Custodia Bank and Vantage银行推出Avit，这是美国银行支持的Stablecoin

与商业客户的一系列测试交易中使用了Stablecoin。飞行员使用ERC-20标准在以太坊（ETH）MAINNET上铸造，转移和赎回令牌。

Custodia Bank and Vantage Bank have issued the first U.S. bank-backed stablecoin on a public blockchain network, according to a March 25 announcement.

根据3月25日的公告，Custodia Bank and Vantage银行已在公共区块链网络上发布了美国银行支持的Stablecoin。

The stablecoin, called Avit, was used in a series of test transactions with a business customer to mint, transfer, and redeem tokens on the Ethereum (ETH) mainnet using the ERC-20 standard.

使用ERC-20标准在与企业客户的一系列测试交易中使用了稳定的股币。

This marks the first time that dollar demand deposits from regulated banks have been tokenized on Ethereum.

这标志着以太坊上的税收银行的美元需求存款首次被归为以太坊。

The series of eight test transactions demonstrated a fully compliant process for minting, transferring, and redeeming stablecoins on a permissionless blockchain.

八项测试交易系列展示了在无许可区块链上铸造，转移和赎回稳定的过程完全合规的过程。

Avit tokens were created using the widely adopted ERC-20 standard, and the pilot included real-world business-to-business transfers and redemptions into fiat U.S. dollars.

AVIT令牌是使用广泛采用的ERC-20标准创建的，试点包括现实世界中的企业到企业转移，并兑换为法定美元。

This signals a breakthrough in blending blockchain technology with the U.S. banking system at a time of global demand for dollar-denominated digital payments.

这表明在全球对美元计价的数字支付需求时，将区块链技术与美国银行系统的突破性取决于突破。

Based in Wyoming, Custodia Bank managed the issuance, custody, monitoring, and reconciliation of the tokens using its proprietary Avit Management System. Meanwhile, Texas-based Vantage Bank held the fiat reserves backing the tokens and facilitated traditional settlement services via Fedwire and ACH.

Custodia Bank以怀俄明州为基地，使用其专有的AVIT管理系统管理了令牌的发行，监护，监视和和解。同时，总部位于德克萨斯州的Vantage银行持有菲亚特储备，并通过FedWire和ACH来支持令牌，并促进了传统的和解服务。

The test involved a bank customer transferring Avit tokens into self-custody, transacting with third parties outside the banking system, and redeeming them back into dollar deposits.

该测试涉及一家银行客户将Avit代币转移到自我客户的情况下，与银行系统外的第三方进行交易，并将其兑换回美元存款。

Unlike existing stablecoins that operate largely outside the traditional banking perimeter, the Avit pilot was conducted entirely within a regulated banking environment.

与主要在传统银行外围外运行的现有稳定币不同，AVIT飞行员完全在受监管的银行环境中进行。

Both banks ensured compliance with Bank Secrecy Act (BSA), anti-money laundering (AML), and Office of Foreign Assets Control (OFAC) rules. This required the development of tailored documentation, policies, and procedures that meet federal banking standards, establishing a potential blueprint for other institutions.

两家银行都确保遵守银行保密法（BSA），反洗钱（AML）和外国资产控制办公室（OFAC）规则。这需要制定符合联邦银行标准的量身定制文档，政策和程序，并为其他机构建立潜在的蓝图。

Custodia Bank CEO Caitlin Long said:

Custodia Bank首席执行官Caitlin Long说：

“We broke ground on the legal and regulatory front, proving that US banks can collaborate to tokenize demand deposits on a permissionless blockchain in a regulatorily compliant manner.”

“我们在法律和监管方面打破了地面，证明了美国银行可以以不合规的方式以无许可的区块链的方式合作以将需求存款化。”

With programmable features, fast settlement times, low transaction costs, and transparent auditability, the pilot revealed the potential of blockchain-based stablecoins to modernize U.S. dollar payments while retaining the safeguards of the banking system.

凭借可编程功能，快速结算时间，较低的交易成本和透明的可审核性，该飞行员揭示了基于区块链的稳定稳定性的潜力，可以使美元付款现代化，同时保留银行系统的保障措施。

Vantage Bank CEO Jeff Sinnott called the milestone “a pivotal moment in reshaping the financial landscape,” adding that it showcases how banks can spearhead cross-border payment innovation while reinforcing trust in the American dollar.

Vantage银行首席执行官杰夫·辛诺特（Jeff Sinnott）称这一里程碑为“重塑金融景观方面的关键时刻”，并补充说，它展示了银行如何在以美元增强信任的同时，以跨境的跨境支付创新进行支头。

The transactions also marked the first use of a U.S. patent (No. 11392906) granted to Custodia in 2022, for the tokenization of bank deposits on permissionless blockchains.

该交易还标志着2022年授予Custodia的美国专利（第11392906号）的首次使用，用于在无许可区块链上进行银行存款的标记。

The banks intend for this pilot to serve as a foundation for future real-time, programmable payment infrastructure anchored in the regulatory rigor of U.S. banking law.

银行打算让该飞行员为实时实时，可编程的付款基础设施的基础，以美国银行法的监管严格为基础。

As U.S. policymakers continue debating the role of stablecoins in the broader economy, the Avit launch may signal a path forward for dollar digitalization that aligns innovation with oversight.

随着美国决策者继续辩论稳定菌在更广泛的经济中的作用，AVIT发布可能标志着美元数字化的前进，该数字化与监督相吻合。