2023 年最佳加密钱包

加密钱包的主要功能是保证您的加密货币安全并允许您进行交易。然而，与在加密货币交易所或经纪公司使用标准账户相比，钱包还可以更好地控制您的数字货币。

People who are new to cryptocurrency might be wondering how to store their digital assets safely. While you could keep them in an online brokerage like Coinbase, a crypto wallet is the safest way to store your crypto assets. It can only be accessed by a unique key that can't be replicated once it's generated. That also means it's very important to store your key in a secure spot where you won't lose it and only you can access it.

刚接触加密货币的人可能想知道如何安全地存储他们的数字资产。虽然您可以将它们保存在 Coinbase 等在线经纪公司中，但加密钱包是存储加密资产的最安全方式。它只能通过唯一密钥访问，该密钥一旦生成就无法复制。这也意味着将密钥存储在安全的地方非常重要，这样您就不会丢失它并且只有您可以访问它。

Here's a guide to crypto wallets, including how to choose one, how to store your coins in a wallet and a list of the best crypto wallets for 2024.

这是加密钱包指南，包括如何选择钱包、如何将硬币存储在钱包中以及 2024 年最佳加密钱包列表。

Do I need a crypto wallet?

我需要一个加密钱包吗？

If you're planning to buy cryptocurrency, you'll also need a crypto wallet to store it in. You can keep your crypto assets in an online brokerage account, but a crypto wallet is a safer option.

如果您打算购买加密货币，您还需要一个加密钱包来存储它。您可以将加密资产保存在在线经纪账户中，但加密钱包是一个更安全的选择。

While you could keep your assets in an online brokerage like Coinbase, a crypto wallet is the safest way to store your digital assets. It can only be accessed by a unique key that can't be replicated once it's generated. That also means it's very important to store your key in a secure spot where you won't lose it and only you can access it.

虽然您可以将资产保存在 Coinbase 等在线经纪公司中，但加密钱包是存储数字资产最安全的方式。它只能通过唯一密钥访问，该密钥一旦生成就无法复制。这也意味着将密钥存储在安全的地方非常重要，这样您就不会丢失它并且只有您可以访问它。

How to store your coins in a wallet

如何将硬币存放在钱包中

Your wallet will have a public and private key. Your private key is how you access your assets, while the public key is used to send and receive crypto. When you purchase a coin, you'll have to input your public key as the address for where the digital asset is sent.

您的钱包将有公钥和私钥。您的私钥是您访问资产的方式，而公钥用于发送和接收加密货币。当您购买硬币时，您必须输入您的公钥作为数字资产发送的地址。

A good rule of thumb is to always transfer a very small amount of cryptocurrency from the exchange you purchased it from, confirm that it made it to your wallet successfully and then transfer the rest. If you include the wrong address, your assets will be sent into the void with no way to be recovered.

一个好的经验法则是，始终从您购买加密货币的交易所转移极少量的加密货币，确认其已成功存入您的钱包，然后转移其余部分。如果您提供了错误的地址，您的资产将被打入虚空，无法恢复。

How to choose a crypto wallet

如何选择加密钱包

Choosing which crypto wallet is best for you will depend on how secure you want your assets to be and how much trading you intend to do.

选择最适合您的加密钱包将取决于您希望资产的安全程度以及您打算进行的交易量。

People who invest large amounts of money will likely opt for a cold wallet as it's more secure, while people who dabble in investing will likely be fine not spending the extra money and using a hot wallet.

投资大量资金的人可能会选择冷钱包，因为它更安全，而涉足投资的人可能不会花额外的钱并使用热钱包。

Here are some things to consider when choosing a crypto wallet:

选择加密钱包时需要考虑以下几点：

Security

安全

When it comes to cryptocurrency, security is perhaps the most important thing to consider. You want your digital assets to be as safe as possible from hackers and fraudsters. The best defense from a hacker is going offline, so a cold wallet will be the most secure route to take. Being a physical object, cold wallets can still be lost or stolen, so it's important to store your cold wallet securely.

