隨著塞地兌美元升值，加納金幣價格大幅下跌

加納金幣的價格自推出以來經歷了大幅下跌，主要是由於加納塞地兌美元升值。

Ghana’s gold coin prices have seen a substantial drop since their introduction, mainly due to the appreciation of the Ghanaian cedi against the US dollar.

加納金幣價格自推出以來大幅下跌，主因是加納塞地兌美元升值。

Launched by the Bank of Ghana (BoG) to diversify investment options and absorb excess liquidity, the gold coins have experienced significant losses for buyers as the local currency strengthens.

加納銀行（BoG）推出金幣，旨在實現投資選擇多元化並吸收過剩流動性，但隨著當地貨幣走強，買家遭受了重大損失。

For instance, the 1.0-ounce Ghana Gold Coin (GGC), initially priced at GH₵45,020.48, is now selling for GH₵41,020.79, reflecting a reduction of GH₵3,999.69. Similarly, the price of the 0.50-ounce coin dropped from GH₵22,409.74 to GH₵20,913.03, showing a loss of GH₵1,496.71. The 0.25-ounce coin experienced a smaller decrease, falling from GH₵11,188.12 to GH₵10,889.09, indicating a reduction of GH₵299.03.

例如，1.0 盎司加納金幣 (GGC) 最初售價為 45,020.48 GH₵，現在售價為 41,020.79 GH₵，減少了 3,999.69 GH₵。同樣，0.50 盎司硬幣的價格從 GH₵22,409.74 跌至 GH₵20,913.03，損失 GH₵1,496.71。 0.25盎司硬幣的跌幅較小，從GH₵11,188.12跌至GH₵10,889.09，即減少了GH₵299.03。

These price cuts come as the cedi has appreciated significantly against the US dollar, which impacts the prices of gold coins. When the coins were launched on November 27, 2024, the pricing was based on the London Bullion Market Association (LBMA) gold price of $2,635.40 and an exchange rate of GH₵15.7500 to the US dollar. However, by January 9, 2025, the LBMA price of gold had increased slightly to $2,659.65, but the cedi had gained value to GH₵14.7350 against the dollar. This appreciation led to a reduction in the local price of the gold coins, as the cedi strengthened more than the gold price itself.

這次降價之際，塞地兌美元大幅升值，影響了金幣的價格。該代幣於 2024 年 11 月 27 日推出時，定價基於倫敦金銀市場協會 (LBMA) 黃金價格 2,635.40 美元，匯率為 GH₵15.7500 兌美元。然而，到 2025 年 1 月 9 日，LBMA 黃金價格小幅上漲至 2,659.65 美元，但塞地兌美元匯率上漲至 14.7350 GH₵14.7350。這種升值導致金幣的當地價格下降，因為塞地的升值幅度超過了金價本身。

The cedi’s appreciation reflects growing stability in Ghana’s foreign exchange market, which has positive implications for the economy. However, it also diminishes the value of assets like the Ghana Gold Coin, which are priced in US dollars. The Bank of Ghana’s initiative to promote domestic investment in gold as part of its broader economic strategy aims to strengthen the local currency and diversify financial instruments. Yet, the recent price declines highlight the delicate balance between monetary policies and their impact on investment decisions.

塞地的升值反映出加納外匯市場日益穩定，這對經濟有正面影響。然而，這也降低了以美元計價的加納金幣等資產的價值。作為其更廣泛經濟策略的一部分，加納銀行提出了促進國內黃金投資的舉措，旨在加強當地貨幣並實現金融工具多元化。然而，最近的價格下跌凸顯了貨幣政策及其對投資決策的影響之間的微妙平衡。

While the cedi’s strength benefits certain sectors of the economy, it may also dampen the interest in dollar-linked investments such as gold coins. Market analysts suggest that, while the cedi’s appreciation is an encouraging sign for Ghana’s economic stability, it could reduce enthusiasm for gold as an investment, especially in the short term.

雖然塞地的走強有利於某些經濟部門，但也可能抑制人們對金幣等與美元掛鉤的投資的興趣。市場分析師表示，雖然塞地升值對加納經濟穩定來說是一個令人鼓舞的跡象，但它可能會降低人們對黃金投資的熱情，尤其是在短期內。

As the Bank of Ghana’s gold initiative continues, it will be essential to monitor how these developments unfold in response to both local and global economic conditions. The BoG remains committed to creating financial tools that foster economic resilience, but the challenge of balancing the effects of currency fluctuations on investment remains.

隨著加納銀行黃金計畫的持續，必須監測這些事態發展如何應對當地和全球經濟狀況。央行仍致力於創造增強經濟彈性的金融工具，但平衡貨幣波動對投資影響的挑戰仍然存在。