巴西央行認為代幣化潛力“被低估”

巴西中央銀行深入研究了代幣化的可能性及其與其他元素整合時對金融體系的好處。

The Central Bank of Brazil highlighted the potential of tokenization and its integration with other elements, such as "open finance," during a panel presentation at the IMF and World Bank meetings.

巴西中央銀行在國際貨幣基金組織和世界銀行會議的小組演講中強調了代幣化的潛力及其與「開放金融」等其他元素的整合。

Central Bank of Brazil to Include Tokenization in Regulatory Agenda for 2025

巴西央行將把代幣化納入 2025 年監理議程

The Central Bank of Brazil participated in a panel presentation held in Washington, discussing the possibilities of tokenization and its benefits to the financial system when combined with other components.

巴西中央銀行參加了在華盛頓舉行的小組演講，討論了代幣化的可能性及其與其他組成部分相結合對金融體系的好處。

During the panel, which was attended by representatives from the International Monetary Fund (IMF) and the World Bank, Central Bank President Roberto Campos Neto highlighted the potential of tokenization and its intersection with other elements, such as "open finance," which had been underestimated, propping up the possibilities of these solutions.

在由國際貨幣基金組織(IMF) 和世界銀行的代表參加的小組討論中，央行行長羅伯托·坎波斯·內托強調了代幣化的潛力及其與其他元素的交叉點，例如“開放金融」。被低估，支撐了這些解決方案的可能性。

Open finance entails “sharing data, products, and services between regulated entities” with user consent. These procedures are designed to foster innovation and promote competition to facilitate the implementation of new business models.

開放金融需要在用戶同意的情況下「在受監管實體之間共享資料、產品和服務」。這些程序旨在促進創新和促進競爭，以促進新商業模式的實施。

At the presentation, Campos Neto explained that tokenization made it possible to combine programmable payments and broad open finance as building blocks, “exploring the capacity to have this financial marketplace in a single environment.”

在演講中，Campos Neto 解釋說，代幣化使得將可編程支付和廣泛的開放金融作為構建模組結合起來成為可能，“探索在單一環境中擁有這個金融市場的能力。”

Highlighting the relevance of tokenization for the concept of banking balance sheets and the efficiency of operations, Campos Neto stated:

Campos Neto 強調了代幣化與銀行資產負債表概念和營運效率的相關性，他表示：

“Banks will slowly move from looking at the balance sheet on an account basis to looking at it on a ‘token’ basis, and we think that has a lot of efficiency and productivity. Tokens are better for banks to manage risks, to manage collateral and funding.”

「銀行將慢慢地從以帳戶為基礎查看資產負債表轉向以『象徵』為基礎來查看，我們認為這會提高效率和生產力。代幣更適合銀行管理風險、管理抵押品和資金。

Tokenization and stablecoins, which are two key elements of the cryptocurrency system, are included in the bank's regulatory agenda for 2025. Campos Neto has previously spoken about the benefits of digital assets, stating that they have “the potential to generate enormous efficiency gains in payment and credit services and promote the expansion of the capital market.”

代幣化和穩定幣是加密貨幣系統的兩個關鍵要素，已被納入該銀行2025 年的監管議程。提升”和信貸服務，促進資本市場的擴大。”

Read More: Tokenization and Stablecoins Close to Being Regulated in This Latam Giant

閱讀更多：代幣化和穩定幣即將在這個拉丁美洲巨頭中受到監管

The bank has been at the forefront of innovation, hinting at the inclusion of new technologies, such as artificial intelligence (AI), as part of Drex, its current central bank digital currency (CBDC) project.

該銀行一直走在創新的前沿，暗示將人工智慧 (AI) 等新技術納入其當前央行數位貨幣 (CBDC) 計畫 Drex 的一部分。

Read More: Central Bank of Brazil Hints at a Future Integration of AI Into Its CBDC

了解更多：巴西中央銀行暗示未來將人工智慧整合到其 CBDC 中

To stay up to date on the latest crypto and economic developments in Latin America, subscribe to our Latam Insights newsletter below.

要了解拉丁美洲最新的加密貨幣和經濟發展動態，請訂閱下面的 Latam Insights 電子報。

Latam Insights Newsletter

拉丁美洲洞察通訊

Get the newsletter directly to your inbox

將時事通訊直接發送到您的收件匣