Credefi在多贸易市场上推出其NFT债券产品

保加利亚索非亚 - 2025年3月31日 - Credefi已在Polytrade Marketplace上推出了其NFT债券产品，这使得长期期待的固定收益产品可用于链链投资者。

Credefi, the decentralized lending platform bridging the crypto ecosystem with real-world assets, has launched its NFT Bonds product on Polytrade.

Credefi是一个分散的贷款平台，通过现实世界中的资产桥接加密生态系统，已在Polytrade上推出了其NFT债券产品。

The product introduces a new category of tokenized, real-world asset-backed debt instruments with fixed terms and predictable returns, integrated into Polytrade’s Real World Asset (RWA) ecosystem.

该产品引入了具有固定条款和可预测回报的标记化的，现实世界中资产支持的债务工具的新类别，并集成到Polytrade的现实世界资产（RWA）生态系统中。

It expands the range of credit products offered by Polytrade, which is a marketplace for tokenized real-world assets.

它扩大了Polytrade提供的信贷产品的范围，PolyTrade是代币化现实世界中资产的市场。

The NFT Bonds, launched on March 31, are offered with a 12-month maturity and provide an annual yield of 22%, distributed through quarterly payouts. Each bond is backed by over $750,000 in collateral.

NFT债券于3月31日启动，提供了12个月的到期债券，每季度支付分配的年收益率为22％。每个债券的抵押品都超过75万美元。

The funds used to create the NFT Bonds are sourced from Credefi’s lending platform, which specializes in financing small and medium-sized enterprises (SMEs) in the European Union.

用于创建NFT债券的资金来自Credefi的贷款平台，该平台专门为欧盟的中小型企业（SME）提供资金。

This sector faces an estimated funding gap of $176 billion, according to the European Investment Bank.

根据欧洲投资银行的数据，该行业面临的资金差距估计为1760亿美元。

Borrowers on Credefi’s platform are required to provide collateral and undergo a proprietary risk assessment process that is also validated by Experian. This process includes loan-to-value (LTV) ratios of up to 120%, a risk predictability rate of over 85%, and a current default rate of 0%.

Credefi平台上的借款人必须提供抵押品，并经过专有风险评估流程，该过程也由Experian验证。此过程包括贷款对价值（LTV）的比率高达120％，风险可预测率超过85％，当前违约率为0％。

By tokenizing its debt instruments as NFTs, Credefi allows them to be listed and traded on marketplaces like Polytrade. This tokenization also enables each bond to be fractionalized and freely transferable.

通过将其债务工具归为NFTS，Credefi允许它们在诸如Polytrade之类的市场上列出和交易。这种令牌化还使每个债券都可以分数化并可以自由转移。

The product launch follows a period of rapid growth for Credefi, which has seen its platform facilitate over $3.7 million in total liquidity.

该产品推出是在Credefi快速增长的时期，该时期的平台促进了超过370万美元的总流动性。

The platform offers various investment opportunities, including:

该平台提供了各种投资机会，包括：

* Loan portfolios

*贷款投资组合

* Single loan exposures

*单贷款暴露

* Corporate debt instruments

*公司债务工具

All investments on the platform are collateralized by real-world assets, such as real estate and future receivables.

该平台上的所有投资都由现实世界中的资产（例如房地产和未来应收账款）进行抵押。

This helps to mitigate the risk of crypto market volatility for investors seeking out alternative investment products.

这有助于减轻寻求替代投资产品的投资者的加密市场波动风险。

Credefi also adopts a multi-layered approach to security, accepting tangible assets as collateral and integrating a dual-token model.

Credefi还采用了多层安全方法，接受有形资产作为抵押品并整合了双重模型。

The platform’s native token, $CREDI, is used to enhance the security of loans and provide access to collateral protection insurance.

该平台的本地令牌$ CREDI用于增强贷款的安全性并提供抵押保险的访问权限。

Meanwhile, $xCREDI—which is earned by staking $CREDI in the Module X system—serves as both a utility and governance token, providing advanced administrative privileges to higher tiers of stakers.

同时，通过在模块X系统中存放$ Credi赚取的$ XCREDI既将其作为公用事业和治理令牌，从而为更高的Stakers提供了高级的行政特权。

Polytrade is a marketplace for tokenized real-world assets, with the aim of opening up new investment opportunities and unlocking liquidity in asset classes that are typically illiquid or inaccessible.

Polytrade是代币化现实世界中资产的市场，目的是在通常不流动或无法访问的资产类别中开放新的投资机会并解锁流动性。

The platform integrates various asset classes, including private credit, structured products, and asset-backed securities, with a focus on tokenization standards and interoperability.

该平台集成了各种资产类别，包括私人信贷，结构化产品和资产支持的证券，重点是令牌化标准和互操作性。

Investors interested in purchasing or learning more about the NFT Bonds can do so through the Polytrade Marketplace: https://lnk.polytrade.finance/credefi-bonds.

有兴趣购买或了解更多有关NFT债券的投资者可以通过多贸易市场来做到这一点：https：//lnk.polytrade.finance/credefi-bonds。