当谈到加密货币时，安全性可能是最重要的考虑因素。您希望您的数字资产尽可能安全，免受黑客和欺诈者的侵害。防御黑客的最佳方法是离线，因此冷钱包将是最安全的途径。作为物理对象，冷钱包仍然可能丢失或被盗，因此安全地存储冷钱包非常重要。

However, if you do lose your wallet, you can still access your crypto by using your seed phrase. Seed phrases are randomly generated combinations of words that can be used to recover or access your account in the instance you don't have your cold wallet or your hot wallet becomes disconnected. You're assigned a seed phrase, or recovery phrase, upon setting up your wallet.

但是，如果您丢失了钱包，您仍然可以使用助记词访问您的加密货币。种子短语是随机生成的单词组合，可用于在您没有冷钱包或热钱包断开连接的情况下恢复或访问您的帐户。在设置钱包时，您会被分配一个种子短语或恢复短语。

Fees

费用

While transactions on the blockchain may come with fees, hot wallets like Exodus are typically free to use, while the cold wallets on this list cost up to $149.

虽然区块链上的交易可能需要付费，但像 Exodus 这样的热钱包通常是免费使用的，而此列表中的冷钱包的价格高达 149 美元。

Ease of use

易于使用

Hot wallets are typically easier to use than cold wallets, simply because you don't need to take an extra step to access them.

热钱包通常比冷钱包更容易使用，因为您不需要采取额外的步骤来访问它们。

Hot wallets are connected to your browser via an extension to your phone if you're using a mobile wallet or via software downloaded to your computer. They can be accessed at any time, while cold wallets require a physical dongle to be connected to your computer.

如果您使用手机钱包，热钱包会通过手机的扩展程序或通过下载到计算机的软件连接到您的浏览器。它们可以随时访问，而冷钱包需要将物理加密狗连接到您的计算机。

Amount of trading

交易金额

If you plan to do a lot of trading, you'll need a wallet with advanced features. Some wallets support a lower number of digital assets, so you'll want to opt for one that caters to a wider range of coins. You'll also need to be aware of any restrictions the wallet has around trading. A cold wallet is the better choice if you intend to trade and store higher volumes of digital currency.

如果您打算进行大量交易，则需要一个具有高级功能的钱包。有些钱包支持的数字资产数量较少，因此您需要选择适合更广泛硬币的钱包。您还需要了解钱包对交易的任何限制。如果您打算交易和存储大量数字货币，那么冷钱包是更好的选择。

Frequently asked questions

常见问题

How much money do I need to open a crypto wallet?

开设加密钱包需要多少钱？

It depends. Hardware-based wallets generally cost between $100 and $200, though many software-based wallets are free. Most don't require you to actually own any cryptocurrency.

这取决于。基于硬件的钱包通常价格在 100 到 200 美元之间，尽管许多基于软件的钱包是免费的。大多数并不要求您实际拥有任何加密货币。

Which wallet is best for beginners?

哪种钱包最适合初学者？

If you've never used cryptocurrency before, we recommend Coinbase Wallet. Coinbase is a well-known, US-based crypto exchange that's easy to use, and it works well with Coinbase Wallet.

如果您以前从未使用过加密货币，我们推荐 Coinbase 钱包。 Coinbase 是一家位于美国的知名加密货币交易所，易于使用，并且与 Coinbase 钱包配合良好。

Which wallet is best for advanced users?

哪种钱包最适合高级用户？

Today's cold storage wallets can be quickly and easily connected to the internet for fast transactions, so most advanced users nowadays are probably most interested in a cold storage wallet. The hardware wallets sold by Ledger and Trezor are both good options.

如今的冷钱包可以快速轻松地连接到互联网以进行快速交易，因此当今大多数高级用户可能对冷钱包最感兴趣。 Ledger和Trezor出售的硬件钱包都是不错的选择。