金磚國家提議的支付系統可能使用數位資產作為貨幣

在喀山舉行的金磚國家峰會上提出的新支付系統將是多幣種的，並將允許數位金融資產與傳統網路更高水準的整合。

Russia's Finance Minister provided details on the BRICS payment system during the recent summit in Kazan. The system will reportedly be able to handle digital financial assets and financial messages.

俄羅斯財政部長在最近的喀山峰會上提供了有關金磚國家支付系統的詳細資訊。據報道，該系統將能夠處理數位金融資產和金融消息。

The BRICS nations, which include Brazil, Russia, India, China, and South Africa, are discussing the creation of a new payment system that will facilitate transactions in multiple currencies. This system is also designed to integrate digital financial assets with traditional networks.

包括巴西、俄羅斯、印度、中國和南非在內的金磚國家正在討論創建一個新的支付系統，以促進多種貨幣的交易。該系統還旨在將數位金融資產與傳統網路整合。

At the sidelines of the BRICS organization summit in Kazan, which also saw the participation of Egypt, Ethiopia, Iran, Saudi Arabia, and the United Arab Emirates, Russian Finance Minister Anton Siluanov stated that the new payment system will combine banking functions with a financial messaging system.

在喀山舉行的金磚國家峰會期間，埃及、衣索比亞、伊朗、沙烏地阿拉伯和阿拉伯聯合大公國也參加了此次峰會，俄羅斯財政部長安東·西盧安諾夫表示，新的支付系統將把銀行功能與金融服務結合。

“This payment system will allow the replacement of banking organizations on one hand. On the other hand, it will include a system for transmitting financial messages,” Siluanov explained.

「這個支付系統一方面可以取代銀行機構。另一方面，它將包括一個傳輸金融資訊的系統，」西盧阿諾夫解釋道。

Siluanov's statements suggest that the new payment network will be similar to the Society for Worldwide Interbank Financial Telecommunications (SWIFT), which serves as the primary financial messaging system for cross-border payments.

Siluanov 的聲明表明，新的支付網路將類似於環球銀行金融電信協會 (SWIFT)，後者是跨境支付的主要金融資訊系統。

However, Siluanov highlighted that this new system will go a step further by incorporating digital financial assets (DFA) into its operations.

然而，Siluanov 強調，這個新系統將更進一步，將數位金融資產（DFA）納入其營運中。

“This system is planned on new formats, and approaches, taking into account the use of digital financial assets. This is a new system design,” he emphasized.

「該系統計劃採用新的格式和方法，並考慮到數位金融資產的使用。這是一個新的系統設計，」他強調。

SWIFT, on the other hand, is also exploring the addition of digital asset messaging capabilities to its global payment network. In September, the organization announced that this feature was still in the testing phase, with a focus on integrating central bank digital currencies into its network.

另一方面，SWIFT 也在探索在其全球支付網路中加入數位資產訊息傳遞功能。 9月，該組織宣布該功能仍處於測試階段，重點是將央行數位貨幣整合到其網路中。

In March, President Putin signed a legislation that prohibits the use of digital assets for domestic payments but allows for their application in international settlements. DFA assets encompass a broad range of instruments, including tokenized metals and central bank digital currencies.

今年三月，普丁總統簽署了一項立法，禁止使用數位資產進行國內支付，但允許將其應用於國際結算。 DFA 資產涵蓋廣泛的工具，包括代幣化金屬和央行數位貨幣。

According to Siluanov, the creation of this system is crucial for the BRICS bloc, especially considering the recent politicization of the existing messaging system, which became a key topic of discussion at the BRIS summit.

西盧阿諾夫表示，該系統的創建對金磚國家至關重要，特別是考慮到現有資訊系統最近的政治化，這已成為金磚峰會討論的關鍵議題。