Top Beginner-Friendly Crypto Apps: Ka.app, Uphold, eToro

This article explores the top 3 crypto apps for beginners, each with unique features and capabilities, but with the common goal

While DeFi is relatively young and still evolving and adapting - it has its origins before modern smartphones and apps, and many of the products and services that emerged then, carrying the legacy of their web versions. It can be difficult for crypto beginners to handle legacy and extensive features, especially in the actual rapid DeFi development that brings more and more products and services.

For this purpose, we have compiled the top beginner-friendly crypto apps, each with unique features and capabilities, but with the common goal - to bring convenient DeFi solutions for the modern user.

Ka.app

Let’s start with Ka.app, a peer-to-peer crypto payment app that enables you to simply, seamlessly, and securely buy, sell, send, receive, and spend your crypto and euros in a single platform.

Remember that most crypto platforms are centralized, store user assets, carry extensive features, and are still kinda isolated (no real-life features for directly receiving the salary, paying the bills, etc.). So Ka.app’s purpose is to eliminate this and to bring crypto into your everyday use, without jumping from crypto apps to banking apps.

Ka.app bridges the gap between the crypto market and the real world, integrating traditional banking features like personal IBAN and Visa debit card to deposit/withdraw euros with the ability to seamlessly convert, as well as buy, sell, or send crypto without fees, all within one app, and right on your device. Also, since the app was originally designed with simplicity and convenience in mind, you won’t see any redundant features or overwhelming interface while your assets are stored on your device and not on a centralized service.

Core Ka.app Features

Ka.app Fees

Crypto Transfers

Deposit Crypto

Withdraw Crypto

Easy Swap

EUR Deposits and Withdrawals

Ka.app’s community is growing rapidly, and the team regularly introduces new features to keep the highest simplicity, usability, and convenience of crypto transactions for users of all backgrounds and scenarios. All in all, this is probably one of the best crypto apps for beginners who want to seamlessly integrate crypto into their daily use while keeping it simple, controlled, and secure.

Uphold

Another app that, on the one hand, also merges the management of crypto and fiat but is still a bit more extensive, with a broader focus, formulating it as to trade “anything-to-anything.” More specifically, a prime feature of Uphold is that you can trade not only between fiat and crypto but over 300+ currencies and commodities such as stocks, and several precious metals.

Additionally, Uphold is known for its very favorable features of crypto staking (up to 19 assets available for staking) and even an FDIC-insured USD account that earns interest (in the U.S.)​.

Uphold also places a huge emphasis on transparency and legality of its operations. In particular, the platform publishes its assets and liabilities in real-time (updated every 30 seconds) on its website, never lends out customer funds, keeps a 100% reserve for all user holdings, and holds licensing in the U.S., U.K., and EU and KYC requirements.

Core Uphold Features

Uphold Fees

Trading Fees

Deposit Fees

Withdrawal Fees

Speaking in general, at first glance, it may seem that Uphold is not very suited as one of the top crypto apps for newbies because of its extensive functionality and not the smallest fees. But still, it deserves your attention as it is indeed one of the best mobile apps for crypto trading, with many beneficial options and strong security. Also, if you are already trading FX and Stocks, and now you want to dive into crypto but without an additional platform for it - then you can move your trading journey to Uphold and all that on the way.

By the way, if you are interested in a single platform for trading everything from crypto to FX, stocks, and commodities with an even wider selection of assets, and you are more comfortable with a desktop platform as your main platform while a mobile one as an add-on, we highly recommend you to check out Phemex.

Additionally, they’re offering a $100 position voucher through their Rewards Hub when you complete a few tasks. This is a limited-time deal, so act fast before it’s gone!

eToro

Let’s look at another one of the beginner-friendly crypto apps, which also offers a wide range of assets like stocks, ETFs, commodities, etc., but also has unique features - especially valuable in the case of crypto investing for beginners. First of all, eToro positions itself as a social trading and multi-asset investment platform and offers such branded features as Social Trading, CopyTrader, CopyPortfolios (now called Smart Portfolios), Demo Trading, and more.

You may say that many features like Copy Trading and Demo Trading are standard for most crypto platforms, at least the big ones, and