您應該購買低於 115,000 美元的比特幣（加密貨幣：BTC）嗎？

比特幣（CRYPTO：BTC）是全球最大的加密貨幣，一直是2024 年的頭條新聞之一。在高位時表現要好得多-利率環境超出許多人的預期。

Bitcoin (CRYPTO: BTC), the world's largest cryptocurrency, has been a hot topic in 2024. After struggling earlier in the year, at one point falling below $40,000, the token didn't stay down for long, faring much better in the high-interest-rate environment than many expected.

比特幣（CRYPTO：BTC）是全球最大的加密貨幣，一直是2024 年的熱門話題。得更好-利率環境超出許多人的預期。

As inflation declined and the prospect of lower interest rates began to materialize, Bitcoin joined tech and growth stocks and rallied, breaking away from the rest of the crypto sector.

隨著通膨下降和利率下降的前景開始成為現實，比特幣加入了科技股和成長股的行列並上漲，脫離了加密貨幣行業的其他板塊。

Once President-elect Donald Trump won on election night, Bitcoin and the rest of the crypto sector soared. Since Nov. 5, Bitcoin is up almost 50% and has surged past $101,000. Should you buy Bitcoin below $115,000? Let's investigate.

當選總統唐納德·川普在選舉之夜獲勝後，比特幣和其他加密貨幣領域的價格飆升。自 11 月 5 日以來，比特幣上漲了近 50%，已突破 101,000 美元。你應該在 115,000 美元以下購買比特幣嗎？我們來調查一下。

Wider acceptance and regulatory clarity on the horizonThe crypto community cozied up to Trump during the presidential campaign, and that strategy is now paying off. Trump has vowed to make the U.S. the "crypto capital of the world."

加密貨幣社群在總統競選期間向川普示好，這項策略現在正在取得成效。川普發誓要讓美國成為「世界加密貨幣之都」。

He's already nominated several pro-crypto people to head key agencies that oversee matters in the sector. Gary Gensler, chair of the Securities and Exchange Commission (SEC) who has pursued several rules/policies that crypto proponents have disliked, plans to step down from the SEC once Trump takes office.

他已經提名了幾位支持加密貨幣的人士來領導負責監督該行業事務的關鍵機構。美國證券交易委員會 (SEC) 主席加里·詹斯勒 (Gary Gensler) 推行了幾項加密貨幣支持者不喜歡的規則/政策，並計劃在川普上任後辭去 SEC 職務。

Key stakeholders like Coinbase's chief policy officer Faryar Shirzad are optimistic about the incoming U.S. Congress and think crypto legislation can move through the House and Senate "fairly quickly." There are two bills already on crypto advocates' agenda, one seeking to construct an official set of rules for crypto, clarifying many of the gray areas that crypto companies have run into. Another bill Shirza thinks Congress can pass would set up a framework for issuing licenses to stablecoin companies. Stablecoins are digital assets pegged to fiat currencies like the U.S. dollar or commodities.

Coinbase 首席政策官 Faryar Shirzad 等主要利益相關者對即將到來的美國國會持樂觀態度，並認為加密立法可以「相當快」地在眾議院和參議院獲得通過。加密貨幣倡導者的議程上已經有兩項法案，其中一項旨在為加密貨幣制定一套官方規則，澄清加密貨幣公司遇到的許多灰色地帶。 Shirza 認為國會可以通過的另一項法案將建立一個向穩定幣公司發放許可證的框架。穩定幣是與美元或大宗商品等法定貨幣掛鉤的數位資產。

In addition to a favorable regulatory backdrop, Bitcoin has benefited from a growing consensus that the token can hedge inflation. Only 21 million Bitcoins can be mined, and the number of Bitcoins mined per block is cut in half about once every four years, making the world's largest cryptocurrency a scarce asset similar to gold. Most of these 21 million tokens have already been mined.

除了有利的監管背景之外，比特幣還受益於人們越來越多的共識，即該代幣可以對沖通貨膨脹。比特幣只能開採2,100萬枚，而且每個區塊開採的比特幣數量大約每四年就會減少一半，使得全球最大的加密貨幣成為類似黃金的稀缺資產。這 2,100 萬個代幣中的大部分已經被開採。

Bitcoin reserve:Trump plans to create a US bitcoin strategic reserve. How would that work?

比特幣儲備：川普計劃建立美國比特幣戰略儲備。那會如何運作呢？

Bitcoin Supply data by YCharts

YCharts 提供的比特幣供應數據

Recently, Federal Reserve Chair Jerome Powell likened Bitcoin to digital gold in arguably one of the token's strongest endorsements. BlackRock, the world's largest asset manager, recently issued a report suggesting that investors can allocate up to 2% of a multi-asset portfolio in Bitcoin. However, the report noted that investors should be aware of the broader risks of Bitcoin including volatility and the possibility it may not gain broader adoption as many suspect.

最近，聯準會主席鮑威爾將比特幣比作數位黃金，可以說是對該代幣最強有力的認可之一。全球最大的資產管理公司貝萊德最近發布了一份報告，建議投資者最多可以將多資產投資組合的 2% 配置為比特幣。然而，報告指出，投資者應該意識到比特幣的更廣泛風險，包括波動性以及它可能不會像許多人懷疑的那樣獲得更廣泛採用的可能性。

Is Bitcoin a good buy under $115,000?

115,000 美元以下的比特幣值得購買嗎？

Bitcoin has a lot going for it right now, including a regulatory backdrop under the incoming Trump administration that will likely be the most favorable ever for crypto. Plus, more and more experts and financial institutions view the token as a hedge against inflation and uncertainty, although Bitcoin has also benefited from a risk-on environment. Whether this dynamic can continue remains to be seen.

比特幣目前有許多優勢，包括即將上任的川普政府的監管背景，這可能是加密貨幣有史以來最有利的。此外，越來越多的專家和金融機構將代幣視為對沖通貨膨脹和不確定性的工具，儘管比特幣也受益於風險環境。這種動態能否持續還有待觀察。

I think Bitcoin is a good long-term asset to have some exposure to. Its history is relatively short, but the asset has stood the test of competition and survived, and even flourished in different interest rate environments. After such a big run, I recommend using dollar-cost averaging when buying Bitcoin, which involves investing a set amount of money over regular intervals. This will smooth out and generally lower your cost basis over time.

我認為比特幣是一種很好的長期資產，值得投資。它的歷史相對較短，但該資產經受住了競爭的考驗並生存下來，甚至在不同的利率環境中蓬勃發展。經過如此大的上漲之後，我建議在購買比特幣時使用平均成本法，這涉及定期投資一定數量的資金。隨著時間的推移，這將變得平滑並通常降低您的成本基礎。

Bram Berkowitz has positions in Bitcoin. The Motley Fool has positions in and recommends Bitcoin and Coinbase Global. The Motley Fool has a disclosure policy.

Bram Berkowitz 持有比特幣部位。 Motley Fool 對比特幣和 Coinbase Global 持倉並推薦。 Motley Fool 有揭露政策。

The Motley Fool is a USA TODAY content partner offering financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.

The Motley Fool 是《今日美國》的內容合作夥伴，提供財經新聞、分析和評論，旨在幫助人們掌控自己的財務生活。其內容獨立於《今日美國》製作。