随着鲸鱼的目标高增长Defi替代品，Mutuum Finance（MUTM）获得了牵引力

尽管比特币（BTC）和以太坊（ETH）在加密货币市场中仍然占主导地位，但鲸鱼开始将注意力转向具有强大的现实世界实用性的高增长替代方案。

Bitcoin (BTC) and Ethereum (ETH) continue to dominate the cryptocurrency market, but the attention of major investors, known as "whales," is shifting toward high-growth alternatives with strong real-world applications.

比特币（BTC）和以太坊（ETH）继续主导加密货币市场，但是主要投资者（称为“鲸鱼”）的注意力正在转向具有强大的现实世界应用的高增长替代品。

One project gaining traction among whales is Mutuum Finance (MUTM), a decentralized lending and borrowing platform currently in its presale phase. Offering key DeFi utilities, including a peer-to-peer lending market and an overcollateralized stablecoin, Mutuum Finance is attracting early investors who see long-term potential. With its structured presale, plans for exchange listings, and early-stage pricing, analysts believe MUTM could deliver massive returns in 2025, making it one of the most sought-after tokens among large investors.

鲸鱼之间获得吸引力的一个项目是Mutuum Finance（MUTM），这是目前处于其前阶段的分散贷款和借款平台。 Mutuum Finance提供关键的Defi公用事业，包括点对点贷款市场和过度补充的Stablecoin，正在吸引那些长期潜力的早期投资者。分析师认为，凭借其结构化的预售，交换清单的计划以及早期定价，MUTM可以在2025年提供巨额回报，使其成为大型投资者中最受欢迎的代币之一。

Why Are Whales Interested in MUTM?

为什么鲸鱼对MUTM感兴趣？

Whales are targeting Mutuum Finance (MUTM) for its strong fundamentals, real DeFi applications, and early-stage investment potential.

鲸鱼针对Mutuum Finance（MUTM）的强大基础，实际DEFI应用和早期投资潜力。

Unlike many speculative tokens, MUTM is built around a decentralized lending protocol, allowing users to supply and borrow crypto assets in a secure and automated environment. With its first presale stage priced at just $0.01, large investors recognize the opportunity to enter early before the price climbs across the 11 planned stages, reaching $0.06 at launch.

与许多投机代币不同，MUTM围绕着分散的贷款协议构建，使用户可以在安全且自动化的环境中提供和借用加密资产。大型投资者以其第一个预售阶段的价格仅为0.01美元，因此人们意识到有机会在价格上涨的11个计划阶段攀升之前提早进入，在发布时达到0.06美元。

One of the key reasons whales are accumulating MUTM is its structured tokenomics and buy-and-distribute mechanism. A portion of platform fees from lending and borrowing is used to purchase MUTM from the open market, reducing the circulating supply and creating steady buying pressure. These tokens are then redistributed to mtToken stakers, rewarding long-term holders and reinforcing price stability. This cycle ensures sustained demand, making it attractive for large investors who prioritize projects with built-in value growth mechanisms.

鲸鱼累积MUTM的关键原因之一是其结构化的令牌学和购买和分布机制。贷款和借贷的一部分平台费用用于从公开市场购买MUTM，减少循环供应并造成稳定的购买压力。然后将这些令牌重新分配给mttoken Stakers，奖励长期持有人并加强价格稳定性。该周期确保了持续需求，使其对具有内置价值增长机制优先级优先项目的大型投资者有吸引力。

Another major factor drawing whale interest is Mutuum Finance’s plan to introduce an overcollateralized stablecoin, adding further utility to the ecosystem. This stablecoin will provide a secure borrowing option, backed by on-chain collateral, ensuring transparency and reliability. With DeFi adoption growing, projects offering practical lending solutions tend to attract both retail and institutional investors.

另一个主要因素捕捉鲸鱼的兴趣是Mutuum Finance推出过度结合的Stablecoin的计划，从而增加了生态系统的实用性。该稳定的股币将提供安全的借贷方案，并在链上抵押品支持，以确保透明度和可靠性。随着采用额的增长，提供实用贷款解决方案的项目往往会吸引零售和机构投资者。

Whales are also betting on Mutuum Finance’s potential exchange listings and beta platform launch, both of which are expected to drive demand after the token goes live. A working product at launch sets MUTM apart from many presale projects, giving it immediate utility and increasing the likelihood of long-term success. With over 7 million tokens already sold in the first presale stage and whale investors joining early, the project is positioned as a top alternative for those looking beyond Bitcoin and Ethereum in 2025.

