Credefi在多貿易市場上推出其NFT債券產品

保加利亞索非亞 - 2025年3月31日 - Credefi已在Polytrade Marketplace上推出了其NFT債券產品，這使得長期期待的固定收益產品可用於鍊鍊投資者。

Credefi, the decentralized lending platform bridging the crypto ecosystem with real-world assets, has launched its NFT Bonds product on Polytrade.

Credefi是一個分散的貸款平台，通過現實世界中的資產橋接加密生態系統，已在Polytrade上推出了其NFT債券產品。

The product introduces a new category of tokenized, real-world asset-backed debt instruments with fixed terms and predictable returns, integrated into Polytrade’s Real World Asset (RWA) ecosystem.

該產品引入了具有固定條款和可預測回報的標記化的，現實世界中資產支持的債務工具的新類別，並集成到Polytrade的現實世界資產（RWA）生態系統中。

It expands the range of credit products offered by Polytrade, which is a marketplace for tokenized real-world assets.

它擴大了Polytrade提供的信貸產品的範圍，PolyTrade是代幣化現實世界中資產的市場。

The NFT Bonds, launched on March 31, are offered with a 12-month maturity and provide an annual yield of 22%, distributed through quarterly payouts. Each bond is backed by over $750,000 in collateral.

NFT債券於3月31日啟動，提供了12個月的到期債券，每季度支付分配的年收益率為22％。每個債券的抵押品都超過75萬美元。

The funds used to create the NFT Bonds are sourced from Credefi’s lending platform, which specializes in financing small and medium-sized enterprises (SMEs) in the European Union.

用於創建NFT債券的資金來自Credefi的貸款平台，該平台專門為歐盟的中小型企業（SME）提供資金。

This sector faces an estimated funding gap of $176 billion, according to the European Investment Bank.

根據歐洲投資銀行的數據，該行業面臨的資金差距估計為1760億美元。

Borrowers on Credefi’s platform are required to provide collateral and undergo a proprietary risk assessment process that is also validated by Experian. This process includes loan-to-value (LTV) ratios of up to 120%, a risk predictability rate of over 85%, and a current default rate of 0%.

Credefi平台上的借款人必須提供抵押品，並經過專有風險評估流程，該過程也由Experian驗證。此過程包括貸款對價值（LTV）的比率高達120％，風險可預測率超過85％，當前違約率為0％。

By tokenizing its debt instruments as NFTs, Credefi allows them to be listed and traded on marketplaces like Polytrade. This tokenization also enables each bond to be fractionalized and freely transferable.

通過將其債務工具歸為NFTS，Credefi允許它們在諸如Polytrade之類的市場上列出和交易。這種令牌化還使每個債券都可以分數化並可以自由轉移。

The product launch follows a period of rapid growth for Credefi, which has seen its platform facilitate over $3.7 million in total liquidity.

該產品推出是在Credefi快速增長的時期，該時期的平台促進了超過370萬美元的總流動性。

The platform offers various investment opportunities, including:

該平台提供了各種投資機會，包括：

* Loan portfolios

*貸款投資組合

* Single loan exposures

*單貸款暴露

* Corporate debt instruments

*公司債務工具

All investments on the platform are collateralized by real-world assets, such as real estate and future receivables.

該平台上的所有投資都由現實世界中的資產（例如房地產和未來應收賬款）進行抵押。

This helps to mitigate the risk of crypto market volatility for investors seeking out alternative investment products.

這有助於減輕尋求替代投資產品的投資者的加密市場波動風險。

Credefi also adopts a multi-layered approach to security, accepting tangible assets as collateral and integrating a dual-token model.

Credefi還採用了多層安全方法，接受有形資產作為抵押品並整合了雙重模型。

The platform’s native token, $CREDI, is used to enhance the security of loans and provide access to collateral protection insurance.

該平台的本地令牌$ CREDI用於增強貸款的安全性並提供抵押保險的訪問權限。

Meanwhile, $xCREDI—which is earned by staking $CREDI in the Module X system—serves as both a utility and governance token, providing advanced administrative privileges to higher tiers of stakers.

同時，通過在模塊X系統中存放$ Credi賺取的$ XCREDI既將其作為公用事業和治理令牌，從而為更高的Stakers提供了高級的行政特權。

Polytrade is a marketplace for tokenized real-world assets, with the aim of opening up new investment opportunities and unlocking liquidity in asset classes that are typically illiquid or inaccessible.

Polytrade是代幣化現實世界中資產的市場，目的是在通常不流動或無法訪問的資產類別中開放新的投資機會並解鎖流動性。

The platform integrates various asset classes, including private credit, structured products, and asset-backed securities, with a focus on tokenization standards and interoperability.

該平台集成了各種資產類別，包括私人信貸，結構化產品和資產支持的證券，重點是令牌化標準和互操作性。

Investors interested in purchasing or learning more about the NFT Bonds can do so through the Polytrade Marketplace: https://lnk.polytrade.finance/credefi-bonds.

有興趣購買或了解更多有關NFT債券的投資者可以通過多貿易市場來做到這一點：https：//lnk.polytrade.finance/credefi-bonds。