確保了持續需求，使其對具有內置價值增長機制優先級優先項目的大型投資者有吸引力。

Another major factor drawing whale interest is Mutuum Finance’s plan to introduce an overcollateralized stablecoin, adding further utility to the ecosystem. This stablecoin will provide a secure borrowing option, backed by on-chain collateral, ensuring transparency and reliability. With DeFi adoption growing, projects offering practical lending solutions tend to attract both retail and institutional investors.

另一個主要因素捕捉鯨魚的興趣是Mutuum Finance推出過度結合的Stablecoin的計劃，從而增加了生態系統的實用性。該穩定的股幣將提供安全的借貸方案，並在鏈上抵押品支持，以確保透明度和可靠性。隨著採用額的增長，提供實用貸款解決方案的項目往往會吸引零售和機構投資者。

Whales are also betting on Mutuum Finance’s potential exchange listings and beta platform launch, both of which are expected to drive demand after the token goes live. A working product at launch sets MUTM apart from many presale projects, giving it immediate utility and increasing the likelihood of long-term success. With over 7 million tokens already sold in the first presale stage and whale investors joining early, the project is positioned as a top alternative for those looking beyond Bitcoin and Ethereum in 2025.

鯨魚還押注了Mutuum Finance的潛在交換清單和Beta平台的發布，這兩者都預計在代幣上線後會推動需求。發射產品的工作產品與許多預售項目不同，使其立即效用，並增加了長期成功的可能性。在第一個預售階段已經售出了超過700萬個代幣，並且鯨魚投資者提早加入，該項目是2025年超越比特幣和以太坊的人的最佳選擇。

How Mutuum Finance Benefits Suppliers and Borrowers

Mutuum金融如何使供應商和借款人受益

In Mutuum Finance, suppliers earn mtTokens, which represent their deposited assets in a 1:1 ratio. These tokens accrue interest over time, allowing investors to passively grow their holdings.

在Mutuum Finance中，供應商賺取mttokens，代表其存款資產的比例為1：1。這些代幣會隨著時間的流逝而產生的利息，使投資者可以被動地增加其持股。

For example, an investor can supply 5,000 USDT to the platform and receive 5,000 mtUSDT, which serves as proof of their deposit. If the annual percentage yield (APY) is 9%, by the end of the year, their balance will reflect 5,450 USDT, assuming stable market conditions. This system allows suppliers to generate passive income without actively managing their funds and benefits from the interest generated through lending activities.

例如，投資者可以向該平台提供5,000美元，並獲得5,000 MTUSDT，這是其存款的證明。如果年度百分比（APY）為9％，到今年年底，他們的餘額將反映出5,450 USDT，假設市場狀況穩定。該系統允許供應商產生被動收入，而無需積極管理其資金和通過貸款活動產生的利息的利益。

On the other hand, borrowers can use their existing crypto assets as collateral to borrow funds without selling them.

另一方面，借款人可以將其現有的加密資產用作抵押品，而無需出售資金。

For instance, a user holds 2 ETH but does not want to sell it, anticipating future price growth. They can pledge their 2 ETH as collateral under a 75% loan-to-value (LTV) ratio, allowing them to borrow up to $4,000 in stablecoins.

例如，用戶持有2個ETH，但不想出售它，預計未來的價格增長。他們可以在75％的貸款對價值（LTV）比率下保證他們的2個ETH作為抵押品，使他們可以藉用高達$ 4,000的Stablecoins。

This borrowed amount can be used for personal investments, trading, or real-world expenses, while the borrower retains ownership of their ETH holdings. If ETH increases in value, they can repay the loan and retrieve their original 2 ETH, avoiding the need to sell at a lower price.

借入的金額可用於個人投資，交易或現實世界的費用，而藉款人則保留其ETH持股的所有權。如果ETH的價值增加，他們可以償還貸款並檢索其最初的2 ETH，從而避免以較低的價格出售。

Mutuum Finance’s decentralized smart contracts ensure that all transactions are secure and transparent, and loans are managed automatically to protect both suppliers and borrowers.

Mutuum Finance的分散智能合約確保所有交易都是安全且透明的，並且會自動管理貸款以保護供應商和借款人。

With strong fundamentals, real DeFi applications, and early-stage pricing, Mutuum Finance (MUTM) presents a rare opportunity for investors seeking high-growth potential. The structured presale, growing whale interest, and upcoming exchange listings position it as a strong contender in the market. With MUTM priced at just $0.01 in its first stage, early investors have the chance to maximize returns before the price increases. As demand builds, now is the best time to secure a position before the presale sells out.

Mutuum Finance（MUTM）憑藉強大的基本面，實際的DEFI應用和早期定價，為尋求高增長潛力的投資者帶來了難得的機會。結構化的預售，日益增長的鯨魚興趣以及即將到來的交流清單將其定位為市場上的強大競爭者。由於MUTM的第一階段價格僅為0.01美元，早期投資者就有機會在價格上漲之前最大化回報。隨著需求的構建，現在是在預售售罄之前確保職位的最佳時間。

For more information about Mutuum Finance (MUTM)

有關Mutuum Finance（MUTM）的更多信息