Coinbase敦促国会通过加密立法，提供法规清晰度

Coinbase正在促使国会通过立法，为加密货币行业提供监管清晰度，认为无所作为使消费者脆弱并驱动了海外的创新。

Coinbase has urged Congress to pass legislation that provides regulatory clarity for the cryptocurrency industry, warning that inaction leaves consumers vulnerable and drives innovation overseas.

Coinbase已敦促国会通过立法，为加密货币行业提供监管清晰度，警告说，无所作为使消费者脆弱并驱动了海外的创新。

In a two-page statement to Congress, Coinbase Chief Policy Officer Faryar Shirzad highlighted the urgent need for a framework that fosters responsible innovation while protecting investors.

Coinbase首席政策官Faryar Shirzad在给国会的两页声明中强调了迫切需要一个框架，该框架在保护投资者的同时促进了负责任的创新。

Shirzad's statement emphasizes the economic opportunities, financial inclusion, and innovation offered by blockchain technology and digital assets. However, he stresses that clear rules are crucial for developers to operate effectively and for consumers to have adequate protection in this rapidly evolving landscape.

Shirzad的声明强调了区块链技术和数字资产提供的经济机会，金融包容性和创新。但是，他强调说，明确的规则对于开发商有效运作至关重要，并且在这种迅速发展的景观中，消费者有足够的保护。

"Blockchain and digital assets aren’t just technological advancements; they open doors to financial freedom, innovation, and economic empowerment," Shirzad writes in the statement. He goes on to warn that the United States risks losing its leadership in blockchain technology as companies seek friendlier regulatory environments abroad.

Shirzad在声明中写道：“区块链和数字资产不仅仅是技术进步；它们为财务自由，创新和赋予经济赋权打开了大门。”他继续警告说，随着公司寻求友好的监管环境，美国有可能失去区块链技术领导能力。

Shirzad outlines several key priorities for legislation aimed at establishing a balanced regulatory framework for digital assets. First and foremost, there is a need for clear definitions that differentiate between securities, commodities, and other types of tokens. This clarity is essential for providing certainty to both investors and developers in the rapidly evolving digital landscape.

Shirzad概述了旨在建立数字资产的平衡监管框架的立法的几个关键优先事项。首先，需要明确的定义，以区分证券，商品和其他类型的令牌。这种清晰度对于在快速发展的数字景观中为投资者和开发商提供确定性至关重要。

Additionally, there is strong support for granting the Commodity Futures Trading Commission (CFTC) oversight of the crypto spot market, particularly for major digital assets classified as commodities.

此外，在加密货币市场上授予商品期货交易委员会（CFTC）的监督，特别是对于被归类为商品的主要数字资产。

The Securities and Exchange Commission (SEC) should also establish definitive guidelines that allow blockchain projects to raise capital without categorizing every token as a security. In terms of stablecoins, regulations should ensure transparency, full backing, and oversight that promotes competition and innovation while preserving consumer confidence, Shirzad writes.

美国证券交易委员会（SEC）还应制定确定的准则，允许区块链项目筹集资金，而无需将所有代币归类为安全。 Shirzad写道，就稳定币而言，法规应确保透明度，完整的支持和监督，从而促进竞争和创新，同时保持消费者的信心。

Consumer protections and urgency in congressional action

国会行动中的消费者保护和紧迫性

According to Shirzad, effective legislation must be simple and accessible while integrating with existing financial regulations. He argues that lawmakers should encourage innovation by providing clear pathways for developers to build decentralized systems without unnecessary restrictions.

根据西尔扎德的说法，在与现有的金融法规集成的同时，有效的立法必须简单易懂。他认为，立法者应通过为开发商提供明确的途径来鼓励创新，以便在没有不必要的限制的情况下建立分散系统。

At the same time, centralized exchanges and custodians must be held to high transparency and security standards to protect consumers.

同时，必须将集中式交流和保管人遵守高透明度和安全标准，以保护消费者。

Shirzad also stresses that consumer protection does not mean overregulation. Excessive restrictions could drive blockchain development offshore, weakening the U.S. economy and limiting consumer access to crypto markets. Instead, Shirzad calls for a framework that safeguards investors while allowing DeFi and other innovations to thrive.

Shirzad还强调，消费者保护并不意味着过度监管。过度限制可能会使区块链开发在海上发展，削弱美国的经济，并限制消费者进入加密货币市场的机会。取而代之的是，西尔扎德要求建立一个框架，以保护投资者，同时允许Defi和其他创新蓬勃发展。

Shirzad concludes by highlighting the urgency of congressional action in passing comprehensive cryptocurrency legislation. Without swift action, he warns, the United States will continue falling behind in the global blockchain race. Developers and businesses will look to other jurisdictions with clearer policies, and consumers will remain exposed to fraud and systemic failures.

Shirzad通过强调国会行动在通过全面的加密货币立法方面的紧迫性结束。他警告说，如果没有迅速行动，美国将继续在全球区块链比赛中落后。开发商和企业将寻求具有更明确政策的其他司法管辖区，消费者将继续面临欺诈和系统性失败。

"Passing comprehensive crypto legislation will protect consumers, encourage responsible innovation, and position the United States to lead the digital economy," Shirzad writes in the statement.

Shirzad在声明中写道：“通过全面的加密立法将保护消费者，鼓励负责任的创新，并定位美国领导数字经济。”