您应该购买低于 115,000 美元的比特币（加密货币：BTC）吗？

比特币（CRYPTO：BTC）是全球最大的加密货币，一直是 2024 年的头条新闻之一。尽管今年早些时候一度陷入困境，一度跌破 40,000 美元，但该代币并没有长期处于下跌状态，在高位时表现要好得多-利率环境超出许多人的预期。

Bitcoin (CRYPTO: BTC), the world's largest cryptocurrency, has been a hot topic in 2024. After struggling earlier in the year, at one point falling below $40,000, the token didn't stay down for long, faring much better in the high-interest-rate environment than many expected.

比特币（CRYPTO：BTC）是全球最大的加密货币，一直是 2024 年的热门话题。在今年早些时候陷入困境，一度跌破 40,000 美元之后，该代币并没有长期处于下跌状态，在高位表现得更好-利率环境超出许多人的预期。

As inflation declined and the prospect of lower interest rates began to materialize, Bitcoin joined tech and growth stocks and rallied, breaking away from the rest of the crypto sector.

随着通胀下降和利率下降的前景开始成为现实，比特币加入了科技股和成长股的行列并上涨，脱离了加密货币行业的其他板块。

Once President-elect Donald Trump won on election night, Bitcoin and the rest of the crypto sector soared. Since Nov. 5, Bitcoin is up almost 50% and has surged past $101,000. Should you buy Bitcoin below $115,000? Let's investigate.

当选总统唐纳德·特朗普在选举之夜获胜后，比特币和其他加密货币领域的价格飙升。自 11 月 5 日以来，比特币上涨了近 50%，已突破 101,000 美元。你应该在 115,000 美元以下购买比特币吗？我们来调查一下。

Wider acceptance and regulatory clarity on the horizonThe crypto community cozied up to Trump during the presidential campaign, and that strategy is now paying off. Trump has vowed to make the U.S. the "crypto capital of the world."

加密货币社区在总统竞选期间向特朗普示好，这一策略现在正在取得成效。特朗普发誓要让美国成为“世界加密货币之都”。

He's already nominated several pro-crypto people to head key agencies that oversee matters in the sector. Gary Gensler, chair of the Securities and Exchange Commission (SEC) who has pursued several rules/policies that crypto proponents have disliked, plans to step down from the SEC once Trump takes office.

他已经提名了几位支持加密货币的人士来领导负责监督该行业事务的关键机构。美国证券交易委员会 (SEC) 主席加里·詹斯勒 (Gary Gensler) 推行了几项加密货币支持者不喜欢的规则/政策，并计划在特朗普上任后辞去 SEC 职务。

Key stakeholders like Coinbase's chief policy officer Faryar Shirzad are optimistic about the incoming U.S. Congress and think crypto legislation can move through the House and Senate "fairly quickly." There are two bills already on crypto advocates' agenda, one seeking to construct an official set of rules for crypto, clarifying many of the gray areas that crypto companies have run into. Another bill Shirza thinks Congress can pass would set up a framework for issuing licenses to stablecoin companies. Stablecoins are digital assets pegged to fiat currencies like the U.S. dollar or commodities.

Coinbase 首席政策官 Faryar Shirzad 等主要利益相关者对即将到来的美国国会持乐观态度，并认为加密立法可以“相当快”地在众议院和参议院获得通过。加密货币倡导者的议程上已经有两项法案，其中一项旨在为加密货币制定一套官方规则，澄清加密货币公司遇到的许多灰色地带。 Shirza 认为国会可以通过的另一项法案将建立一个向稳定币公司发放许可证的框架。稳定币是与美元或大宗商品等法定货币挂钩的数字资产。

In addition to a favorable regulatory backdrop, Bitcoin has benefited from a growing consensus that the token can hedge inflation. Only 21 million Bitcoins can be mined, and the number of Bitcoins mined per block is cut in half about once every four years, making the world's largest cryptocurrency a scarce asset similar to gold. Most of these 21 million tokens have already been mined.

除了有利的监管背景之外，比特币还受益于人们越来越多的共识，即该代币可以对冲通胀。比特币只能开采2100万枚，而且每个区块开采的比特币数量大约每四年就会减少一半，使得全球最大的加密货币成为类似于黄金的稀缺资产。这 2100 万个代币中的大部分已经被开采。

Bitcoin reserve:Trump plans to create a US bitcoin strategic reserve. How would that work?

比特币储备：特朗普计划建立美国比特币战略储备。那会如何运作呢？

Bitcoin Supply data by YCharts

YCharts 提供的比特币供应数据

Recently, Federal Reserve Chair Jerome Powell likened Bitcoin to digital gold in arguably one of the token's strongest endorsements. BlackRock, the world's largest asset manager, recently issued a report suggesting that investors can allocate up to 2% of a multi-asset portfolio in Bitcoin. However, the report noted that investors should be aware of the broader risks of Bitcoin including volatility and the possibility it may not gain broader adoption as many suspect.

最近，美联储主席杰罗姆·鲍威尔将比特币比作数字黄金，这可以说是对该代币最强有力的认可之一。全球最大的资产管理公司贝莱德最近发布了一份报告，建议投资者最多可以将多资产投资组合的 2% 配置为比特币。然而，报告指出，投资者应该意识到比特币的更广泛风险，包括波动性以及它可能不会像许多人怀疑的那样获得更广泛采用的可能性。

Is Bitcoin a good buy under $115,000?

115,000 美元以下的比特币值得购买吗？

Bitcoin has a lot going for it right now, including a regulatory backdrop under the incoming Trump administration that will likely be the most favorable ever for crypto. Plus, more and more experts and financial institutions view the token as a hedge against inflation and uncertainty, although Bitcoin has also benefited from a risk-on environment. Whether this dynamic can continue remains to be seen.

比特币目前有很多优势，包括即将上任的特朗普政府的监管背景，这可能是加密货币有史以来最有利的。此外，越来越多的专家和金融机构将代币视为对冲通胀和不确定性的工具，尽管比特币也受益于风险环境。这种动态能否持续还有待观察。

I think Bitcoin is a good long-term asset to have some exposure to. Its history is relatively short, but the asset has stood the test of competition and survived, and even flourished in different interest rate environments. After such a big run, I recommend using dollar-cost averaging when buying Bitcoin, which involves investing a set amount of money over regular intervals. This will smooth out and generally lower your cost basis over time.

我认为比特币是一种很好的长期资产，值得投资。它的历史相对较短，但该资产经受住了竞争的考验并生存下来，甚至在不同的利率环境中蓬勃发展。在经历了如此大的上涨之后，我建议在购买比特币时使用平均成本法，这涉及定期投资一定数量的资金。随着时间的推移，这将变得平滑并通常降低您的成本基础。

Bram Berkowitz has positions in Bitcoin. The Motley Fool has positions in and recommends Bitcoin and Coinbase Global. The Motley Fool has a disclosure policy.

Bram Berkowitz 持有比特币头寸。 Motley Fool 对比特币和 Coinbase Global 持仓并推荐。 Motley Fool 有披露政策。

The Motley Fool is a USA TODAY content partner offering financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.

The Motley Fool 是《今日美国》的内容合作伙伴，提供财经新闻、分析和评论，旨在帮助人们掌控自己的财务生活。其内容独立于《今日美国》制作。