芒果市場考慮加息以促進貸款活動

去中心化加密貨幣交易所 Mango Markets 正在考慮一項提高其流行代幣貸方利率的提議，以保留存款並吸引新用戶。該提案將利用率為 50% 的代幣利率從 0% 提高到 1.8%，旨在解決如果利用率過高則當前系統可能無法持續的擔憂。該提案目前正在由 MNGO 代幣持有者進行投票並獲得一致支持，但尚未達到通過所需的法定人數。

Mango Markets Proposes Interest Rate Hikes to Bolster Borrowing and Lending

Mango Markets 建議升息以促進借貸

In a move aimed at enhancing the attractiveness of its decentralized lending platform, Mango Markets, governed by its decentralized autonomous organization (DAO), has initiated a vote on a proposal to adjust interest rates for lenders.

為了增強其去中心化借貸平台的吸引力，由去中心化自治組織（DAO）管理的 Mango Markets 發起了對調整貸方利率提案的投票。

The proposal seeks to increase the interest rate offered on token pools with 50% utilization, a level where half of the user-supplied tokens are lent out. Under the proposed changes, these pools would offer an interest rate of 1.8%, a significant increase from the current zero rate.

該提案旨在提高代幣池利用率為 50% 的利率，即用戶提供的代幣一半被借出的水平。根據擬議的變更，這些資金池將提供 1.8% 的利率，比目前的零利率大幅增加。

The rationale behind the proposed interest rate adjustments stems from concerns that Mango Markets' current measures may not be sufficient to maintain stability under high utilization rates. Excessive utilization can strain pools, potentially limiting the ability of lenders to withdraw tokens and borrowers to open new positions.

擬議利率調整背後的理由源於對Mango Markets當前措施可能不足以在高利用率下保持穩定的擔憂。過度使用可能會對資金池造成壓力，可能會限制貸方提取代幣和借款人開設新部位的能力。

By offering higher interest rates at lower utilization levels, Mango Markets aims to incentivize existing deposits and attract new lenders. This move is particularly timely given the recent legal challenges and waning interest in Solana-based decentralized finance (DeFi), which have dampened demand for borrowing and lending tokens on the platform.

Mango Markets 旨在透過以較低的利用率提供較高的利率來激勵現有存款並吸引新的貸方。鑑於最近的法律挑戰以及對基於 Solana 的去中心化金融 (DeFi) 的興趣減弱，這一舉措顯得尤為及時，這抑制了平台上借貸代幣的需求。

Currently, only Mango's SOL pool has a utilization rate high enough (78%) to be affected by the proposed changes. At the time of writing, this pool has a mere 264 SOL tokens (approximately $5,500) available for borrowing.

目前，只有 Mango 的 SOL 池的利用率足夠高（78%），會受到擬議變更的影響。截至撰寫本文時，該池中僅有 264 個 SOL 代幣（約 5,500 美元）可供借用。

The proposed motion, authored by Mango Markets contributor Christian Kamm, would take effect three days after its passage. A vote on the proposal is currently underway among MNGO token holders and will conclude on Wednesday. As of press time, the proposal has garnered unanimous support but has not yet reached the required quorum for approval.

該提案由 Mango Markets 撰稿人 Christian Kamm 撰寫，將於通過三天後生效。 MNGO 代幣持有者目前正在對該提案進行投票，投票將於週三結束。截至發稿，該提案已獲得一致支持，但尚未達到批准所需的法定人數。

If approved, the interest rate adjustments would mark a significant step towards enhancing the viability and stability of Mango Markets' lending platform. By providing more favorable terms for lenders, the platform aims to maintain liquidity and ensure the smooth functioning of its borrowing and lending services.

如果獲得批准，利率調整將標誌著 Mango Markets 借貸平台的生存能力和穩定性邁出重要一步。透過為貸方提供更優惠的條件，該平台旨在維持流動性並確保其借貸服務的順利運作。