加密大學的修飾謠言回應了中國的“裸貸款”醜聞

主要的加密貨幣交易所因指控向中國的大學生提供了槓桿式平台鎖定資金而受到抨擊，以鼓勵投機性交易。大約十年前，爭議與該國的校園貸款醜聞進行了比較，當時為債務負擔的學生提供了剝削性的“裸貸款”，以換取裸照作為抵押品。

Major cryptocurrency exchanges are being accused of giving leveraged platform-locked funds to university students in China to encourage speculative trading, according to a report by crypto media outlet BlockBeats.

根據Crypto Media Outlet Blockbeats的一份報告，主要的加密貨幣交易所被指控向中國的大學生提供槓桿式平台鎖定資金，以鼓勵投機性交易。

The outlet claims that the exchange Bitget was running a program to give trial funds to students for futures trading, with the profits to be kept by the students and those who post high-return screenshots on WeChat to be offered additional rewards.

該商店聲稱，Exchange Bitget正在運行一項計劃，向學生提供期貨交易的審判資金，學生和在微信上發布高返回屏幕截圖的人將獲得利潤，從而獲得了額外的獎勵。

ETHPanda co-founder Bruce Xu called the model a way of grooming the next generation of gambling degens. He added that the exchange was also giving out non-withdrawable funds for students to trade futures with.

Ethpanda的聯合創始人布魯斯Xu稱該模型是修飾下一代賭博Degens的方式。他補充說，該交易所還提供了非可行資金供學生交易期貨。

Many commenters on X speculated that the exchange was Bitget due to its February campus ambassador program. However, Bitget's head of Asia Xie Jiayin (Smith Tse) said the initiative focused on Web3 education and career support, not trading.

許多關於X的評論者推測，由於其2月的校園大使計劃，該交流很容易。但是，Bitget的亞洲齊林（Smith TSE）負責人說，該計劃的重點是Web3教育和職業支持，而不是交易。

"The program was publicly announced in February and taken offline within 16 hours due to public misunderstanding," Xie said. "We never distributed any trial funds to students."

Xie說：“該計劃於2月公開宣布，並在16小時內因公眾誤解而離線。” “我們從不向學生分配任何試用資金。”

One X user accused Bybit of visiting universities and distributing trial funds to students.

一名X用戶指責拜比特（Bybit）訪問大學並向學生分配試用資金。

When asked for comment, Bybit CEO Ben Zhou said: "Please provide proof. I'm asking for evidence, not gossip or hearsay."

當要求發表評論時，拜比特首席執行官本周說：“請提供證據。我要提供證據，而不是八卦或傳聞。”

Zhou added that he was disappointed by the spread of unverified rumors in the crypto community.

週補充說，他對加密社區未經驗證的謠言的傳播感到失望。

"It's crucial to engage in respectful dialogue and avoid engaging in personal attacks," he said. "Let's strive to maintain a positive and supportive environment within the crypto space."

他說：“進行尊重的對話並避免進​​行人身攻擊至關重要。” “讓我們努力在加密空間內保持積極和支持的環境。”

The controversy has drawn comparisons to a fintech scandal in China around a decade ago involving Qufenqi.

大約十年前涉及Qufenqi的爭議與中國的金融科技醜聞進行了比較。

Founded in 2014, the company offered installment loans to students for electronics and other goods, allowing them to make monthly payments with nothing more than a student ID and physical visits to college campuses with booths and flyers to push its product.

該公司成立於2014年，向學生提供電子產品和其他商品的分期付款貸款，使他們每月付款只不過是學生ID和帶有攤位和傳單的大學校園的實際訪問，以推動其產品。

The platform was soon mired in controversy due to hidden fees and debt traps that left students borrowing from one platform to repay another.

由於隱藏的費用和債務陷阱，該平台很快就引起了爭議，這使學生從一個平台借來償還另一個平台。

Local media investigations uncovered a much darker side of campus loans, as some students turned to black-market lenders to pay off their debt.

當地媒體調查發現了校園貸款的黑暗面，有些學生轉向黑人市場貸方以償還債務。

Desperate college students resorted to what’s known as naked loans, where female students were asked to provide nude photos or videos as collateral, with the threat of public exposure if they failed to repay. Some fell into irreversible debt spirals and repaid their debt with sexual favors. In the most tragic cases, some were driven to suicide.

絕望的大學生求助於所謂的裸貸款，在那裡，女學生被要求提供裸照或視頻作為抵押品，如果他們不償還，則會在公眾面前曝光。有些人陷入了不可逆轉的債務螺旋式上，並用性愛償還了債務。在最悲慘的情況下，有些被驅趕自殺。

Firms offering campus loans shut down following a regulatory crackdown in 2016 and 2017. Qufenqi ditched its campus lending model and rebranded as Qudain and listed on the Nasdaq. But its negative image has damaged its reputation and its stocks are down more than 90% from their peak.

在2016年和2017年進行監管鎮壓後，提供校園貸款的公司關閉了。 Qufenqi放棄了其校園貸款模式，並將其重新命名為Qudain，並在納斯達克島上市。但是它的負面圖像損害了聲譽，其股票比峰值下降了90％以上。