Coinbase敦促國會通過加密立法，提供法規清晰度

Coinbase正在促使國會通過立法，為加密貨幣行業提供監管清晰度，認為無所作為使消費者脆弱並驅動了海外的創新。

Coinbase has urged Congress to pass legislation that provides regulatory clarity for the cryptocurrency industry, warning that inaction leaves consumers vulnerable and drives innovation overseas.

Coinbase已敦促國會通過立法，為加密貨幣行業提供監管清晰度，警告說，無所作為使消費者脆弱並驅動了海外的創新。

In a two-page statement to Congress, Coinbase Chief Policy Officer Faryar Shirzad highlighted the urgent need for a framework that fosters responsible innovation while protecting investors.

Coinbase首席政策官Faryar Shirzad在給國會的兩頁聲明中強調了迫切需要一個框架，該框架在保護投資者的同時促進了負責任的創新。

Shirzad's statement emphasizes the economic opportunities, financial inclusion, and innovation offered by blockchain technology and digital assets. However, he stresses that clear rules are crucial for developers to operate effectively and for consumers to have adequate protection in this rapidly evolving landscape.

Shirzad的聲明強調了區塊鏈技術和數字資產提供的經濟機會，金融包容性和創新。但是，他強調說，明確的規則對於開發商有效運作至關重要，並且在這種迅速發展的景觀中，消費者有足夠的保護。

"Blockchain and digital assets aren’t just technological advancements; they open doors to financial freedom, innovation, and economic empowerment," Shirzad writes in the statement. He goes on to warn that the United States risks losing its leadership in blockchain technology as companies seek friendlier regulatory environments abroad.

Shirzad在聲明中寫道：“區塊鍊和數字資產不僅僅是技術進步；它們為財務自由，創新和賦予經濟賦權打開了大門。”他繼續警告說，隨著公司尋求友好的監管環境，美國有可能失去區塊鏈技術領導能力。

Shirzad outlines several key priorities for legislation aimed at establishing a balanced regulatory framework for digital assets. First and foremost, there is a need for clear definitions that differentiate between securities, commodities, and other types of tokens. This clarity is essential for providing certainty to both investors and developers in the rapidly evolving digital landscape.

Shirzad概述了旨在建立數字資產的平衡監管框架的立法的幾個關鍵優先事項。首先，需要明確的定義，以區分證券，商品和其他類型的令牌。這種清晰度對於在快速發展的數字景觀中為投資者和開發商提供確定性至關重要。

Additionally, there is strong support for granting the Commodity Futures Trading Commission (CFTC) oversight of the crypto spot market, particularly for major digital assets classified as commodities.

此外，在加密貨幣市場上授予商品期貨交易委員會（CFTC）的監督，特別是對於被歸類為商品的主要數字資產。

The Securities and Exchange Commission (SEC) should also establish definitive guidelines that allow blockchain projects to raise capital without categorizing every token as a security. In terms of stablecoins, regulations should ensure transparency, full backing, and oversight that promotes competition and innovation while preserving consumer confidence, Shirzad writes.

美國證券交易委員會（SEC）還應制定確定的準則，允許區塊鏈項目籌集資金，而無需將所有代幣歸類為安全。 Shirzad寫道，就穩定幣而言，法規應確保透明度，完整的支持和監督，從而促進競爭和創新，同時保持消費者的信心。

Consumer protections and urgency in congressional action

國會行動中的消費者保護和緊迫性

According to Shirzad, effective legislation must be simple and accessible while integrating with existing financial regulations. He argues that lawmakers should encourage innovation by providing clear pathways for developers to build decentralized systems without unnecessary restrictions.

根據西爾扎德的說法，在與現有的金融法規集成的同時，有效的立法必須簡單易懂。他認為，立法者應通過為開發商提供明確的途徑來鼓勵創新，以便在沒有不必要的限制的情況下建立分散系統。

At the same time, centralized exchanges and custodians must be held to high transparency and security standards to protect consumers.

同時，必須將集中式交流和保管人遵守高透明度和安全標準，以保護消費者。

Shirzad also stresses that consumer protection does not mean overregulation. Excessive restrictions could drive blockchain development offshore, weakening the U.S. economy and limiting consumer access to crypto markets. Instead, Shirzad calls for a framework that safeguards investors while allowing DeFi and other innovations to thrive.

Shirzad還強調，消費者保護並不意味著過度監管。過度限制可能會使區塊鏈開發在海上發展，削弱美國的經濟，並限制消費者進入加密貨幣市場的機會。取而代之的是，西爾扎德要求建立一個框架，以保護投資者，同時允許Defi和其他創新蓬勃發展。

Shirzad concludes by highlighting the urgency of congressional action in passing comprehensive cryptocurrency legislation. Without swift action, he warns, the United States will continue falling behind in the global blockchain race. Developers and businesses will look to other jurisdictions with clearer policies, and consumers will remain exposed to fraud and systemic failures.

Shirzad通過強調國會行動在通過全面的加密貨幣立法方面的緊迫性結束。他警告說，如果沒有迅速行動，美國將繼續在全球區塊鏈比賽中落後。開發商和企業將尋求具有更明確政策的其他司法管轄區，消費者將繼續面臨欺詐和系統性失敗。

"Passing comprehensive crypto legislation will protect consumers, encourage responsible innovation, and position the United States to lead the digital economy," Shirzad writes in the statement.

Shirzad在聲明中寫道：“通過全面的加密立法將保護消費者，鼓勵負責任的創新，並定位美國領導數字經濟。”