Credefi Launches Its NFT Bonds Product on the Polytrade Marketplace

Sofia, Bulgaria – March 31, 2025 – Credefi has launched its NFT Bonds product on the Polytrade Marketplace, making the long-anticipated fixed-income offering available to on-chain investors.

Credefi, the decentralized lending platform bridging the crypto ecosystem with real-world assets, has launched its NFT Bonds product on Polytrade.

The product introduces a new category of tokenized, real-world asset-backed debt instruments with fixed terms and predictable returns, integrated into Polytrade’s Real World Asset (RWA) ecosystem.

It expands the range of credit products offered by Polytrade, which is a marketplace for tokenized real-world assets.

The NFT Bonds, launched on March 31, are offered with a 12-month maturity and provide an annual yield of 22%, distributed through quarterly payouts. Each bond is backed by over $750,000 in collateral.

The funds used to create the NFT Bonds are sourced from Credefi’s lending platform, which specializes in financing small and medium-sized enterprises (SMEs) in the European Union.

This sector faces an estimated funding gap of $176 billion, according to the European Investment Bank.

Borrowers on Credefi’s platform are required to provide collateral and undergo a proprietary risk assessment process that is also validated by Experian. This process includes loan-to-value (LTV) ratios of up to 120%, a risk predictability rate of over 85%, and a current default rate of 0%.

By tokenizing its debt instruments as NFTs, Credefi allows them to be listed and traded on marketplaces like Polytrade. This tokenization also enables each bond to be fractionalized and freely transferable.

The product launch follows a period of rapid growth for Credefi, which has seen its platform facilitate over $3.7 million in total liquidity.

The platform offers various investment opportunities, including:

* Loan portfolios

* Single loan exposures

* Corporate debt instruments

All investments on the platform are collateralized by real-world assets, such as real estate and future receivables.

This helps to mitigate the risk of crypto market volatility for investors seeking out alternative investment products.

Credefi also adopts a multi-layered approach to security, accepting tangible assets as collateral and integrating a dual-token model.

The platform’s native token, $CREDI, is used to enhance the security of loans and provide access to collateral protection insurance.

Meanwhile, $xCREDI—which is earned by staking $CREDI in the Module X system—serves as both a utility and governance token, providing advanced administrative privileges to higher tiers of stakers.

Polytrade is a marketplace for tokenized real-world assets, with the aim of opening up new investment opportunities and unlocking liquidity in asset classes that are typically illiquid or inaccessible.

The platform integrates various asset classes, including private credit, structured products, and asset-backed securities, with a focus on tokenization standards and interoperability.

Investors interested in purchasing or learning more about the NFT Bonds can do so through the Polytrade Marketplace: https://lnk.polytrade.finance/credefi-bonds.