Custodia Bank and Vantage銀行推出Avit，這是美國銀行支持的Stablecoin

與商業客戶的一系列測試交易中使用了Stablecoin。飛行員使用ERC-20標准在以太坊（ETH）MAINNET上鑄造，轉移和贖回令牌。

Custodia Bank and Vantage Bank have issued the first U.S. bank-backed stablecoin on a public blockchain network, according to a March 25 announcement.

根據3月25日的公告，Custodia Bank and Vantage銀行已在公共區塊鍊網絡上發布了美國銀行支持的Stablecoin。

The stablecoin, called Avit, was used in a series of test transactions with a business customer to mint, transfer, and redeem tokens on the Ethereum (ETH) mainnet using the ERC-20 standard.

使用ERC-20標准在與企業客戶的一系列測試交易中使用了穩定的股幣。

This marks the first time that dollar demand deposits from regulated banks have been tokenized on Ethereum.

這標誌著以太坊上的稅收銀行的美元需求存款首次被歸為以太坊。

The series of eight test transactions demonstrated a fully compliant process for minting, transferring, and redeeming stablecoins on a permissionless blockchain.

八項測試交易系列展示了在無許可區塊鏈上鑄造，轉移和贖回穩定的過程完全合規的過程。

Avit tokens were created using the widely adopted ERC-20 standard, and the pilot included real-world business-to-business transfers and redemptions into fiat U.S. dollars.

AVIT令牌是使用廣泛採用的ERC-20標準創建的，試點包括現實世界中的企業到企業轉移，並兌換為法定美元。

This signals a breakthrough in blending blockchain technology with the U.S. banking system at a time of global demand for dollar-denominated digital payments.

這表明在全球對美元計價的數字支付需求時，將區塊鏈技術與美國銀行系統的突破性取決於突破。

Based in Wyoming, Custodia Bank managed the issuance, custody, monitoring, and reconciliation of the tokens using its proprietary Avit Management System. Meanwhile, Texas-based Vantage Bank held the fiat reserves backing the tokens and facilitated traditional settlement services via Fedwire and ACH.

Custodia Bank以懷俄明州為基地，使用其專有的AVIT管理系統管理了令牌的發行，監護，監視和和解。同時，總部位於德克薩斯州的Vantage銀行持有菲亞特儲備，並通過FedWire和ACH來支持令牌，並促進了傳統的和解服務。

The test involved a bank customer transferring Avit tokens into self-custody, transacting with third parties outside the banking system, and redeeming them back into dollar deposits.

該測試涉及一家銀行客戶將Avit代幣轉移到自我客戶的情況下，與銀行系統外的第三方進行交易，並將其兌換回美元存款。

Unlike existing stablecoins that operate largely outside the traditional banking perimeter, the Avit pilot was conducted entirely within a regulated banking environment.

與主要在傳統銀行外圍外運行的現有穩定幣不同，AVIT飛行員完全在受監管的銀行環境中進行。

Both banks ensured compliance with Bank Secrecy Act (BSA), anti-money laundering (AML), and Office of Foreign Assets Control (OFAC) rules. This required the development of tailored documentation, policies, and procedures that meet federal banking standards, establishing a potential blueprint for other institutions.

兩家銀行都確保遵守銀行保密法（BSA），反洗錢（AML）和外國資產控制辦公室（OFAC）規則。這需要製定符合聯邦銀行標準的量身定製文檔，政策和程序，並為其他機構建立潛在的藍圖。

Custodia Bank CEO Caitlin Long said:

Custodia Bank首席執行官Caitlin Long說：

“We broke ground on the legal and regulatory front, proving that US banks can collaborate to tokenize demand deposits on a permissionless blockchain in a regulatorily compliant manner.”

“我們在法律和監管方面打破了地面，證明了美國銀行可以以不合規的方式以無許可區塊鏈的方式將需求存款進行統治。”

With programmable features, fast settlement times, low transaction costs, and transparent auditability, the pilot revealed the potential of blockchain-based stablecoins to modernize U.S. dollar payments while retaining the safeguards of the banking system.

憑藉可編程功能，快速結算時間，較低的交易成本和透明的可審核性，該飛行員揭示了基於區塊鏈的穩定穩定性的潛力，可以使美元付款現代化，同時保留銀行系統的保障措施。

Vantage Bank CEO Jeff Sinnott called the milestone “a pivotal moment in reshaping the financial landscape,” adding that it showcases how banks can spearhead cross-border payment innovation while reinforcing trust in the American dollar.

Vantage銀行首席執行官傑夫·辛諾特（Jeff Sinnott）稱這一里程碑為“重塑金融景觀方面的關鍵時刻”，並補充說，它展示了銀行如何在以美元增強信任的同時，以跨境的跨境支付創新進行支頭。

The transactions also marked the first use of a U.S. patent (No. 11392906) granted to Custodia in 2022, for the tokenization of bank deposits on permissionless blockchains.

該交易還標誌著2022年授予Custodia的美國專利（第11392906號）的首次使用，用於在無許可區塊鏈上進行銀行存款的標記。

The banks intend for this pilot to serve as a foundation for future real-time, programmable payment infrastructure anchored in the regulatory rigor of U.S. banking law.

銀行打算讓該飛行員為實時實時，可編程的付款基礎設施的基礎，以美國銀行法的監管嚴格為基礎。

As U.S. policymakers continue debating the role of stablecoins in the broader economy, the Avit launch may signal a path forward for dollar digitalization that aligns innovation with oversight.

隨著美國決策者繼續辯論穩定菌在更廣泛的經濟中的作用，AVIT發布可能標誌著美元數字化的前進，該數字化與監督相吻合。