建立稳定币的法律框架是一个“好主意”

随着数字资产获得主流采用

US Federal Reserve Chair Jerome Powell said that establishing a legal framework for stablecoins was a “good idea” as digital assets were gaining mainstream adoption.

美国美联储主席杰罗姆·鲍威尔（Jerome Powell）表示，随着数字资产获得主流采用，建立稳定币的法律框架是一个“好主意”。

Speaking at the Economic Club of Chicago on April 16, Powell touched on the evolution of the cryptocurrency industry, which had delivered a consumer use case that “could have wide appeal” following a difficult “wave of failures and frauds.”

鲍威尔（Powell）在4月16日在芝加哥经济俱乐部发表讲话时谈到了加密货币行业的发展，该行业曾在艰难的“失败和欺诈浪潮”之后，提供了一种消费者用例，该案例“可能具有广泛的吸引力”。

Powell delivers remarks at the Economic Club of Chicago. Source: Bloomberg Television

鲍威尔在芝加哥经济俱乐部发表讲话。资料来源：彭博电视台

During crypto’s difficult years, which culminated in 2022 and 2023 with several high-profile business failures, the Fed “worked with Congress to try to get a [...] legal framework for stablecoins, which would have been a nice place to start. We were not successful,” said Powell.

在加密货币的艰难时期，在2022年和2023年达到了几次备受瞩目的业务失败的终结，美联储“与国会合作，试图为Stablecoins获得[...]法律框架，这将是一个不错的起点。我们没有成功。”

“I think that the climate is changing and you’re moving into more mainstreaming of that whole sector, so Congress is again looking [...] at a legal framework for stablecoins, and depending on what’s in it, that’s a good idea. We need that. There isn’t one now.”

“我认为气候正在发生变化，您正在成为整个部门的更多主流，因此国会再次将[...]看在stablecoins的法律框架上，并且根据其中的内容，这是一个好主意。我们需要一个。现在没有一个。”

This isn’t the first time that Powell recognized the need for stablecoin legislation. In June 2023, the Fed boss told the House Financial Services Committee that stablecoins were “a form of money” that requires “robust” federal oversight.

这不是鲍威尔第一次意识到需要稳定立法的情况。 2023年6月，美联储老板告诉众议院金融服务委员会，斯塔布雷金斯是一种“金钱形式”，需要“强大的”联邦监督。

Related: Stablecoins are the best way to ensure US dollar dominance — Web3 CEO

相关：Stablecoins是确保美元优势的最佳方法 - Web3首席执行官

Support for stablecoin legislation is growing

对Stablecoin立法的支持正在增长

The election of US President Donald Trump has ushered in a new era of pro-crypto appointments and policy shifts that could make America a digital asset superpower.

美国总统唐纳德·特朗普（Donald Trump）的选举迎来了一个新的任命和政策转变的新时代，这可能使美国成为数字资产超级大国。

Washington’s formal embrace of cryptocurrency began earlier this year when Trump established the President’s Council of Advisers on Digital Assets, with Bo Hines as the executive director.

华盛顿对加密货币的正式拥抱始于今年早些时候，当时特朗普与Bo Hines担任执行董事，成立了数字资产顾问委员会。

Hines told a digital asset summit in New York last month that a comprehensive stablecoin bill was a top priority for the current administration. After the Senate Banking Committee passed the GENIUS Act, a final stablecoin bill could arrive at the president’s desk “in the next two months,” said Hines.

Hines上个月在纽约举行的数字资产峰会上说，全面的Stablecoin法案是当前政府的重中之重。 Hines说，在参议院银行委员会通过了《天才法》之后，最终的Stablecoin法案可以在接下来的两个月中到达总统桌子。

Bo Hines (right) speaks of “imminent” stablecoin legislation at the Digital Asset Summit on March 18. Source: Cointelegraph

Bo Hines（右）在3月18日在数字资产峰会上谈到“迫在眉睫的” Stablecoin立法。资料来源：Cointelegraph

Stablecoins pegged to the US dollar are by far the most popular tokens used for remittances and cryptocurrency trading.

与美元挂钩的Stablecoins是迄今为止用于汇款和加密货币交易的最受欢迎的代币。

The combined value of all stablecoins is currently $227 billion, according to RWA.xyz. The dollar-pegged USDC (USDC) and USDt (USDT) account for more than 88% of the total market.

根据RWA.XYZ的数据，所有Stablecoins的总价值目前为2270亿美元。美元的USDC（USDC）和USDT（USDT）占总市场的88％以上。