英國央行總裁貝利表示，英國幣不會取代現金

英國央行將「只要人們需要」就供應現金

LONDON, March 14 (Reuters) - Digital money will not replace cash in the United Kingdom and the Bank of England will continue to provide notes and coins "for as long as people want it", Governor Andrew Bailey said on Tuesday.

路透社倫敦3月14日 - 英國央行行長安德魯貝利週二表示，數位貨幣不會取代英國的現金，“只要人們需要”，英國央行將繼續提供紙幣和硬幣。

"The evidence is they (the public) do want it, so we will continue to supply it," Bailey told a panel at the Group of Thirty's 39th Annual International Banking Seminar in Washington.

「證據表明他們（公眾）確實需要它，因此我們將繼續提供它，」貝利在華盛頓舉行的三十國集團第 39 屆年度國際銀行研討會上對小組成員表示。

The governor was responding to mounting concerns, which have spread widely across the internet, that central bank digital currencies (CBDCs) will supplant cash.

央行數位貨幣（CBDC）將取代現金，這種擔憂在網路上廣泛傳播，總裁對此做出了回應。

Privacy campaigners claim CBDCs will end transaction anonymity, give governments surveillance powers over the public and shut people out of the financial system.

隱私權活動人士聲稱，CBDC 將結束交易匿名性，賦予政府對公眾的監督權，並將人們排除在金融體系之外。

Bailey said he did not agree with the claim that CBDCs would end cash.

貝利表示，他不同意 CBDC 將終結現金的說法。

"I don't think that's true at all. I think cash will be around for a very long time to come," he said.

「我認為這根本不是真的。我認為現金將在未來很長一段時間內存在，」他說。

"People do value cash. It's the only form of central bank money that is available to the general public, and we will continue to supply it for as long as people want it."

“人們確實看重現金。這是向公眾提供的唯一央行貨幣形式，只要人們需要，我們就會繼續供應。”

Work has started on a digital version of the pound, dubbed Britcoin, but the BOE has yet to decide whether to launch one.

英鎊的數位版本（稱為 Britcoin）的開發工作已經開始，但英國央行尚未決定是否推出。

In Washington, Bailey indicated that while the BOE is cautious about releasing a retail CBDC that would function like cash for general consumers, he is in favour of a wholesale CBDC used by banks.

貝利在華盛頓表示，雖然英國央行對發布對一般消費者來說像現金一樣的零售 CBDC 持謹慎態度，但他贊成銀行使用的批發 CBDC。

On the prospect of a retail CBDC, he said it was "harder to see an anchor role for central bank money."

關於零售 CBDC 的前景，他表示「很難看到央行資金發揮錨定作用」。

However, there is a good case for a "special role" for "central bank money in wholesale high value payments and in settlement of payment systems", he said.

不過，他表示，「央行資金在批發大額支付和支付系統結算中」有充分理由發揮「特殊作用」。

The BOE is developing a retail CBDC not because it plans to deploy it but to ensure innovation is available to the private sector and to ensure commercial banks modernise the digital payments system.

英國央行正在開發零售 CBDC，並不是因為它計劃部署它，而是為了確保私營部門能夠獲得創新，並確保商業銀行實現數位支付系統的現代化。

Digital payment systems are particularly needed in the "area of cross-border payments, where progress on modernisation continues to be slow," Bailey said.

貝利表示，“跨境支付領域的現代化進程仍然緩慢”，尤其需要數位支付系統。

"There is no good reason to be proprietorial on this."

“沒有充分的理由對此擁有所有權。”

Banks have little incentive to speed up cross border payments, which potentially "inhibits innovation", he said.

他表示，銀行沒有動機加快跨境支付，可能會「抑制創新」。