2023 年最佳加密錢包

加密錢包的主要功能是確保您的加密貨幣安全並允許您進行交易。然而，與在加密貨幣交易所或經紀公司使用標準帳戶相比，錢包還可以更好地控制您的數位貨幣。

People who are new to cryptocurrency might be wondering how to store their digital assets safely. While you could keep them in an online brokerage like Coinbase, a crypto wallet is the safest way to store your crypto assets. It can only be accessed by a unique key that can't be replicated once it's generated. That also means it's very important to store your key in a secure spot where you won't lose it and only you can access it.

剛接觸加密貨幣的人可能想知道如何安全地儲存他們的數位資產。雖然您可以將它們保存在 Coinbase 等線上經紀公司中，但加密錢包是儲存加密資產的最安全方式。它只能透過唯一密鑰訪問，該密鑰一旦生成就無法複製。這也意味著將密鑰儲存在安全的地方非常重要，這樣您就不會丟失它並且只有您可以存取它。

Here's a guide to crypto wallets, including how to choose one, how to store your coins in a wallet and a list of the best crypto wallets for 2024.

這是加密錢包指南，包括如何選擇錢包、如何將硬幣儲存在錢包中以及 2024 年最佳加密錢包清單。

Do I need a crypto wallet?

我需要一個加密錢包嗎？

If you're planning to buy cryptocurrency, you'll also need a crypto wallet to store it in. You can keep your crypto assets in an online brokerage account, but a crypto wallet is a safer option.

如果您打算購買加密貨幣，您還需要一個加密錢包來儲存它。

While you could keep your assets in an online brokerage like Coinbase, a crypto wallet is the safest way to store your digital assets. It can only be accessed by a unique key that can't be replicated once it's generated. That also means it's very important to store your key in a secure spot where you won't lose it and only you can access it.

雖然您可以將資產保存在 Coinbase 等線上經紀公司中，但加密錢包是儲存數位資產最安全的方式。它只能透過唯一密鑰訪問，該密鑰一旦生成就無法複製。這也意味著將密鑰儲存在安全的地方非常重要，這樣您就不會丟失它並且只有您可以存取它。

How to store your coins in a wallet

如何將硬幣存放在錢包中

Your wallet will have a public and private key. Your private key is how you access your assets, while the public key is used to send and receive crypto. When you purchase a coin, you'll have to input your public key as the address for where the digital asset is sent.

您的錢包將有公鑰和私鑰。您的私鑰是您存取資產的方式，而公鑰用於發送和接收加密貨幣。當您購買硬幣時，您必須輸入您的公鑰作為數位資產發送的地址。

A good rule of thumb is to always transfer a very small amount of cryptocurrency from the exchange you purchased it from, confirm that it made it to your wallet successfully and then transfer the rest. If you include the wrong address, your assets will be sent into the void with no way to be recovered.

一個好的經驗法則是，始終從您購買加密貨幣的交易所轉移極少量的加密貨幣，確認其已成功存入您的錢包，然後轉移其餘部分。如果您提供了錯誤的地址，您的資產將被打入虛空，無法恢復。

How to choose a crypto wallet

如何選擇加密錢包

Choosing which crypto wallet is best for you will depend on how secure you want your assets to be and how much trading you intend to do.

選擇最適合您的加密錢包將取決於您希望資產的安全程度以及您打算進行的交易量。

People who invest large amounts of money will likely opt for a cold wallet as it's more secure, while people who dabble in investing will likely be fine not spending the extra money and using a hot wallet.

投資大量資金的人可能會選擇冷錢包，因為它更安全，而涉足投資的人可能不會花額外的錢並使用熱錢包。

Here are some things to consider when choosing a crypto wallet:

選擇加密錢包時需要考慮以下幾點：

Security

安全

When it comes to cryptocurrency, security is perhaps the most important thing to consider. You want your digital assets to be as safe as possible from hackers and fraudsters. The best defense from a hacker is going offline, so a cold wallet will be the most secure route to take. Being a physical object, cold wallets can still be lost or stolen, so it's important to store your cold wallet securely.

