Ethena Labs 公佈 2025 年路線圖，推出基於 Telegram 的支付和儲蓄應用程式

該平台旨在直接透過 Telegram 提供簡化的新銀行體驗。 Ethena 的路線圖概述了 TradFi 採用的雄心勃勃的計劃

Ethena Labs has unveiled its 2025 roadmap, introducing a Telegram-based payment and savings application.

Ethena Labs 公佈了 2025 年路線圖，推出了基於 Telegram 的支付和儲蓄應用程式。

The platform will offer a streamlined neobank experience directly through Telegram.

該平台將直接透過 Telegram 提供簡化的新銀行體驗。

Ethena's roadmap outlines its strategy to compete with Tether and its plans to launch iUSDe in February.

Ethena 的路線圖概述了其與 Tether 競爭的策略，並計劃在 2 月推出 iUSDe。

Ethena Labs, the blockchain platform behind the sUSDe stablecoin, has announced its 2025 roadmap, introducing a Telegram-based payment and savings application.

sUSDe 穩定幣背後的區塊鏈平台 Ethena Labs 宣布了 2025 年路線圖，推出了基於 Telegram 的支付和儲蓄應用程式。

According to the roadmap, the Telegram app will allow users to send, spend, and save sUSDe directly within the messaging platform. The app will also integrate with Apple Pay, enabling seamless transitions between sUSDe savings and mobile payments.

根據路線圖，Telegram 應用程式將允許用戶直接在訊息平台內發送、花費和保存 sUSDe。該應用程式還將與 Apple Pay 集成，實現 sUSDe 儲蓄和行動支付之間的無縫轉換。

"Rather than compete directly with payments companies on their own turf, we plan to address the payments and savings tool use case via building a dedicated application on Telegram and within the TON ecosystem," Ethena Labs wrote.

Ethena Labs 寫道：“我們計劃通過在 Telegram 和 TON 生態系統內構建專用應用程序來解決支付和儲蓄工具用例，而不是在自己的地盤上與支付公司直接競爭。”

In addition to the Telegram application, Ethena's roadmap outlines its strategy to compete with Tether by transforming from a single-asset issuer into Ethena Network, a platform designed for on-chain financial innovation.

除了 Telegram 應用程式之外，Ethena 的路線圖還概述了其從單一資產發行人轉型為專為鏈上金融創新設計的平台 Ethena Network 來與 Tether 競爭的策略。

As part of this transformation, the blockchain platform plans to launch iUSDe in February. iUSDe will be built on Ethena's synthetic dollar, sUSDe, and will incorporate token-level transfer restrictions through a "simple wrapper contract."

作為這項轉型的一部分，區塊鏈平台計劃於 2 月推出 iUSDe。 iUSDe 將建立在 Ethena 的合成美元 sUSDe 之上，並將透過「簡單的包裝合約」納入代幣層級的轉移限制。

A key priority for the first quarter of 2025 is partnering with traditional finance institutions to distribute iUSDe to their clients. Ethena intends to announce these collaborations by the end of January.

2025 年第一季的關鍵優先事項是與傳統金融機構合作，向其客戶分發 iUSDe。 Ethena 打算在一月底前宣布這些合作。

Ethena achieved remarkable growth in the crypto sector, becoming the second-fastest protocol to surpass $100 million in revenue.

Ethena 在加密貨幣領域取得了顯著成長，成為收入超過 1 億美元的第二快協議。

The network reached the milestone in just 251 days, placing it behind only the Solana meme coin platform Pump.fun, which hit the same figure in 217 days.

該網絡僅用了 251 天就達到了這一里程碑，僅次於 Solana meme 幣平台 Pump.fun，後者花了 217 天達到了這一里程碑。

Throughout 2024, Ethena introduced significant advancements, including the December launch of USDtb, a stablecoin backed 90% by BlackRock's BUIDL fund.

2024 年，Ethena 取得了重大進展，包括 12 月推出 USDtb，這是由貝萊德 BUIDL 基金 90% 支持的穩定幣。

Unlike USDe, which is fully backed by cash equivalents, USDtb features a cash-equivalent reserve model, offering scalable and unrestricted transfers to enhance market stability.

與完全由現金等價物支持的 USDe 不同，USDtb 採用現金等價物儲備模式，提供可擴展且不受限制的轉移，以增強市場穩定性。

The company also partnered with Trump-backed World Liberty Financial (WLFI), which is linked to a governance proposal currently under review.

該公司還與川普支持的世界自由金融公司（WLFI）合作，該公司與目前正在審查的治理提案相關。

If approved, sUSDe, a staked version of USDe, will serve as a core collateral asset on WLFI's Aave instance.

如果獲得批准，sUSDe（USDe 的質押版本）將作為 WLFI 的 Aave 實例的核心抵押資產。

Furthermore, Ethena's native token, ENA, has seen a sharp rally since December. The altcoin climbed 33% over the past week, including a 15% surge following the roadmap announcement.

此外，Ethena 的原生代幣 ENA 自 12 月以來出現了大幅上漲。過去一周，山寨幣上漲了 33%，其中在路線圖公佈後飆升了 15%。

The roadmap also hints at several stablecoin-powered products set for release this quarter, including perpetual products, prediction markets, gamble finance platforms, and undercollateralized lending.

該路線圖還暗示了將於本季發布的幾種穩定幣驅動的產品，包括永續產品、預測市場、賭博金融平台和抵押貸款不足。

These developments align with Ethena's focus on expanding its presence within the decentralized financial ecosystem.

這些發展與 Ethena 致力於擴大其在去中心化金融生態系統中的影響力一致。