澳洲為監管清晰的加密獨角獸做好了準備

澳洲是才華橫溢的加密貨幣企業家的中心，準備培育下一波價值數十億美元的「獨角獸」。然而，監管的明確性對於釋放這一潛力至關重要，特別是考慮到零售和機構對加密貨幣的巨大需求。 Coinbase 等領先公司正在積極與政策制定者接觸，以強調該行業的優勢並創造一個支持性的監管環境。

Australia Poised for New Wave of Crypto Unicorns, Hinging on Regulatory Clarity

澳洲準備迎接新一波的加密獨角獸，取決於監管的清晰度

Australia possesses significant potential to nurture a new wave of billion-dollar cryptocurrency startups, commonly known as "unicorns," according to Coinbase's Asia-Pacific managing director, John O'Loghlen. However, this growth remains contingent upon enhanced regulatory clarity within the cryptocurrency sector.

Coinbase 亞太區董事總經理 John O'Loghlen 表示，澳洲擁有培育新一波價值數十億美元的加密貨幣新創公司（通常被稱為「獨角獸」）的巨大潛力。然而，這種成長仍然取決於加密貨幣行業監管透明度的提高。

"Policymakers and institutional investors have yet to fully appreciate the abundance of human capital in the Australian cryptocurrency industry," O'Loghlen stated, highlighting the urgency for regulatory clarity to foster investment in the sector.

奧洛格倫表示：「政策制定者和機構投資者尚未充分認識到澳洲加密貨幣行業擁有豐富的人力資本。」他強調了明確監管以促進該行業投資的緊迫性。

While acknowledging recent regulatory advancements, such as the Treasury's consultation paper in October 2023 and discussions at the Blockchain APAC Summit in March, O'Loghlen emphasized that these measures lag behind the burgeoning demand for crypto among both retail and institutional investors.

O'Loghlen 承認最近的監管進展，例如財政部 2023 年 10 月的諮詢文件以及 3 月份區塊鏈亞太峰會的討論，但強調這些措施落後於散戶和機構投資者對加密貨幣不斷增長的需求。

A 2024 survey by Independent Reserve, an Australian crypto exchange, revealed that an estimated 27.5% of Australians (approximately 7.15 million individuals) possess cryptocurrency. The survey further indicated that 35% of Australian crypto investors allocate an average of $500 per month to digital assets.

澳洲加密貨幣交易所 Independent Reserve 2024 年的調查顯示，估計 27.5% 的澳洲人（約 715 萬人）擁有加密貨幣。該調查進一步表明，35% 的澳洲加密貨幣投資者平均每月向數位資產配置 500 美元。

Beyond retail adoption, O'Loghlen identified growing demand for stablecoins, digital remittances, and other utility-driven applications of crypto in the Australian fintech industry as fertile ground for the emergence of billion-dollar crypto companies.

除了零售採用之外，O'Loghlen 還指出，澳洲金融科技產業對穩定幣、數位匯款和其他公用事業驅動的加密應用的需求不斷增長，這是價值數十億美元的加密公司出現的沃土。

"These companies have the potential to emulate the success of multibillion-dollar Australian enterprises such as Canva, Xero, Atlassian, and Afterpay," O'Loghlen stated.

奧洛格倫表示：“這些公司有潛力效仿 Canva、Xero、Atlassian 和 Afterpay 等價值數十億美元的澳洲企業的成功。”

Retail demand for crypto products has also witnessed a notable increase, with two specific cohorts attracting O'Loghlen's attention.

加密產品的零售需求也顯著增長，其中兩個特定群體吸引了 O'Loghlen 的注意。

Firstly, self-managed retirement funds are exhibiting a growing interest in crypto investments, despite their relatively small portfolio allocations. "Even small allocations of 0.5% to 1% can translate into significant investments given the substantial assets under management held by this audience," O'Loghlen noted.

首先，儘管自我管理退休基金的投資組合配置相對較小，但它們對加密貨幣投資的興趣日益濃厚。奧洛格倫指出：“考慮到這些受眾所管理的大量資產，即使是 0.5% 到 1% 的小額分配也可以轉化為重大投資。”

Secondly, a cohort referred to as "HENRYs" (High Earners Not Rich Yet) is emerging as a significant investor base. O'Loghlen described these individuals as "working professionals without substantial debt or mortgage obligations who possess high earning potential and are proactively educating themselves about cryptocurrency."

其次，被稱為「HENRY」（尚未富有的高收入者）的群體正在成為重要的投資者群體。奧洛格倫將這些人描述為“沒有大量債務或抵押貸款義務的專業人士，他們擁有高收入潛力，並積極主動地進行加密貨幣教育。”

Looking to the future, Coinbase plans to expand its Stand with Crypto campaign to Australia later this year. O'Loghlen expressed the aim of bringing senior Coinbase executives to host events that will enhance the understanding of cryptocurrency's potential among regulators and policymakers.

展望未來，Coinbase 計劃在今年稍後將「Stand with Crypto」活動擴展到澳洲。 O'Loghlen 表示，希望邀請 Coinbase 高階主管舉辦活動，以增強監管機構和政策制定者對加密貨幣潛力的了解。

"It is crucial for government representatives and policymakers to witness the tangible benefits that crypto offers to entrepreneurs and businesses," O'Loghlen emphasized.

奧洛格倫強調：“對於政府代表和政策制定者來說，見證加密貨幣為企業家和企業帶來的切實好處至關重要。”

O'Loghlen's observations align with those of Johnathon Miller, managing director of Kraken Australia, who has characterized the current market conditions as an "inflection point" for crypto in Australia.

O'Loghlen 的觀察與 Kraken Australia 董事總經理 Johnathon Miller 的觀點一致，後者將當前的市場狀況描述為澳洲加密貨幣的「拐點」。

As Australia navigates the complexities of cryptocurrency regulation, the industry remains optimistic about fostering a vibrant ecosystem that nurtures innovation, attracts investment, and positions the country as a global leader in the digital asset landscape.

隨著澳洲應對加密貨幣監管的複雜性，該行業仍然對培育一個充滿活力的生態系統持樂觀態度，以培育創新、吸引投資並將該國定位為數位資產領域的全球領導者。