日本贸易爱好巨头Sumitomo Mitsui金融集团宣布计划启动菲亚·斯塔布尔币

该项目目前处于计划阶段，旨在通过减少对传统中介机构的依赖来现代化跨境支付

Japanese financial giant Sumitomo Mitsui Financial Group (SMFG) is planning to launch a fiat-backed stablecoin on the Avalanche network in collaboration with US-based Ava Labs and blockchain infrastructure firm Fireblocks.

日本金融巨头Sumitomo Mitsui金融集团（SMFG）计划与总部位于美国的AVA Labs和区块链基础设施Fireblocks合作，在Avalanche网络上启动菲亚支持的Stablecoin。

The project, currently in the planning stages, will focus on modernizing cross-border payments by reducing reliance on traditional intermediaries like the SWIFT network, local media reported.

当地媒体报道，该项目目前处于计划阶段，将通过减少对Swift Network等传统中介机构的依赖，将重点放在现代化的跨境支付上。

Initial trials will be limited to intercompany payments and are scheduled for the second half of 2025, paving the way for a full-scale launch next year.

初步试验将仅限于公司间付款，并计划在2025年下半年进行，为明年的全面推出铺平了道路。

Ava Labs will spearhead the blockchain development for the stablecoin infrastructure, while Fireblocks will handle token issuance, security, and management systems. Japanese IT firm TIS will provide technical support during the experimental phase.

AVA Labs将率领Stablecoin基础设施的区块链开发，而Fireblocks将处理令牌发行，安全和管理系统。日本IT公司TIS将在实验阶段提供技术支持。

SMFG, the parent company of Japan’s second-largest bank, Sumitomo Mitsui Banking Corporation (SMBC), manages approximately $1.7 trillion in assets. The lender has gradually increased its involvement in blockchain over the past several years. In 2022, the bank co-launched Token Business Lab with HashPort to explore enterprise use cases for NFTs, including experiments with non-transferable identity tokens.

SMFG是日本第二大银行Sumitomo Mitsui银行公司（SMBC）的母公司，管理约1.7万亿美元的资产。在过去的几年中，贷方逐渐增加了其参与区块链的参与。在2022年，该银行与Hashport共同发布了代币业务实验室，探索NFT的企业用例，包括具有不可转让的身份代币的实验。

In 2023, SMBC joined Japan’s other banking giants — Mitsubishi UFJ and Mizuho — in a pilot focused on stablecoin applications for international settlement.

2023年，SMBC加入了日本的其他银行业巨头（三菱UFJ和Mizuho），以致力于国际和解的Stablecoin申请。

Japan’s stablecoin policy is among the most advanced globally. Legislation passed in 2022 formally classified fiat-backed stablecoins as “Electronic Payment Instruments,” restricting issuance to regulated banks and licensed financial entities.

日本的Stablecoin政策是全球最先进的政策之一。 2022年通过的立法正式归类为菲亚特支持的稳定者作为“电子支付工具”，将发行限制在受监管的银行和有执照的金融实体上。

Regulators are now considering further reforms that would bring digital assets like Bitcoin and ether fully under securities law, introducing protections against insider trading.

监管机构现在正在考虑进行进一步的改革，这些改革将带来比特币和以太币等数字资产，根据证券法，对内幕交易进行了保护。

Globally, traditional finance institutions are signaling a growing interest in stablecoin adoption, with several major financial institutions considering launching their own stablecoins.

在全球范围内，传统的金融机构表明，人们对采用Stablecoin的兴趣越来越兴趣，几家主要的金融机构正在考虑推出自己的稳定机构。

In the US, regulatory momentum is building, with recent calls from President Donald Trump for legal clarity on dollar-pegged tokens. Bank of America has also expressed interest in entering the stablecoin market, contingent on regulatory approval.

在美国，监管势头正在建立，唐纳德·特朗普总统最近呼吁对美元的代币进行法律清晰的呼吁。美国银行还表示有兴趣进入稳定市场，这取决于监管部门的批准。

The stablecoin sector has continued its exponential growth amid rising adoptions worldwide. Its market cap now stands at $234.6 billion, a 56% increase over the past year.

在全球采用越来越多的领养中，Stablecoin行业继续其指数增长。现在的市值为2346亿美元，比过去一年增长了56％。

If successful, SMBC’s initiative could position Japan as a frontrunner in institutional stablecoin issuance while highlighting the growing convergence between legacy banking systems and blockchain infrastructure.

如果成功的话，SMBC的倡议可以将日本定位为机构稳定发行的领先者，同时强调了传统银行系统和区块链基础设施之间日益增长的趋同。