加密大学的修饰谣言回应了中国的“裸贷款”丑闻

主要的加密货币交易所因指控向中国的大学生提供了杠杆式平台锁定资金而受到抨击，以鼓励投机性交易。大约十年前，争议与该国的校园贷款丑闻进行了比较，当时为债务负担的学生提供了剥削性的“裸贷款”，以换取裸照作为抵押品。

Major cryptocurrency exchanges are being accused of giving leveraged platform-locked funds to university students in China to encourage speculative trading, according to a report by crypto media outlet BlockBeats.

根据Crypto Media Outlet Blockbeats的一份报告，主要的加密货币交易所被指控向中国的大学生提供杠杆式平台锁定资金，以鼓励投机性交易。

The outlet claims that the exchange Bitget was running a program to give trial funds to students for futures trading, with the profits to be kept by the students and those who post high-return screenshots on WeChat to be offered additional rewards.

该商店声称，Exchange Bitget正在运行一项计划，向学生提供期货交易的审判资金，学生和在微信上发布高返回屏幕截图的人将获得利润，从而获得了额外的奖励。

ETHPanda co-founder Bruce Xu called the model a way of grooming the next generation of gambling degens. He added that the exchange was also giving out non-withdrawable funds for students to trade futures with.

Ethpanda的联合创始人布鲁斯Xu称该模型是修饰下一代赌博Degens的方式。他补充说，该交易所还提供了非可行资金供学生交易期货。

Many commenters on X speculated that the exchange was Bitget due to its February campus ambassador program. However, Bitget's head of Asia Xie Jiayin (Smith Tse) said the initiative focused on Web3 education and career support, not trading.

许多关于X的评论者推测，由于其2月的校园大使计划，该交流很容易。但是，Bitget的亚洲齐林（Smith TSE）负责人说，该计划的重点是Web3教育和职业支持，而不是交易。

"The program was publicly announced in February and taken offline within 16 hours due to public misunderstanding," Xie said. "We never distributed any trial funds to students."

Xie说：“该计划于2月公开宣布，并在16小时内因公众误解而离线。” “我们从不向学生分配任何试用资金。”

One X user accused Bybit of visiting universities and distributing trial funds to students.

一名X用户指责拜比特（Bybit）访问大学并向学生分配试用资金。

When asked for comment, Bybit CEO Ben Zhou said: "Please provide proof. I'm asking for evidence, not gossip or hearsay."

当要求发表评论时，拜比特首席执行官本周说：“请提供证据。我要提供证据，而不是八卦或传闻。”

Zhou added that he was disappointed by the spread of unverified rumors in the crypto community.

周补充说，他对加密社区未经验证的谣言的传播感到失望。

"It's crucial to engage in respectful dialogue and avoid engaging in personal attacks," he said. "Let's strive to maintain a positive and supportive environment within the crypto space."

他说：“进行尊重的对话并避免进​​行人身攻击至关重要。” “让我们努力在加密空间内保持积极和支持的环境。”

The controversy has drawn comparisons to a fintech scandal in China around a decade ago involving Qufenqi.

大约十年前涉及Qufenqi的争议与中国的金融科技丑闻进行了比较。

Founded in 2014, the company offered installment loans to students for electronics and other goods, allowing them to make monthly payments with nothing more than a student ID and physical visits to college campuses with booths and flyers to push its product.

该公司成立于2014年，向学生提供电子产品和其他商品的分期付款贷款，使他们每月付款只不过是学生ID和带有摊位和传单的大学校园的实际访问，以推动其产品。

The platform was soon mired in controversy due to hidden fees and debt traps that left students borrowing from one platform to repay another.

由于隐藏的费用和债务陷阱，该平台很快就引起了争议，这使学生从一个平台借来偿还另一个平台。

Local media investigations uncovered a much darker side of campus loans, as some students turned to black-market lenders to pay off their debt.

当地媒体调查发现了校园贷款的黑暗面，有些学生转向黑人市场贷方以偿还债务。

Desperate college students resorted to what’s known as naked loans, where female students were asked to provide nude photos or videos as collateral, with the threat of public exposure if they failed to repay. Some fell into irreversible debt spirals and repaid their debt with sexual favors. In the most tragic cases, some were driven to suicide.

绝望的大学生求助于所谓的裸贷款，在那里，女学生被要求提供裸照或视频作为抵押品，如果他们不偿还，则会在公众面前曝光。有些人陷入了不可逆转的债务螺旋式上，并用性爱偿还了债务。在最悲惨的情况下，有些被驱赶自杀。

Firms offering campus loans shut down following a regulatory crackdown in 2016 and 2017. Qufenqi ditched its campus lending model and rebranded as Qudain and listed on the Nasdaq. But its negative image has damaged its reputation and its stocks are down more than 90% from their peak.

在2016年和2017年进行监管镇压后，提供校园贷款的公司关闭了。Qufenqi放弃了其校园贷款模式，并将其重新命名为Qudain，并在纳斯达克岛上市。但是它的负面图像损害了声誉，其股票比峰值下降了90％以上。