萬事達卡啟動多型網絡（MTN），以連接傳統金融和數字資產

Mastercard計劃建立一個基於區塊鏈的多人網絡（MTN），以通過單個網絡連接金融機構和數字資產。

Mastercard is making significant strides in the blockchain domain with its plan to launch a Multi-Token Network (MTN), connecting financial institutions and digital assets through a single network.

萬事達卡（MasterCard）在區塊鏈領域取得了長足的進步，其計劃啟動了多token網絡（MTN），通過單個網絡連接金融機構和數字資產。

The initiative, spearheaded by Mastercard Executive Vice President of Blockchain and Digital Assets Raj Dhamodharan, aims to establish an MTN system that enables users to seamlessly move digital assets across markets. The technology platform is designed to achieve the same transactional efficiency as platforms like Venmo or Zelle, which have come to dominate traditional banking markets.

由MasterCard區塊鍊和數字資產Raj Dhamodharan的執行副總裁主管的倡議旨在建立一個MTN系統，使用戶能夠無縫地跨市場移動數字資產。該技術平台旨在實現與Venmo或Zelle這樣的平台相同的交易效率，這些平台已經主導了傳統的銀行市場。

Connecting Traditional Finance with Blockchain Technology

將傳統金融與區塊鏈技術聯繫起來

Mastercard’s new Multi-Token Network positions the company as a key infrastructure provider in the blockchain sector. The company leverages its vast worldwide payment infrastructure to create links between traditional cash-based systems and digital cryptocurrency networks, facilitating seamless exchange between the financial domains. According to Dhamodharan, blockchain integration with traditional finance unlocks the potential for new business models that enhance financial processing efficiency.

萬事達卡的新多人網絡將公司定位為區塊鏈領域的關鍵基礎架構提供商。該公司利用其廣大的全球付款基礎設施在傳統現金系統與數字加密貨幣網絡之間建立聯繫，從而促進了金融領域之間的無縫交換。根據Dhamodharan的說法，與傳統金融的區塊鏈整合釋放了提高財務處理效率的新業務模型的潛力。

The proposed initiative comes as financial institutions are intensifying their research into blockchain technology applications. Mastercard is building a regulatory-compliant platform alongside a simple consumer interface to ensure that blockchain implementation adheres to regulatory guidelines. This initiative will facilitate smoother adjustments for both businesses and consumers during the transition.

擬議的倡議是因為金融機構正在加強對區塊鏈技術應用的研究。萬事達卡正在與簡單的消費者界面一起構建一個符合法規的平台，以確保區塊鏈實施遵守監管指南。該計劃將促進過渡期間企業和消費者的更平滑調整。

Strategic Partnerships with Leading Financial Institutions

與領先金融機構的戰略合作夥伴關係

Mastercard has partnered with financial giants like JPMorgan and Standard Chartered to explore blockchain use cases in international payments, tokenized deposits, and carbon credit transactions. Moreover, by forging industry alliances, Mastercard is advancing its role in blockchain operations.

萬事達卡與摩根大通（JPMorgan）等財務巨頭合作，並租用了標準，以探索國際支付，代幣存款和碳信用交易的區塊鏈用例。此外，通過鍛造行業聯盟，萬事達卡正在推進其在區塊鏈運營中的作用。

Through the Multi-Token Network institutions can link up with digital assets and execute processes such as cross-border transactions that typically require several days to complete. In November 2024, Mastercard, in partnership with JPMorgan, successfully sped up cross-border payment processing while ensuring constant service availability throughout the year. This achievement implements Mastercard’s mission to build a frictionless global financial network.

通過多token網絡機構可以與數字資產和執行流程聯繫起來，例如通常需要幾天才能完成的跨境交易。 2024年11月，萬事達卡與摩根大通（JPMorgan）合作，成功地加速了跨境支付處理，同時確保全年持續不斷的服務可用性。這項成就實現了萬事達卡建立無摩擦全球金融網絡的使命。

Blockchain Adoption through Consumer and Institutional Channels

通過消費者和機構渠道採用區塊鏈

Mastercard is also working to broaden consumer adoption of digital assets. Moreover, the company operates more than 100 crypto-focused card programs, which have reached over 3.5 billion worldwide cardholders, to enable seamless digital asset interaction. By connecting cryptocurrency with everyday spending, Mastercard aims to bridge traditional and digital finance, enabling cardholders to make transactions and receive crypto rewards just like regular cash.

萬事達卡還致力於擴大消費者對數字資產的採用。此外，該公司運營著100多種以加密貨幣為中心的卡計劃，這些計劃已達到35億持卡人，以實現無縫的數字資產互動。通過將加密貨幣與日常支出聯繫起來，萬事達卡旨在彌合傳統和數字融資，使持卡人能夠像普通現金一樣進行交易並獲得加密貨幣。

Mastercard continues its institutional tokenization efforts by developing blockchain-based solutions for money market and treasury funds, which are becoming more accessible on the blockchain. Through its February 2025 agreement, Mastercard is collaborating with Ondo Finance to introduce institutional financial assets onto blockchain networks, ultimately accelerating industrial blockchain adoption.

萬事達卡通過開發基於區塊鏈的貨幣市場和國庫基金解決方案來繼續其機構令牌化工作，這些解決方案在區塊鏈上變得越來越易於​​使用。通過其2025年2月的協議，萬事達卡正在與Ondo Finance合作，將機構金融資產引入區塊鍊網絡，最終加速了工業區塊鏈的採用。