万事达卡启动多型网络（MTN），以连接传统金融和数字资产

Mastercard计划建立一个基于区块链的多人网络（MTN），以通过单个网络连接金融机构和数字资产。

Mastercard is making significant strides in the blockchain domain with its plan to launch a Multi-Token Network (MTN), connecting financial institutions and digital assets through a single network.

万事达卡（MasterCard）在区块链领域取得了长足的进步，其计划启动了多token网络（MTN），通过单个网络连接金融机构和数字资产。

The initiative, spearheaded by Mastercard Executive Vice President of Blockchain and Digital Assets Raj Dhamodharan, aims to establish an MTN system that enables users to seamlessly move digital assets across markets. The technology platform is designed to achieve the same transactional efficiency as platforms like Venmo or Zelle, which have come to dominate traditional banking markets.

由MasterCard区块链和数字资产Raj Dhamodharan的执行副总裁主管的倡议旨在建立一个MTN系统，使用户能够无缝地跨市场移动数字资产。该技术平台旨在实现与Venmo或Zelle这样的平台相同的交易效率，这些平台已经主导了传统的银行市场。

Connecting Traditional Finance with Blockchain Technology

将传统金融与区块链技术联系起来

Mastercard’s new Multi-Token Network positions the company as a key infrastructure provider in the blockchain sector. The company leverages its vast worldwide payment infrastructure to create links between traditional cash-based systems and digital cryptocurrency networks, facilitating seamless exchange between the financial domains. According to Dhamodharan, blockchain integration with traditional finance unlocks the potential for new business models that enhance financial processing efficiency.

万事达卡的新多人网络将公司定位为区块链领域的关键基础架构提供商。该公司利用其广大的全球付款基础设施在传统现金系统与数字加密货币网络之间建立联系，从而促进了金融领域之间的无缝交换。根据Dhamodharan的说法，与传统金融的区块链整合释放了提高财务处理效率的新业务模型的潜力。

The proposed initiative comes as financial institutions are intensifying their research into blockchain technology applications. Mastercard is building a regulatory-compliant platform alongside a simple consumer interface to ensure that blockchain implementation adheres to regulatory guidelines. This initiative will facilitate smoother adjustments for both businesses and consumers during the transition.

拟议的倡议是因为金融机构正在加强对区块链技术应用的研究。万事达卡正在与简单的消费者界面一起构建一个符合法规的平台，以确保区块链实施遵守监管指南。该计划将促进过渡期间企业和消费者的更平滑调整。

Strategic Partnerships with Leading Financial Institutions

与领先金融机构的战略合作伙伴关系

Mastercard has partnered with financial giants like JPMorgan and Standard Chartered to explore blockchain use cases in international payments, tokenized deposits, and carbon credit transactions. Moreover, by forging industry alliances, Mastercard is advancing its role in blockchain operations.

万事达卡与摩根大通（JPMorgan）等财务巨头合作，并租用了宪章，以探索国际支付，代币存款和碳信用交易的区块链用例。此外，通过锻造行业联盟，万事达卡正在推进其在区块链运营中的作用。

Through the Multi-Token Network institutions can link up with digital assets and execute processes such as cross-border transactions that typically require several days to complete. In November 2024, Mastercard, in partnership with JPMorgan, successfully sped up cross-border payment processing while ensuring constant service availability throughout the year. This achievement implements Mastercard’s mission to build a frictionless global financial network.

通过多token网络机构可以与数字资产和执行流程联系起来，例如通常需要几天才能完成的跨境交易。 2024年11月，万事达卡与摩根大通（JPMorgan）合作，成功地加速了跨境支付处理，同时确保全年持续不断的服务可用性。这项成就实现了万事达卡建立无摩擦全球金融网络的使命。

Blockchain Adoption through Consumer and Institutional Channels

通过消费者和机构渠道采用区块链

Mastercard is also working to broaden consumer adoption of digital assets. Moreover, the company operates more than 100 crypto-focused card programs, which have reached over 3.5 billion worldwide cardholders, to enable seamless digital asset interaction. By connecting cryptocurrency with everyday spending, Mastercard aims to bridge traditional and digital finance, enabling cardholders to make transactions and receive crypto rewards just like regular cash.

万事达卡还致力于扩大消费者对数字资产的采用。此外，该公司运营着100多种以加密货币为中心的卡计划，这些计划已达到35亿持卡人，以实现无缝的数字资产互动。通过将加密货币与日常支出联系起来，万事达卡旨在弥合传统和数字融资，使持卡人能够像普通现金一样进行交易并获得加密货币。

Mastercard continues its institutional tokenization efforts by developing blockchain-based solutions for money market and treasury funds, which are becoming more accessible on the blockchain. Through its February 2025 agreement, Mastercard is collaborating with Ondo Finance to introduce institutional financial assets onto blockchain networks, ultimately accelerating industrial blockchain adoption.

万事达卡通过开发基于区块链的货币市场和国库基金解决方案来继续其机构令牌化工作，这些解决方案在区块链上变得越来越易于​​使用。通过其2025年2月的协议，万事达卡正在与Ondo Finance合作，将机构金融资产引入区块链网络，最终加速了工业区块链的采用。