芒果市场考虑加息以促进贷款活动

去中心化加密货币交易所 Mango Markets 正在考虑一项提高其流行代币贷方利率的提议，以保留存款并吸引新用户。该提案将利用率为 50% 的代币利率从 0% 提高到 1.8%，旨在解决如果利用率过高则当前系统可能无法持续的担忧。该提案目前正在由 MNGO 代币持有者进行投票并获得一致支持，但尚未达到通过所需的法定人数。

Mango Markets Proposes Interest Rate Hikes to Bolster Borrowing and Lending

Mango Markets 建议加息以促进借贷

In a move aimed at enhancing the attractiveness of its decentralized lending platform, Mango Markets, governed by its decentralized autonomous organization (DAO), has initiated a vote on a proposal to adjust interest rates for lenders.

为了增强其去中心化借贷平台的吸引力，由去中心化自治组织（DAO）管理的 Mango Markets 发起了对调整贷方利率提案的投票。

The proposal seeks to increase the interest rate offered on token pools with 50% utilization, a level where half of the user-supplied tokens are lent out. Under the proposed changes, these pools would offer an interest rate of 1.8%, a significant increase from the current zero rate.

该提案旨在提高代币池利用率为 50% 的利率，即用户提供的代币一半被借出的水平。根据拟议的变更，这些资金池将提供 1.8% 的利率，比目前的零利率大幅提高。

The rationale behind the proposed interest rate adjustments stems from concerns that Mango Markets' current measures may not be sufficient to maintain stability under high utilization rates. Excessive utilization can strain pools, potentially limiting the ability of lenders to withdraw tokens and borrowers to open new positions.

拟议利率调整背后的理由源于对Mango Markets当前措施可能不足以在高利用率下保持稳定的担忧。过度使用可能会给资金池带来压力，可能会限制贷方提取代币和借款人开设新头寸的能力。

By offering higher interest rates at lower utilization levels, Mango Markets aims to incentivize existing deposits and attract new lenders. This move is particularly timely given the recent legal challenges and waning interest in Solana-based decentralized finance (DeFi), which have dampened demand for borrowing and lending tokens on the platform.

Mango Markets 旨在通过以较低的利用率提供较高的利率来激励现有存款并吸引新的贷方。鉴于最近的法律挑战以及对基于 Solana 的去中心化金融 (DeFi) 的兴趣减弱，这一举措显得尤为及时，这抑制了平台上借贷代币的需求。

Currently, only Mango's SOL pool has a utilization rate high enough (78%) to be affected by the proposed changes. At the time of writing, this pool has a mere 264 SOL tokens (approximately $5,500) available for borrowing.

目前，只有 Mango 的 SOL 池的利用率足够高（78%），会受到拟议变更的影响。截至撰写本文时，该池中仅有 264 个 SOL 代币（约 5,500 美元）可供借用。

The proposed motion, authored by Mango Markets contributor Christian Kamm, would take effect three days after its passage. A vote on the proposal is currently underway among MNGO token holders and will conclude on Wednesday. As of press time, the proposal has garnered unanimous support but has not yet reached the required quorum for approval.

该提议由 Mango Markets 撰稿人克里斯蒂安·卡姆 (Christian Kamm) 撰写，将于通过三天后生效。 MNGO 代币持有者目前正在对该提案进行投票，投票将于周三结束。截至发稿，该提案已获得一致支持，但尚未达到批准所需的法定人数。

If approved, the interest rate adjustments would mark a significant step towards enhancing the viability and stability of Mango Markets' lending platform. By providing more favorable terms for lenders, the platform aims to maintain liquidity and ensure the smooth functioning of its borrowing and lending services.

如果获得批准，利率调整将标志着 Mango Markets 借贷平台的生存能力和稳定性迈出重要一步。通过为贷方提供更优惠的条件，该平台旨在维持流动性并确保其借贷服务的顺利运行。