巴西央行认为代币化潜力“被低估”

巴西中央银行深入研究了代币化的可能性及其与其他元素整合时对金融体系的好处。

The Central Bank of Brazil highlighted the potential of tokenization and its integration with other elements, such as "open finance," during a panel presentation at the IMF and World Bank meetings.

巴西中央银行在国际货币基金组织和世界银行会议的小组演讲中强调了代币化的潜力及其与“开放金融”等其他元素的整合。

Central Bank of Brazil to Include Tokenization in Regulatory Agenda for 2025

巴西央行将把代币化纳入 2025 年监管议程

The Central Bank of Brazil participated in a panel presentation held in Washington, discussing the possibilities of tokenization and its benefits to the financial system when combined with other components.

巴西中央银行参加了在华盛顿举行的小组演讲，讨论了代币化的可能性及其与其他组成部分相结合对金融体系的好处。

During the panel, which was attended by representatives from the International Monetary Fund (IMF) and the World Bank, Central Bank President Roberto Campos Neto highlighted the potential of tokenization and its intersection with other elements, such as "open finance," which had been underestimated, propping up the possibilities of these solutions.

在由国际货币基金组织 (IMF) 和世界银行的代表参加的小组讨论中，央行行长罗伯托·坎波斯·内托强调了代币化的潜力及其与其他元素的交叉点，例如“开放金融”。被低估，支撑了这些解决方案的可能性。

Open finance entails “sharing data, products, and services between regulated entities” with user consent. These procedures are designed to foster innovation and promote competition to facilitate the implementation of new business models.

开放金融需要在用户同意的情况下“在受监管实体之间共享数据、产品和服务”。这些程序旨在促进创新和促进竞争，以促进新商业模式的实施。

At the presentation, Campos Neto explained that tokenization made it possible to combine programmable payments and broad open finance as building blocks, “exploring the capacity to have this financial marketplace in a single environment.”

在演讲中，Campos Neto 解释说，代币化使得将可编程支付和广泛的开放金融作为构建模块结合起来成为可能，“探索在单一环境中拥有这个金融市场的能力。”

Highlighting the relevance of tokenization for the concept of banking balance sheets and the efficiency of operations, Campos Neto stated:

Campos Neto 强调了代币化与银行资产负债表概念和运营效率的相关性，他表示：

“Banks will slowly move from looking at the balance sheet on an account basis to looking at it on a ‘token’ basis, and we think that has a lot of efficiency and productivity. Tokens are better for banks to manage risks, to manage collateral and funding.”

“银行将慢慢地从以账户为基础查看资产负债表转向以‘象征’为基础来查看，我们认为这会提高效率和生产力。代币更适合银行管理风险、管理抵押品和资金。”

Tokenization and stablecoins, which are two key elements of the cryptocurrency system, are included in the bank's regulatory agenda for 2025. Campos Neto has previously spoken about the benefits of digital assets, stating that they have “the potential to generate enormous efficiency gains in payment and credit services and promote the expansion of the capital market.”

代币化和稳定币是加密货币系统的两个关键要素，已被纳入该银行 2025 年的监管议程。 Campos Neto 此前曾谈到数字资产的好处，表示它们“有潜力在支付领域产生巨大的效率提升”和信贷服务，促进资本市场的扩大。”

Read More: Tokenization and Stablecoins Close to Being Regulated in This Latam Giant

阅读更多：代币化和稳定币即将在这个拉美巨头中受到监管

The bank has been at the forefront of innovation, hinting at the inclusion of new technologies, such as artificial intelligence (AI), as part of Drex, its current central bank digital currency (CBDC) project.

该银行一直走在创新的前沿，暗示将人工智能 (AI) 等新技术纳入其当前央行数字货币 (CBDC) 项目 Drex 的一部分。

Read More: Central Bank of Brazil Hints at a Future Integration of AI Into Its CBDC

了解更多：巴西中央银行暗示未来将人工智能整合到其 CBDC 中

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