日本貿易愛好巨頭Sumitomo Mitsui金融集團宣布計劃啟動菲亞·斯塔布爾幣

該項目目前處於計劃階段，旨在通過減少對傳統中介機構的依賴來現代化跨境支付

Japanese financial giant Sumitomo Mitsui Financial Group (SMFG) is planning to launch a fiat-backed stablecoin on the Avalanche network in collaboration with US-based Ava Labs and blockchain infrastructure firm Fireblocks.

日本金融巨頭Sumitomo Mitsui金融集團（SMFG）計劃與總部位於美國的AVA Labs和區塊鏈基礎設施Fireblocks合作，在Avalanche網絡上啟動菲亞支持的Stablecoin。

The project, currently in the planning stages, will focus on modernizing cross-border payments by reducing reliance on traditional intermediaries like the SWIFT network, local media reported.

當地媒體報導，該項目目前處於計劃階段，將通過減少對Swift Network等傳統中介機構的依賴，將重點放在現代化的跨境支付上。

Initial trials will be limited to intercompany payments and are scheduled for the second half of 2025, paving the way for a full-scale launch next year.

初步試驗將僅限於公司間付款，併計劃在2025年下半年進行，為明年的全面推出鋪平了道路。

Ava Labs will spearhead the blockchain development for the stablecoin infrastructure, while Fireblocks will handle token issuance, security, and management systems. Japanese IT firm TIS will provide technical support during the experimental phase.

AVA Labs將率領Stablecoin基礎設施的區塊鏈開發，而Fireblocks將處理令牌發行，安全和管理系統。日本IT公司TIS將在實驗階段提供技術支持。

SMFG, the parent company of Japan’s second-largest bank, Sumitomo Mitsui Banking Corporation (SMBC), manages approximately $1.7 trillion in assets. The lender has gradually increased its involvement in blockchain over the past several years. In 2022, the bank co-launched Token Business Lab with HashPort to explore enterprise use cases for NFTs, including experiments with non-transferable identity tokens.

SMFG是日本第二大銀行Sumitomo Mitsui銀行公司（SMBC）的母公司，管理約1.7萬億美元的資產。在過去的幾年中，貸方逐漸增加了其參與區塊鏈的參與。在2022年，該銀行與Hashport共同發布了代幣業務實驗室，探索NFT的企業用例，包括具有不可轉讓的身份代幣的實驗。

In 2023, SMBC joined Japan’s other banking giants — Mitsubishi UFJ and Mizuho — in a pilot focused on stablecoin applications for international settlement.

2023年，SMBC加入了日本的其他銀行業巨頭（三菱UFJ和Mizuho），以致力於國際和解的Stablecoin申請。

Japan’s stablecoin policy is among the most advanced globally. Legislation passed in 2022 formally classified fiat-backed stablecoins as “Electronic Payment Instruments,” restricting issuance to regulated banks and licensed financial entities.

日本的Stablecoin政策是全球最先進的政策之一。 2022年通過的立法正式歸類為菲亞特支持的穩定者作為“電子支付工具”，將發行限制在受監管的銀行和有執照的金融實體上。

Regulators are now considering further reforms that would bring digital assets like Bitcoin and ether fully under securities law, introducing protections against insider trading.

監管機構現在正在考慮進行進一步的改革，這些改革將帶來比特幣和以太幣等數字資產，根據證券法，對內幕交易進行了保護。

Globally, traditional finance institutions are signaling a growing interest in stablecoin adoption, with several major financial institutions considering launching their own stablecoins.

在全球範圍內，傳統的金融機構表明，人們對採用Stablecoin的興趣越來越興趣，幾家主要的金融機構正在考慮推出自己的穩定機構。

In the US, regulatory momentum is building, with recent calls from President Donald Trump for legal clarity on dollar-pegged tokens. Bank of America has also expressed interest in entering the stablecoin market, contingent on regulatory approval.

在美國，監管勢頭正在建立，唐納德·特朗普總統最近呼籲對美元的代幣進行法律清晰的呼籲。美國銀行還表示有興趣進入穩定市場，這取決於監管部門的批准。

The stablecoin sector has continued its exponential growth amid rising adoptions worldwide. Its market cap now stands at $234.6 billion, a 56% increase over the past year.

在全球採用越來越多的領養中，Stablecoin行業繼續其指數增長。現在的市值為2346億美元，比過去一年增長了56％。

If successful, SMBC’s initiative could position Japan as a frontrunner in institutional stablecoin issuance while highlighting the growing convergence between legacy banking systems and blockchain infrastructure.

如果成功的話，SMBC的倡議可以將日本定位為機構穩定發行的領先者，同時強調了傳統銀行系統和區塊鏈基礎設施之間日益增長的趨同。