Ethena Labs 公布 2025 年路线图，推出基于 Telegram 的支付和储蓄应用程序

该平台旨在直接通过 Telegram 提供简化的新银行体验。 Ethena 的路线图概述了 TradFi 采用的雄心勃勃的计划

Ethena Labs has unveiled its 2025 roadmap, introducing a Telegram-based payment and savings application.

Ethena Labs 公布了 2025 年路线图，推出了基于 Telegram 的支付和储蓄应用程序。

The platform will offer a streamlined neobank experience directly through Telegram.

该平台将直接通过 Telegram 提供简化的新银行体验。

Ethena's roadmap outlines its strategy to compete with Tether and its plans to launch iUSDe in February.

Ethena 的路线图概述了其与 Tether 竞争的战略，并计划在 2 月份推出 iUSDe。

Ethena Labs, the blockchain platform behind the sUSDe stablecoin, has announced its 2025 roadmap, introducing a Telegram-based payment and savings application.

sUSDe 稳定币背后的区块链平台 Ethena Labs 宣布了 2025 年路线图，推出了基于 Telegram 的支付和储蓄应用程序。

According to the roadmap, the Telegram app will allow users to send, spend, and save sUSDe directly within the messaging platform. The app will also integrate with Apple Pay, enabling seamless transitions between sUSDe savings and mobile payments.

根据路线图，Telegram 应用程序将允许用户直接在消息平台内发送、花费和保存 sUSDe。该应用程序还将与 Apple Pay 集成，实现 sUSDe 储蓄和移动支付之间的无缝转换。

"Rather than compete directly with payments companies on their own turf, we plan to address the payments and savings tool use case via building a dedicated application on Telegram and within the TON ecosystem," Ethena Labs wrote.

Ethena Labs 写道：“我们计划通过在 Telegram 和 TON 生态系统内构建专用应用程序来解决支付和储蓄工具用例，而不是在自己的地盘上与支付公司直接竞争。”

In addition to the Telegram application, Ethena's roadmap outlines its strategy to compete with Tether by transforming from a single-asset issuer into Ethena Network, a platform designed for on-chain financial innovation.

除了 Telegram 应用程序之外，Ethena 的路线图还概述了其从单一资产发行人转变为专为链上金融创新设计的平台 Ethena Network 来与 Tether 竞争的战略。

As part of this transformation, the blockchain platform plans to launch iUSDe in February. iUSDe will be built on Ethena's synthetic dollar, sUSDe, and will incorporate token-level transfer restrictions through a "simple wrapper contract."

作为这一转型的一部分，区块链平台计划于 2 月份推出 iUSDe。 iUSDe 将建立在 Ethena 的合成美元 sUSDe 之上，并将通过“简单的包装合约”纳入代币级别的转移限制。

A key priority for the first quarter of 2025 is partnering with traditional finance institutions to distribute iUSDe to their clients. Ethena intends to announce these collaborations by the end of January.

2025 年第一季度的一个关键优先事项是与传统金融机构合作，向其客户分发 iUSDe。 Ethena 打算在一月底之前宣布这些合作。

Ethena achieved remarkable growth in the crypto sector, becoming the second-fastest protocol to surpass $100 million in revenue.

Ethena 在加密货币领域取得了显着增长，成为收入超过 1 亿美元的第二快协议。

The network reached the milestone in just 251 days, placing it behind only the Solana meme coin platform Pump.fun, which hit the same figure in 217 days.

该网络仅用了 251 天就达到了这一里程碑，仅次于 Solana meme 币平台 Pump.fun，后者用了 217 天达到了这一里程碑。

Throughout 2024, Ethena introduced significant advancements, including the December launch of USDtb, a stablecoin backed 90% by BlackRock's BUIDL fund.

2024 年，Ethena 取得了重大进展，包括 12 月推出 USDtb，这是一种由贝莱德 BUIDL 基金 90% 支持的稳定币。

Unlike USDe, which is fully backed by cash equivalents, USDtb features a cash-equivalent reserve model, offering scalable and unrestricted transfers to enhance market stability.

与完全由现金等价物支持的 USDe 不同，USDtb 采用现金等价物储备模式，提供可扩展且不受限制的转移，以增强市场稳定性。

The company also partnered with Trump-backed World Liberty Financial (WLFI), which is linked to a governance proposal currently under review.

该公司还与特朗普支持的世界自由金融公司（WLFI）合作，该公司与目前正在审查的治理提案相关。

If approved, sUSDe, a staked version of USDe, will serve as a core collateral asset on WLFI's Aave instance.

如果获得批准，sUSDe（USDe 的质押版本）将作为 WLFI 的 Aave 实例的核心抵押资产。

Furthermore, Ethena's native token, ENA, has seen a sharp rally since December. The altcoin climbed 33% over the past week, including a 15% surge following the roadmap announcement.

此外，Ethena 的原生代币 ENA 自 12 月以来出现了大幅上涨。过去一周，山寨币上涨了 33%，其中在路线图公布后飙升了 15%。

The roadmap also hints at several stablecoin-powered products set for release this quarter, including perpetual products, prediction markets, gamble finance platforms, and undercollateralized lending.

该路线图还暗示了将于本季度发布的几种稳定币驱动的产品，包括永续产品、预测市场、赌博金融平台和抵押贷款不足。

These developments align with Ethena's focus on expanding its presence within the decentralized financial ecosystem.

这些发展与 Ethena 致力于扩大其在去中心化金融生态系统中的影响力相一致。