澳洲即將迎來加密貨幣激增，但監管挑戰仍然存在

Coinbase 亞太區董事總經理 John O'Loghlen 表示，澳洲擁有培育新一代加密貨幣業務的潛力，但監管不確定性仍然是一個障礙。他強調需要明確監管，特別是在坎培拉，以釋放龐大的人才庫並推動對加密貨幣產業的投資。 O'Loghlen認為，澳洲蓬勃發展的金融科技產業，加上對穩定幣和加密應用的需求不斷增加，為類似Canva或Xero等數十億美元加密企業的出現提供了肥沃的環境。

Australia Poised for Crypto Boom, but Regulatory Hurdles Loom

澳洲有望迎來加密貨幣繁榮，但監管障礙迫在眉睫

Australia is on the cusp of nurturing its next generation of crypto unicorns, but a lack of regulatory clarity remains a significant obstacle, according to John O'Loghlen, APAC managing director of Coinbase.

Coinbase 亞太區董事總經理 John O'Loghlen 表示，澳洲正處於培育下一代加密獨角獸的風口浪尖，但缺乏明確的監管仍然是一個重大障礙。

O'Loghlen emphasizes the urgent need for regulatory clarity in Canberra and among institutional players to unleash the immense talent pool in Australia. "It's imperative that we establish clear legislation around digital assets to facilitate proper funding within the sector," he asserted. "This will provide certainty to venture capital (VC) and other investors, enabling us to continue building the next Illuvium or Immutable."

奧洛格倫強調，坎培拉和機構參與者迫切需要明確監管，以釋放澳洲龐大的人才庫。他斷言：“我們必須圍繞數位資產制定明確的立法，以促進該行業內的適當融資。” “這將為風險投資 (VC) 和其他投資者提供確定性，使我們能夠繼續建立下一個 Illvium 或 Immutable。”

While acknowledging recent regulatory progress, such as the Treasury's consultation paper in October 2023 and informal discussions with policymakers at the Blockchain APAC Summit in March, O'Loghlen notes that these efforts have not kept pace with the burgeoning retail and institutional demand for crypto.

O'Loghlen 承認最近的監管進展，例如財政部2023 年10 月的諮詢文件以及3 月份在亞太區區塊鏈峰會上與政策制定者進行的非正式討論，但他指出，這些努力並沒有跟上零售和機構對加密貨幣的新興需求。

A recent survey by Australian crypto exchange Independent Reserve revealed that approximately 27.5% of Australians (7.15 million people) now own cryptocurrency, with 35% investing around $500 per month in digital assets.

澳洲加密貨幣交易所 Independent Reserve 最近的一項調查顯示，大約 27.5% 的澳洲人（715 萬人）現在擁有加密貨幣，其中 35% 的人每月投資約 500 美元的數位資產。

O'Loghlen identifies the growing demand for stablecoins, digital remittances, and various capital-efficient crypto applications in the Australian fintech sector as fertile ground for the next billion-dollar crypto enterprises, akin to Canva, Xero, Atlassian, or Afterpay.

O'Loghlen 認為，澳洲金融科技領域對穩定幣、數位匯款和各種資本效率高的加密應用不斷增長的需求是下一個數十億美元加密企業（例如 Canva、Xero、Atlassian 或 Afterpay）的沃土。

He observes a significant increase in retail demand for crypto products, particularly from two key demographics. Firstly, self-managed retirement funds are cautiously diversifying into crypto, albeit in small but notable allocations relative to their portfolio sizes. "Even if it's a [0.5%] or 1% allocation, when this audience invests, the size of their investment is a substantial multiple of younger cohorts, because their assets under management are significantly higher," O'Loghlen explained.

他觀察到加密產品的零售需求顯著增加，特別是來自兩個關鍵人口的需求。首先，自我管理的退休基金正在謹慎地多元化投資加密貨幣，儘管相對於其投資組合規模而言，分配規模雖小但值得注意。 「即使是 [0.5%] 或 1% 的分配，當這些受眾進行投資時，他們的投資規模是年輕群體的很大倍數，因為他們管理的資產要高得多，」奧洛格倫解釋道。

Secondly, "HENRYs" (High Earners Not Rich Yet), professionals with solid earning potential, are actively educating themselves about crypto.

其次，「HENRY」（尚未富有的高收入者），即具有堅實收入潛力的專業人士，正在積極進行加密貨幣方面的自我教育。

Looking ahead, O'Loghlen unveiled Coinbase's plans to expand its Stand with Crypto campaign to Australia later this year. This initiative aims to educate regulators and policymakers about the potential benefits of cryptocurrency through events hosted by senior leadership members.

展望未來，O'Loghlen 宣布了 Coinbase 計劃在今年稍後將「Stand with Crypto」活動擴展到澳洲。該計劃旨在透過高級領導成員主辦的活動，讓監管機構和政策制定者了解加密貨幣的潛在好處。

O'Loghlen's sentiments are echoed by Johnathon Miller, managing director of Kraken Australia, who views current market conditions as an "inflection point" for crypto in Australia. "We're seeing a fundamental shift in perception," said Miller. "Crypto is no longer seen as a speculative asset class, but rather as a potential driver of innovation and economic growth."

Kraken Australia 董事總經理 Johnathon Miller 也認同 O'Loghlen 的觀點，他認為當前的市場狀況是澳洲加密貨幣的「轉折點」。 「我們看到觀念發生了根本性轉變，」米勒說。 “加密貨幣不再被視為投機資產類別，而是被視為創新和經濟成長的潛在驅動力。”

Industry experts believe that Australia has the potential to become a global crypto hub, but only if it embraces regulatory clarity and creates an environment that fosters innovation. With the right regulatory framework in place, Australia can unlock its vast talent pool and unleash the full potential of its burgeoning crypto sector.

行業專家認為，澳洲有潛力成為全球加密貨幣中心，但前提是它支持明確的監管並創造一個促進創新的環境。有了正確的監管框架，澳洲就可以釋放其龐大的人才庫，並釋放其蓬勃發展的加密貨幣產業的全部潛力。