當談到加密貨幣時，安全性可能是最重要的考慮因素。您希望您的數位資產盡可能安全，免受駭客和詐欺者的侵害。防禦駭客的最佳方法是離線，因此冷錢包將是最安全的途徑。作為實體對象，冷錢包仍然可能遺失或被盜，因此安全地存放冷錢包非常重要。

However, if you do lose your wallet, you can still access your crypto by using your seed phrase. Seed phrases are randomly generated combinations of words that can be used to recover or access your account in the instance you don't have your cold wallet or your hot wallet becomes disconnected. You're assigned a seed phrase, or recovery phrase, upon setting up your wallet.

但是，如果您遺失了錢包，您仍然可以使用助記詞存取您的加密貨幣。種子短語是隨機生成的單字組合，可用於在您沒有冷錢包或熱錢包斷開連接的情況下恢復或存取您的帳戶。在設定錢包時，您會被指派一個種子短語或恢復短語。

Fees

費用

While transactions on the blockchain may come with fees, hot wallets like Exodus are typically free to use, while the cold wallets on this list cost up to $149.

雖然區塊鏈上的交易可能需要付費，但像 Exodus 這樣的熱錢包通常是免費使用的，而此列表中的冷錢包的價格高達 149 美元。

Ease of use

易於使用

Hot wallets are typically easier to use than cold wallets, simply because you don't need to take an extra step to access them.

熱錢包通常比冷錢包更容易使用，因為您不需要採取額外的步驟來存取它們。

Hot wallets are connected to your browser via an extension to your phone if you're using a mobile wallet or via software downloaded to your computer. They can be accessed at any time, while cold wallets require a physical dongle to be connected to your computer.

如果您使用手機錢包，熱錢包會透過手機的擴充功能或透過下載到電腦的軟體連接到您的瀏覽器。它們可以隨時訪問，而冷錢包需要將實體加密狗連接到您的電腦。

Amount of trading

交易金額

If you plan to do a lot of trading, you'll need a wallet with advanced features. Some wallets support a lower number of digital assets, so you'll want to opt for one that caters to a wider range of coins. You'll also need to be aware of any restrictions the wallet has around trading. A cold wallet is the better choice if you intend to trade and store higher volumes of digital currency.

如果您打算進行大量交易，則需要一個具有高級功能的錢包。有些錢包支援的數位資產數量較少，因此您需要選擇適合更廣泛硬幣的錢包。您還需要了解錢包對交易的任何限制。如果您打算交易和儲存大量數位貨幣，那麼冷錢包是更好的選擇。

Frequently asked questions

常見問題

How much money do I need to open a crypto wallet?

開設加密錢包要多少錢？

It depends. Hardware-based wallets generally cost between $100 and $200, though many software-based wallets are free. Most don't require you to actually own any cryptocurrency.

這取決於。基於硬體的錢包通常價格在 100 到 200 美元之間，儘管許多基於軟體的錢包是免費的。大多數並不要求您實際擁有任何加密貨幣。

Which wallet is best for beginners?

哪種皮夾最適合初學者？

If you've never used cryptocurrency before, we recommend Coinbase Wallet. Coinbase is a well-known, US-based crypto exchange that's easy to use, and it works well with Coinbase Wallet.

如果您以前從未使用過加密貨幣，我們推薦 Coinbase 錢包。 Coinbase 是一家位於美國的知名加密貨幣交易所，易於使用，並且與 Coinbase 錢包配合良好。

Which wallet is best for advanced users?

哪種錢包最適合高級用戶？

Today's cold storage wallets can be quickly and easily connected to the internet for fast transactions, so most advanced users nowadays are probably most interested in a cold storage wallet. The hardware wallets sold by Ledger and Trezor are both good options.

如今的冷錢包可以快速輕鬆地連接到互聯網以進行快速交易，因此當今大多數高級用戶可能對冷錢包最感興趣。 Ledger和Trezor出售的硬體錢包都是不錯的選擇。