Coinbase卡：每天花費加密貨幣的實用解決方案

對於那些希望每天使用加密貨幣的人來說，Coinbase卡已成為必不可少的解決方案。它允許用於數字或法定貨幣的付款

The Coinbase Card is a prepaid debit card that allows users to spend their cryptocurrencies at any merchant that accepts Visa. It is a great option for crypto enthusiasts who want to use their digital assets on a daily basis. However, before you apply for the card, it is important to understand its advantages and disadvantages.

Coinbase卡是一張預付費卡，允許用戶將其加密貨幣花在任何接受Visa的商人上。對於想要每天使用數字資產的加密愛好者來說，這是一個不錯的選擇。但是，在申請卡之前，了解其優勢和缺點很重要。

Here are some of the pros and cons of the Coinbase Card.

這是Coinbase卡的一些利弊。

Pros

優點

The Coinbase Card is issued without any management fees or subscription fees. This makes it a more affordable option than other crypto cards, which may charge monthly or annual fees.

發行了Coinbase卡，沒有任何管理費或訂閱費。這使其成為比其他加密卡更實惠的選擇，該卡可能會收取每月或年費。

The Coinbase Card can be used to make payments in both cryptocurrencies and fiat currencies. This gives users more flexibility and allows them to choose the best funding option for each transaction.

Coinbase卡可用於以加密貨幣和法定貨幣進行付款。這為用戶提供了更大的靈活性，並允許他們為每次交易選擇最佳的資金選項。

The Coinbase Card is compatible with Apple Pay and Google Pay, making it easy for users to make contactless payments at millions of merchants around the world.

Coinbase卡與Apple Pay和Google Pay兼容，使用戶可以輕鬆地向全球數百萬商人進行非接觸式付款。

The Coinbase Card is covered by zero liability, which means that users are not responsible for any unauthorized transactions. This provides users with peace of mind and protects them from fraud.

Coinbase卡涵蓋了零責任，這意味著用戶對任何未經授權的交易概不負責。這為用戶提供了安心，並保護了他們免受欺詐的侵害。

The Coinbase Card is a great way for users to get started with cryptocurrencies. It is a simple and straightforward process to apply for the card and begin using it to make purchases.

Coinbase卡是用戶開始加密貨幣的好方法。這是一個簡單明了的過程，可以申請卡並開始使用它進行購買。

Cons

缺點

The Coinbase Card does not offer any cashback or rewards programs. This may be a disadvantage for users who are used to earning points or miles on their credit cards.

Coinbase卡不提供任何現金返還或獎勵計劃。對於習慣在信用卡上賺取積分或里程的用戶來說，這可能是一個劣勢。

The Coinbase Card is subject to taxation in the European Union. This means that users will need to keep track of their transactions and report any capital gains or losses to their tax authorities.

Coinbase卡在歐盟中應徵稅。這意味著用戶將需要跟踪其交易，並向其稅務機關報告任何資本收益或損失。

The Coinbase Card has a daily withdrawal limit of $1,000 at ATMs. This may be a limitation for users who need to withdraw larger amounts of cash.

Coinbase卡在ATM上的每日提款限額為$ 1,000。對於需要撤回更多現金的用戶，這可能是一個限制。

The Coinbase Card cannot be used at the following types of merchants:

Coinbase卡不能在以下類型的商人中使用：

Securities brokers

證券經紀人

Escort services

護送服務

Massage parlors

按摩店

Gambling services (including physical and online casinos)

賭博服務（包括物理和在線賭場）

Businesses related to cryptocurrency, arms manufacturing, or marijuana

與加密貨幣，武器製造或大麻有關的企業

The Coinbase Card is not yet available in the following countries:

Coinbase卡尚未在以下國家 /地區可用：

Iran, Syria, Russia, and Venezuela are currently on the U.S. government's list of sanctioned countries.

伊朗，敘利亞，俄羅斯和委內瑞拉目前在美國政府批准的國家中。

Cuba, North Korea, and Sudan are subject to special economic restrictions from the U.S. government.

古巴，朝鮮和蘇丹受到美國政府的經濟限制。

The Coinbase Card is a great option for crypto enthusiasts who want to use their digital assets on a daily basis. However, it is important to consider the pros and cons of the card before you apply.

對於想要每天使用數字資產的加密愛好者來說，Coinbase卡是一個不錯的選擇。但是，在申請之前，請考慮卡的利弊很重要。