鲸鱼还押注了Mutuum Finance的潜在交换清单和Beta平台的发布，这两者都预计在代币上线后会推动需求。发射产品的工作产品与许多预售项目不同，使其立即效用，并增加了长期成功的可能性。在第一个预售阶段已经售出了超过700万个代币，并且鲸鱼投资者提早加入，该项目是2025年超越比特币和以太坊的人的最佳选择。

How Mutuum Finance Benefits Suppliers and Borrowers

Mutuum金融如何使供应商和借款人受益

In Mutuum Finance, suppliers earn mtTokens, which represent their deposited assets in a 1:1 ratio. These tokens accrue interest over time, allowing investors to passively grow their holdings.

在Mutuum Finance中，供应商赚取mttokens，代表其存款资产的比例为1：1。这些代币会随着时间的流逝而产生的利息，使投资者可以被动地增加其持股。

For example, an investor can supply 5,000 USDT to the platform and receive 5,000 mtUSDT, which serves as proof of their deposit. If the annual percentage yield (APY) is 9%, by the end of the year, their balance will reflect 5,450 USDT, assuming stable market conditions. This system allows suppliers to generate passive income without actively managing their funds and benefits from the interest generated through lending activities.

例如，投资者可以向该平台提供5,000美元，并获得5,000 MTUSDT，这是其存款的证明。如果年度百分比（APY）为9％，到今年年底，他们的余额将反映出5,450 USDT，假设市场状况稳定。该系统允许供应商产生被动收入，而无需积极管理其资金和通过贷款活动产生的利息的利益。

On the other hand, borrowers can use their existing crypto assets as collateral to borrow funds without selling them.

另一方面，借款人可以将其现有的加密资产用作抵押品，而无需出售资金。

For instance, a user holds 2 ETH but does not want to sell it, anticipating future price growth. They can pledge their 2 ETH as collateral under a 75% loan-to-value (LTV) ratio, allowing them to borrow up to $4,000 in stablecoins.

例如，用户持有2个ETH，但不想出售它，预计未来的价格增长。他们可以在75％的贷款对价值（LTV）比率下保证他们的2个ETH作为抵押品，使他们可以借用高达$ 4,000的Stablecoins。

This borrowed amount can be used for personal investments, trading, or real-world expenses, while the borrower retains ownership of their ETH holdings. If ETH increases in value, they can repay the loan and retrieve their original 2 ETH, avoiding the need to sell at a lower price.

借入的金额可用于个人投资，交易或现实世界的费用，而借款人则保留其ETH持股的所有权。如果ETH的价值增加，他们可以偿还贷款并检索其最初的2 ETH，从而避免以较低的价格出售。

Mutuum Finance’s decentralized smart contracts ensure that all transactions are secure and transparent, and loans are managed automatically to protect both suppliers and borrowers.

Mutuum Finance的分散智能合约确保所有交易都是安全且透明的，并且会自动管理贷款以保护供应商和借款人。

With strong fundamentals, real DeFi applications, and early-stage pricing, Mutuum Finance (MUTM) presents a rare opportunity for investors seeking high-growth potential. The structured presale, growing whale interest, and upcoming exchange listings position it as a strong contender in the market. With MUTM priced at just $0.01 in its first stage, early investors have the chance to maximize returns before the price increases. As demand builds, now is the best time to secure a position before the presale sells out.

Mutuum Finance（MUTM）凭借强大的基本面，实际的DEFI应用和早期定价，为寻求高增长潜力的投资者带来了难得的机会。结构化的预售，日益增长的鲸鱼兴趣以及即将到来的交流清单将其定位为市场上的强大竞争者。由于MUTM的第一阶段价格仅为0.01美元，早期投资者就有机会在价格上涨之前最大化回报。随着需求的构建，现在是在预售售罄之前确保职位的最佳时间。

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