东亚拥抱数字货币，香港中心雄心勃勃

Chainaanalysis 的一份报告显示，2023 年 7 月至 2024 年 6 月期间，东亚收到了价值超过 4000 亿美元的稳定币和其他数字货币。

A recent report by Chainalysis has revealed that Eastern Asia received over $400 billion in value through stablecoins and other digital currencies between July 2023 and June 2024. This institutional and professional investment drove the region's growth, with Eastern Asia ranking sixth globally in terms of value received in digital currencies. Notably, the region also leads the world in ‘professional-sized’ transactions.

Chainalysis 最近的一份报告显示，2023 年 7 月至 2024 年 6 月期间，东亚通过稳定币和其他数字货币获得了超过 4000 亿美元的价值。这种机构和专业投资推动了该地区的增长，东亚在获得的价值方面排名全球第六以数字货币形式。值得注意的是，该地区在“专业规模”交易方面也处于世界领先地位。

The report highlights Hong Kong's success in its plan to become a digital currency hub, with the region showing the most growth between 2023-2024. However, it still trails South Korea for the top spot in terms of value received. This rapid growth in HK may influence China's stance on digital currencies, but only time will tell.

该报告强调了香港在成为数字货币中心的计划中取得的成功，该地区在 2023 年至 2024 年间的增长最快。然而，就收到的价值而言，它仍然落后于韩国，位居榜首。香港的快速增长可能会影响中国对数字货币的立场，但只有时间才能证明一切。

Prohibitive fees and uncertainty still hamper growth

高昂的费用和不确定性仍然阻碍增长

Despite the growth in Eastern Asia's use of digital currencies, several factors are still limiting their wider adoption. Prohibitive fees on blockchains like Ethereum and uncertainty surrounding stablecoins like Tether continue to present challenges.

尽管东亚地区数字货币的使用有所增长，但仍有几个因素限制了其更广泛的采用。以太坊等区块链的高昂费用以及 Tether 等稳定币的不确定性继续带来挑战。

While fees on Ethereum have decreased in recent years, they still remain above $1.50 on average, which is too high for micropayments and more than most people in developing countries like Indonesia and the Philippines can typically afford. To put this in perspective, the average salary in Indonesia equates to roughly $15 daily, so a single Ethereum transaction would cost around 10% of daily earnings.

尽管近年来以太坊的费用有所下降，但平均费用仍保持在 1.50 美元以上，这对于小额支付来说太高了，而且超出了印度尼西亚和菲律宾等发展中国家大多数人通常能够承受的范围。从这个角度来看，印度尼西亚的平均工资约为每天 15 美元，因此一笔以太坊交易将花费约每日收入的 10%。

Furthermore, transaction fees on centralized exchanges pose another challenge, especially for institutional investors who often use decentralized exchanges. Every party involved in a transaction adds friction, and each fee accumulates, making digital currencies unsuitable for many use cases and demographics.

此外，中心化交易所的交易费用构成了另一个挑战，特别是对于经常使用去中心化交易所的机构投资者而言。参与交易的每一方都会增加摩擦，并且每笔费用都会累积，使得数字货币不适合许多用例和人口统计数据。

Even more concerning is the ongoing refusal by stablecoin issuer Tether to prove its reserves. At the time of writing, with a market cap of under $120 billion, Tether claims to have cash and cash equivalents backing every dollar-denominated unit, but it has failed to demonstrate this publicly, arguing that doing so would reduce its competitive advantage.

更令人担忧的是稳定币发行商 Tether 持续拒绝证明其储备。截至撰写本文时，Tether 的市值还不到 1200 亿美元，它声称拥有现金和现金等价物支持每个以美元计价的单位，但它未能公开证明这一点，认为这样做会降低其竞争优势。

A low-fee, scalable blockchain is the solution

低费用、可扩展的区块链是解决方案

The solution to the problems outlined above that are hampering digital currency adoption is a single, scalable public blockchain with tiny fees and a publicly verified stablecoin.

解决上述阻碍数字货币采用的问题的解决方案是一个单一的、可扩展的公共区块链，收费极低，并且是经过公开验证的稳定币。

In essence, BSV is the answer. The original Bitcoin scales to one million transactions per second with fees of less than one-thousandth of a cent, finally enabling it to serve as the global electronic cash system it was always intended to be.

本质上，BSV 就是答案。最初的比特币可扩展至每秒 100 万笔交易，费用不到千分之一美分，最终使其能够成为人们一直希望成为的全球电子现金系统。

With the MNEE stablecoin set to launch on BSV, the doors will open to global peer-to-peer commerce, including remittances and the ability to receive and send a USD stablecoin with proven reserves. Regions like Eastern Asia, Southeast Asia, Africa, and Latin America could rapidly adopt digital currencies when sub-dollar and sub-cent transactions become easily accessible.

随着 MNEE 稳定币在 BSV 上推出，全球点对点商业的大门将为之敞开，包括汇款以及接收和发送具有已证实储备的美元稳定币的能力。当低于美元和低于美分的交易变得容易进行时，东亚、东南亚、非洲和拉丁美洲等地区可能会迅速采用数字货币。

Moreover, BSV wallets like HandCash simplify the transaction process with user-friendly handles like $CoinGeek instead of the complex strings of letters and numbers that deter less tech-savvy users. As it integrates with more gaming, finance, and social media apps, wallets like HandCash will drive adoption going into 2025 and beyond.

此外，HandCash 等 BSV 钱包通过 $CoinGeek 等用户友好的手柄简化了交易流程，而不是复杂的字母和数字字符串，这些字母和数字字符串阻碍了不太懂技术的用户。随着 HandCash 等钱包与更多游戏、金融和社交媒体应用程序集成，它将推动 2025 年及以后的采用。

The stage is set for a surge in stablecoin usage, particularly in developing nations. A scalable blockchain with tiny fees, a stablecoin backed by provable reserves, and a user-friendly experience will turbocharge this growing trend in Eastern Asia and beyond.

稳定币的使用量即将激增，尤其是在发展中国家。费用低廉的可扩展区块链、由可证明储备支持的稳定币以及用户友好的体验将推动东亚及其他地区的这一增长趋势。

Watch: Stablecoins with Daniel Lipshitz

观看：Daniel Lipshitz 的稳定币