東亞擁抱數位貨幣，香港中心雄心勃勃

Chainaanalysis 的一份報告顯示，2023 年 7 月至 2024 年 6 月期間，東亞收到了價值超過 4,000 億美元的穩定幣和其他數位貨幣。

A recent report by Chainalysis has revealed that Eastern Asia received over $400 billion in value through stablecoins and other digital currencies between July 2023 and June 2024. This institutional and professional investment drove the region's growth, with Eastern Asia ranking sixth globally in terms of value received in digital currencies. Notably, the region also leads the world in ‘professional-sized’ transactions.

Chainalysis 最近的一份報告顯示，2023 年7 月至2024 年6 月期間，東亞透過穩定幣和其他數位貨幣獲得了超過4000 億美元的價值。在獲得的價值方面排名全球第六以數位貨幣形式。值得注意的是，該地區在「專業規模」交易方面也處於世界領先地位。

The report highlights Hong Kong's success in its plan to become a digital currency hub, with the region showing the most growth between 2023-2024. However, it still trails South Korea for the top spot in terms of value received. This rapid growth in HK may influence China's stance on digital currencies, but only time will tell.

該報告強調了香港在成為數位貨幣中心的計劃中取得的成功，該地區在 2023 年至 2024 年間的增長最快。然而，就收到的價值而言，它仍然落後於韓國，位居榜首。香港的快速成長可能會影響中國對數位貨幣的立場，但只有時間才能證明一切。

Prohibitive fees and uncertainty still hamper growth

高昂的費用和不確定性仍然阻礙成長

Despite the growth in Eastern Asia's use of digital currencies, several factors are still limiting their wider adoption. Prohibitive fees on blockchains like Ethereum and uncertainty surrounding stablecoins like Tether continue to present challenges.

儘管東亞地區數位貨幣的使用有所增長，但仍有幾個因素限制了其更廣泛的採用。以太坊等區塊鏈的高昂費用以及 Tether 等穩定幣的不確定性繼續帶來挑戰。

While fees on Ethereum have decreased in recent years, they still remain above $1.50 on average, which is too high for micropayments and more than most people in developing countries like Indonesia and the Philippines can typically afford. To put this in perspective, the average salary in Indonesia equates to roughly $15 daily, so a single Ethereum transaction would cost around 10% of daily earnings.

儘管近年來以太坊的費用有所下降，但平均費用仍保持在1.50 美元以上，這對於小額支付來說太高了，而且超出了印度尼西亞和菲律賓等發展中國家大多數人通常能夠承受的範圍。從這個角度來看，印尼的平均薪資約為每天 15 美元，因此一筆以太坊交易將花費約每日收入的 10%。

Furthermore, transaction fees on centralized exchanges pose another challenge, especially for institutional investors who often use decentralized exchanges. Every party involved in a transaction adds friction, and each fee accumulates, making digital currencies unsuitable for many use cases and demographics.

此外，中心化交易所的交易費用構成了另一個挑戰，特別是對於經常使用去中心化交易所的機構投資者而言。參與交易的每一方都會增加摩擦，並且每筆費用都會累積，使得數位貨幣不適合許多用例和人口統計資料。

Even more concerning is the ongoing refusal by stablecoin issuer Tether to prove its reserves. At the time of writing, with a market cap of under $120 billion, Tether claims to have cash and cash equivalents backing every dollar-denominated unit, but it has failed to demonstrate this publicly, arguing that doing so would reduce its competitive advantage.

更令人擔憂的是穩定幣發行商 Tether 持續拒絕證明其儲備。截至本文撰寫時，Tether 的市值還不到 1200 億美元，它聲稱擁有現金和現金等價物來支持每個以美元計價的單位，但它未能公開證明這一點，認為這樣做會降低其競爭優勢。

A low-fee, scalable blockchain is the solution

低費用、可擴展的區塊鏈是解決方案

The solution to the problems outlined above that are hampering digital currency adoption is a single, scalable public blockchain with tiny fees and a publicly verified stablecoin.

解決上述阻礙數位貨幣採用的問題的解決方案是一個單一的、可擴展的公共區塊鏈，收費極低，並且是經過公開驗證的穩定幣。

In essence, BSV is the answer. The original Bitcoin scales to one million transactions per second with fees of less than one-thousandth of a cent, finally enabling it to serve as the global electronic cash system it was always intended to be.

本質上，BSV 就是答案。最初的比特幣可擴展至每秒 100 萬筆交易，費用不到千分之一美分，最終使其能夠成為人們一直希望成為的全球電子現金系統。

With the MNEE stablecoin set to launch on BSV, the doors will open to global peer-to-peer commerce, including remittances and the ability to receive and send a USD stablecoin with proven reserves. Regions like Eastern Asia, Southeast Asia, Africa, and Latin America could rapidly adopt digital currencies when sub-dollar and sub-cent transactions become easily accessible.

隨著 MNEE 穩定幣在 BSV 上推出，全球點對點商業的大門將為此敞開，包括匯款以及接收和發送具有已證實儲備的美元穩定幣的能力。當低於美元和低於美分的交易變得容易進行時，東亞、東南亞、非洲和拉丁美洲等地區可能會迅速採用數位貨幣。

Moreover, BSV wallets like HandCash simplify the transaction process with user-friendly handles like $CoinGeek instead of the complex strings of letters and numbers that deter less tech-savvy users. As it integrates with more gaming, finance, and social media apps, wallets like HandCash will drive adoption going into 2025 and beyond.

此外，HandCash 等 BSV 錢包透過 $CoinGeek 等用戶友好的手把簡化了交易流程，而不是複雜的字母和數字字串，這些字母和數字字串阻礙了不太懂技術的用戶。隨著 HandCash 等錢包與更多遊戲、金融和社交媒體應用程式集成，它將推動 2025 年及以後的採用。

The stage is set for a surge in stablecoin usage, particularly in developing nations. A scalable blockchain with tiny fees, a stablecoin backed by provable reserves, and a user-friendly experience will turbocharge this growing trend in Eastern Asia and beyond.

穩定幣的使用量即將激增，尤其是在發展中國家。費用低廉的可擴展區塊鏈、由可證明儲備支援的穩定幣以及用戶友好的體驗將推動東亞及其他地區的這一成長趨勢。

Watch: Stablecoins with Daniel Lipshitz

觀看：Daniel Lipshitz 的穩定幣