建立穩定幣的法律框架是一個“好主意”

隨著數字資產獲得主流採用

US Federal Reserve Chair Jerome Powell said that establishing a legal framework for stablecoins was a “good idea” as digital assets were gaining mainstream adoption.

美國美聯儲主席杰羅姆·鮑威爾（Jerome Powell）表示，隨著數字資產獲得主流採用，建立穩定幣的法律框架是一個“好主意”。

Speaking at the Economic Club of Chicago on April 16, Powell touched on the evolution of the cryptocurrency industry, which had delivered a consumer use case that “could have wide appeal” following a difficult “wave of failures and frauds.”

鮑威爾（Powell）在4月16日在芝加哥經濟俱樂部發表講話時談到了加密貨幣行業的發展，該行業曾在艱難的“失敗和欺詐浪潮”之後，提供了一種消費者用例，該案例“可能具有廣泛的吸引力”。

Powell delivers remarks at the Economic Club of Chicago. Source: Bloomberg Television

鮑威爾在芝加哥經濟俱樂部發表講話。資料來源：彭博電視台

During crypto’s difficult years, which culminated in 2022 and 2023 with several high-profile business failures, the Fed “worked with Congress to try to get a [...] legal framework for stablecoins, which would have been a nice place to start. We were not successful,” said Powell.

在加密貨幣的艱難時期，在2022年和2023年達到了幾次備受矚目的業務失敗的終結，美聯儲“與國會合作，試圖為Stablecoins獲得[...]法律框架，這將是一個不錯的起點。我們沒有成功。”

“I think that the climate is changing and you’re moving into more mainstreaming of that whole sector, so Congress is again looking [...] at a legal framework for stablecoins, and depending on what’s in it, that’s a good idea. We need that. There isn’t one now.”

“我認為氣候正在發生變化，您正在成為整個部門的更多主流，因此國會再次將[...]看在stablecoins的法律框架上，並且根據其中的內容，這是一個好主意。我們需要一個。現在沒有一個。”

This isn’t the first time that Powell recognized the need for stablecoin legislation. In June 2023, the Fed boss told the House Financial Services Committee that stablecoins were “a form of money” that requires “robust” federal oversight.

這不是鮑威爾第一次意識到需要穩定立法的情況。 2023年6月，美聯儲老闆告訴眾議院金融服務委員會，斯塔布雷金斯是一種“金錢形式”，需要“強大的”聯邦監督。

Related: Stablecoins are the best way to ensure US dollar dominance — Web3 CEO

相關：Stablecoins是確保美元優勢的最佳方法 - Web3首席執行官

Support for stablecoin legislation is growing

對Stablecoin立法的支持正在增長

The election of US President Donald Trump has ushered in a new era of pro-crypto appointments and policy shifts that could make America a digital asset superpower.

美國總統唐納德·特朗普（Donald Trump）的選舉迎來了一個新的任命和政策轉變的新時代，這可能使美國成為數字資產超級大國。

Washington’s formal embrace of cryptocurrency began earlier this year when Trump established the President’s Council of Advisers on Digital Assets, with Bo Hines as the executive director.

華盛頓對加密貨幣的正式擁抱始於今年早些時候，當時特朗普與Bo Hines擔任執行董事，成立了數字資產顧問委員會。

Hines told a digital asset summit in New York last month that a comprehensive stablecoin bill was a top priority for the current administration. After the Senate Banking Committee passed the GENIUS Act, a final stablecoin bill could arrive at the president’s desk “in the next two months,” said Hines.

Hines上個月在紐約舉行的數字資產峰會上說，全面的Stablecoin法案是當前政府的重中之重。 Hines說，在參議院銀行委員會通過了《天才法》之後，最終的Stablecoin法案可以在接下來的兩個月中到達總統桌子。

Bo Hines (right) speaks of “imminent” stablecoin legislation at the Digital Asset Summit on March 18. Source: Cointelegraph

Bo Hines（右）在3月18日在數字資產峰會上談到“迫在眉睫的” Stablecoin立法。資料來源：Cointelegraph

Stablecoins pegged to the US dollar are by far the most popular tokens used for remittances and cryptocurrency trading.

與美元掛鉤的Stablecoins是迄今為止用於匯款和加密貨幣交易的最受歡迎的代幣。

The combined value of all stablecoins is currently $227 billion, according to RWA.xyz. The dollar-pegged USDC (USDC) and USDt (USDT) account for more than 88% of the total market.

根據RWA.XYZ的數據，所有Stablecoins的總價值目前為2270億美元。美元的USDC（USDC）和USDT（USDT）佔總市場的88％以上。